ESOP · DOL Form 5500 · 2024

The Citizens National Bank of Bluffton ESOP

Data updated 2026-08-25

$26M
Total assets Below avg plan size
135
Participants Small participant base
75th
Percentile by assets National rank
$195,932
Avg per participant Above avg balance/head
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Official DOL plan name: The Citizens National Bank of Bluffton Employee Stock Ownership Plan · Sponsored by The Citizens National Bank of Bluffton · Ohio · Finance & Insurance

$26M in assets, 135 participants

The Citizens National Bank of Bluffton's The Citizens National Bank of Bluffton Employee Stock Ownership Plan reported $26M in total assets and 135 participants in its 2024 DOL Form 5500 filing, ranking in the 75th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,292 in Finance & Insurance (8,549 peers)

Coverage in Ohio

The Citizens National Bank of Bluffton Employee Stock Ownership Plan covers 135 participants in Ohio, about 18% of the average Ohio filer (state average ~765 per filing). Assets: $26M.

#5,292
in Finance & Insurance (8,549 peers)
-12.5%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $4M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

The Citizens National Bank of Bluffton Employee Stock Ownership Plan's outsized position by total assets

The Citizens National Bank of Bluffton Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$26,450,789 Top 25% higher than 75% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

The Citizens National Bank of Bluffton Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Citizens National Bank of Bluffton Employee Stock Ownership Plan sits mid-pack in the medium band (135 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • The Citizens National Bank of Bluffton Employee Stock Ownership Plan reported net income fell from -$769K in the plan year 2023 filing to -$4M in the plan year 2024 filing.
  • The Citizens National Bank of Bluffton Employee Stock Ownership Plan end-of-year assets fell from $30M in the plan year 2023 filing to $26M in the plan year 2024 filing.
  • The Citizens National Bank of Bluffton Employee Stock Ownership Plan reported participants fell from 138 in the plan year 2023 filing to 135 in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 344205025 · The Citizens National Bank of Bluffton PY 2024 · ESOP

The Citizens National Bank of Bluffton Employee Stock Ownership Plan · $26M · 135 · 75th

  • SCH $26M
  • EBSA 135
  • PART 75th
  • TYPE ESOP
  • NET near Campus Holdings Inc. Employee Stock Ownership Plan
  • BOOK ind #5292

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Ohio →

The Citizens National Bank of Bluffton Employee Stock Ownership Plan in the asset neighbourhood

Crowley Holdings, Inc. Employee Stock Ownership PlanCrowley Holdings, Inc. Emplo…$26MThe Citizens National Bank of Bluffton Employee Stock Ownership PlanThe Citizens National Bank o…$26MCampus Holdings Inc. Employee Stock Ownership PlanCampus Holdings Inc. Employe…$26MDelta Information Systems, Inc. Employee Stock Ownership PlanDelta Information Systems, I…$26MKelley Manufacturing Co. Employee Stock Ownership PlanKelley Manufacturing Co. Emp…$26M
End-of-year total assets ($M) among The Citizens National Bank of Bluffton Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2024.

Ohio filing particulars

Total Assets (Beginning of Year)$30M
Net Assets (End of Year)$26M
Net Income-$4M
Employer EIN344205025
Plan Effective Date1978-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Citizens National Bank of Bluffton)

Sponsor-wide plan assets over time

All The Citizens National Bank of Bluffton plans reported in each filing year

Latest sponsor-wide plan assets
$26M 14.670357227619693% vs 2022
2024 filing year
$24M$26M$28M$30M$32M 202220232024 $31M $26.5M ▼ -14.7%
Year Plans Participants Total Assets
2022 1 136 $31M
2023 1 138 $30M
2024 1 135 $26M

Nearby ESOP Plans in Ohio

Peer ESOP plans, same state, same plan type, ranked by total assets.

The Citizens National Bank of Bluffton Employee Stock Ownership Plan vs. nearby ESOP plans in Ohio, assets vs. participants Scatter plot of 6 data points. -10000010000200003000040000 -50510152025 Total assets ($B) Participants The Citizens National Bank of Bluffton Employee Stock Ownership Plan, Total assets ($B): 0.026450789 · Participants: 135The Citizens National Bank of Bluffton Employee Stock Ownership PlanProcter & Gamble Profit Sharing Trust & Employee Stock Ownership Plan, Total assets ($B): 21.965382968 · Participants: 33639Procter & Gamble Profit Sharing Trust & Employee Stock Ownership PlanThe Garland Industries, Inc. Employee Stock Ownership Plan & Trust, Total assets ($B): 2.007916491 · Participants: 1118The Garland Industries, Inc. Employee Stock Ownership Plan & TrustMesser Inc. Employee Stock Ownership Plan, Total assets ($B): 0.695889558 · Participants: 903Messer Inc. Employee Stock Ownership PlanGreat Lakes Cheese Co., Inc. Employee Stock Ownership Plan, Total assets ($B): 0.501664561 · Participants: 4264Great Lakes Cheese Co., Inc. Employee Stock Ownership PlanCleveland Steel Container Corporation Employee Stock Ownership Plan, Total assets ($B): 0.485460635 · Participants: 415Cleveland Steel Container Corporation Employee Stock Ownership Plan
The Citizens National Bank of Bluffton Employee Stock Ownership Plan vs. nearby ESOP plans in Ohio, assets vs. participants
Compare The Citizens National Bank of Bluffton Employee Stock Ownership Plan side-by-side with 3 peers →

The Citizens National Bank of Bluffton Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Ohio, the nearest ESOP by assets is Campus Holdings Inc. Employee Stock Ownership Plan in NY ($26M); by covered participants it is Morley Builders, Inc. Employee Stock Ownership Plan in CA (135 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (135 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Citizens National Bank of Bluffton Employee Stock Ownership Plan assets move in 2024? ▼
The Citizens National Bank of Bluffton Employee Stock Ownership Plan pulled back noticeably - down 12.5% during 2024, from $30M to $26M. Reported net income was -$4M.
How have The Citizens National Bank of Bluffton plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Citizens National Bank of Bluffton's sponsor-wide assets declined 14.7%, from $31M to $26M.
Where does The Citizens National Bank of Bluffton Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
The Citizens National Bank of Bluffton Employee Stock Ownership Plan ranks in the 75th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to The Citizens National Bank of Bluffton Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Campus Holdings Inc. Employee Stock Ownership Plan in NY ($26M, 147 participants).
Which ESOP plans cover a similar participant headcount to The Citizens National Bank of Bluffton Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Morley Builders, Inc. Employee Stock Ownership Plan in CA (135 participants, $69M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 344205025.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.