401(k) · DOL Form 5500 · 2024

Luminate Home Loans, Inc. 401(k) Plan

Data updated 2026-08-25

$25M
Total assets Below avg plan size
636
Participants Below avg headcount
74th
Percentile by assets National rank
$39,683
Avg per participant Low balance/head
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Official DOL plan name: Luminate Home Loans Retirement Plan · Sponsored by Luminate Home Loans, Inc. · Minnesota · Finance & Insurance

$25M in assets, 636 participants

Luminate Home Loans, Inc.'s Luminate Home Loans Retirement Plan reported $25M in total assets and 636 participants in its 2024 DOL Form 5500 filing, ranking in the 74th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,196 in Finance & Insurance (8,549 peers)

Luminate Home Loans, Inc. multi-year trail

Luminate Home Loans, Inc.'s plans moved +209.9% in assets from 2022 to 2024; this filing shows Luminate Home Loans Retirement Plan at $25M / 636 participants.

#5,196
in Finance & Insurance (8,549 peers)
+35.9%
assets growth YoY

Luminate Home Loans Retirement Plan's outsized position by total assets

Luminate Home Loans Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$25,238,485 Top 26% higher than 74% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Luminate Home Loans Retirement Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Luminate Home Loans Retirement Plan sits mid-pack in the medium band (636 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Luminate Home Loans Retirement Plan reported participants rose from 200 in the plan year 2023 filing to 636 in the plan year 2024 filing.
  • Luminate Home Loans Retirement Plan reported net income fell from $10M in the plan year 2023 filing to $7M in the plan year 2024 filing.
  • Luminate Home Loans Retirement Plan end-of-year assets rose from $19M in the plan year 2023 filing to $25M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 411941324 · Luminate Home Loans, Inc. PY 2024 · 401(k)

Luminate Home Loans Retirement Plan · $25M · 636 · 74th

  • SCH $25M
  • EBSA 636
  • PART 74th
  • TYPE 401(k)
  • NET near Marriott International, Inc. Puerto Rico Retirement Plan
  • BOOK ind #5196

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Minnesota →

Luminate Home Loans Retirement Plan in the asset neighbourhood

Luminate Home Loans Retirement PlanLuminate Home Loans Retireme…$25MMarriott International, Inc. Puerto Rico Retirement PlanMarriott International, Inc.…$25MUnited Pacific 401(k) Plan$25MUftring Automotive Group 401(k) Plan and TrustUftring Automotive Group 401…$25MXs Brokers Insurance Agency, Inc. 401(k) & Profit Sharing PlanXs Brokers Insurance Agency,…$25M
End-of-year total assets ($M) among Luminate Home Loans Retirement Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Luminate Home Loans, Inc. multi-year asset trail

Sponsor-wide plan assets over time

All Luminate Home Loans, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$25M 209.92705347901105% vs 2022
2024 filing year
$0M$10M$20M$30M 202220232024 $8.14M $25.2M ▲ +210.1%
Year Plans Participants Total Assets
2022 1 214 $8M
2023 1 200 $19M
2024 1 636 $25M

Luminate Home Loans, Inc. filing trail (2024)

Total Assets (Beginning of Year)$19M
Net Assets (End of Year)$25M
Net Income$7M
Employer EIN411941324
Plan Effective Date2021-05-01
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in Minnesota

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Luminate Home Loans Retirement Plan vs. nearby 401(k) plans in Minnesota, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000500000 -20020406080 Total assets ($B) Participants Luminate Home Loans Retirement Plan, Total assets ($B): 0.025238485 · Participants: 636Luminate Home Loans Retirement PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 57.886997456 · Participants: 179076Wells Fargo & Company 401(k) PlanUnitedhealth Group 401(k) Savings Plan, Total assets ($B): 26.618762181 · Participants: 205460Unitedhealth Group 401(k) Savings PlanTarget Corporation 401(k) Plan, Total assets ($B): 14.419645154 · Participants: 409649Target Corporation 401(k) PlanMedtronic Savings and Investment Plan, Total assets ($B): 13.719378 · Participants: 38480Medtronic Savings and Investment PlanU.S. Bank 401(k) Savings Plan, Total assets ($B): 11.442089862 · Participants: 73109U.S. Bank 401(k) Savings Plan
Luminate Home Loans Retirement Plan vs. nearby 401(k) plans in Minnesota, assets vs. participants
Compare Luminate Home Loans Retirement Plan side-by-side with 3 peers →

Luminate Home Loans Retirement Plan's out-of-state 401(k) peers by assets and headcount

Outside Minnesota, the nearest 401(k) by assets is Marriott International, Inc. Puerto Rico Retirement Plan in PR ($25M); by covered participants it is Aerotech Corporation Airport Services Savings and Investment Plan in WI (636 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (636 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Luminate Home Loans Retirement Plan assets move in 2024? ▼
Luminate Home Loans Retirement Plan surged - up 35.9% during 2024, from $19M to $25M. Reported net income was $7M.
How have Luminate Home Loans, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Luminate Home Loans, Inc.'s sponsor-wide assets grew 209.9%, from $8M to $25M.
Which 401(k) plans are similar in size to Luminate Home Loans Retirement Plan? ▼
Among 401(k) plans in other states, the closest by assets is Marriott International, Inc. Puerto Rico Retirement Plan in PR ($25M, 1,506 participants).
Which 401(k) plans cover a similar participant headcount to Luminate Home Loans Retirement Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Aerotech Corporation Airport Services Savings and Investment Plan in WI (636 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 411941324.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.