Money Purchase · DOL Form 5500 · 2024

Heat and Frost Insulators Local 47 Retirement Savings Trust Fund Money Purchase Plan

Data updated 2026-08-25

$1M
Total assets Small plan by assets: 248
Participants Below avg headcount: 23rd
Percentile by assets National rank: $4,196
Avg per participant Low balance/head

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Official DOL plan name: Heat and Frost Insulators Local 47 Retirement Savings Plan · Sponsored by Heat and Frost Insulators Local 47 Retirement Savings Trust Fund · Michigan · Construction

$1M in assets, 248 participants

Heat and Frost Insulators Local 47 Retirement Savings Trust Fund's Heat and Frost Insulators Local 47 Retirement Savings Plan reported $1M in total assets and 248 participants in its 2024 DOL Form 5500 filing, ranking in the 23rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

#1,991 in Construction (9,039 peers)

Coverage in Michigan

Heat and Frost Insulators Local 47 Retirement Savings Plan covers 248 participants in Michigan, about 39% of the average Michigan filer (state average ~638 per filing). Assets: $1M.

#1,991
in Construction (9,039 peers): +473.7%
assets growth YoY

Heat and Frost Insulators Local 47 Retirement Savings Plan among the smaller filed plans by assets

Heat and Frost Insulators Local 47 Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$1,040,634 23rd percentile higher than 23% of 123,620 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Heat and Frost Insulators Local 47 Retirement Savings Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Heat and Frost Insulators Local 47 Retirement Savings Plan sits mid-pack in the medium band (248 participants).

Micro (1-10) 33,766 filings (27%) Small (11-100) 26,107 filings (21%) Medium (101-1,000) 54,251 filings (43%) Large (1,001-10,000) 10,349 filings (8%) Mega (10,000+) 1,399 filings (1%)

Heat and Frost Insulators Local 47 Retirement Savings Plan end-of-year assets rose from $181K in the plan year 2023 filing to $1M in the plan year 2024 filing.
Heat and Frost Insulators Local 47 Retirement Savings Plan reported net income rose from $171K in the plan year 2023 filing to $851K in the plan year 2024 filing.
Heat and Frost Insulators Local 47 Retirement Savings Plan reported participants rose from N/A in the plan year 2023 filing to 248 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Form 5500 schedule snapshot

Filing strip 932682845 · Heat and Frost Insulators Local 47 Retirement Savings Trust Fund PY 2024 · Money Purchase

Heat and Frost Insulators Local 47 Retirement Savings Plan · $1M · 248 · 23rd

BOY $1M
BOY 248
BOY 23rd
BOY Money Purchase
BOY near Jim G. Taylor, O.D., P.C. Profit Sharing Plan
BOY ind #1991

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Construction retirement plans → · Plans in Michigan →

End-of-year total assets ($M) among Heat and Frost Insulators Local 47 Retirement Savings Plan and nearest nationwide Money Purchase peers. Source: DOL Form 5500 plan year 2024.

Michigan filing particulars

Total Assets (Beginning of Year)	$181K
Net Assets (End of Year)	$1M
Net Income	$851K
Employer EIN	932682845
Plan Effective Date	2023-07-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Heat and Frost Insulators Local 47 Retirement Savings Trust Fund)

Latest sponsor-wide plan assets: $1M 473.7472088215024% vs 2023; 2024 filing year

Year	Plans	Participants	Total Assets
2023	1	N/A	$181K
2024	1	248	$1M

Nearby Money Purchase Plans in Michigan

Peer Money Purchase plans, same state, same plan type, ranked by total assets.

Heat and Frost Insulators Local 47 Retirement Savings Plan vs. nearby Money Purchase plans in Michigan, assets vs. participants

Central Midwest Regional Council of Carpenters Defined Contribution Pension Plan $1.6B · 35,197
Michigan Regional Council of Carpenters' Annuity Fund $531M · 17,855
P & M Holding Group, LLP & Affiliated Entities Pension Plan $250M · 1,182
Operating Engineers' Local 324, Defined Contribution Pension Plan $248M · 7,667
Michigan Laborers' Annuity Fund $129M · 4,355

Compare Heat and Frost Insulators Local 47 Retirement Savings Plan side-by-side with 3 peers →

Heat and Frost Insulators Local 47 Retirement Savings Plan's out-of-state Money Purchase peers by assets and headcount

Outside Michigan, the nearest Money Purchase by assets is Jim G. Taylor, O.D., P.C. Profit Sharing Plan in TN ($1M); by covered participants it is Jefferson Community Health Center Inc. Employees Pension Plan in NE (247 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($1M here).

Jim G. Taylor, O.D., P.C. Profit Sharing Plan (TN) $1M · 3
Purnachandra Yerneni Md Keogh Profit Sharing (LA) $1M · N/A
Carlos Manuel Cidre Miranda, Md Retirement Plan (PR) $1M · 3
Farmers and Merchants Bank of Craig County Pension Plan (VA) $1M · 13

Similar participant headcount

Nearest other-state filings by covered participants (248 participants); asset peers above are excluded.

Jefferson Community Health Center Inc. Employees Pension Plan (NE) 247 · 1 off
Fidelity Money Purchase Plan (IA) 247 · 1 off
Minneapolis Operative Plasterers' Retirement Plan (MN) 247 · 1 off
Delta Dental of Missouri Money Purchase Pension Plan (MO) 250 · 2 off

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Heat and Frost Insulators Local 47 Retirement Savings Plan assets move in 2024? ▼

Heat and Frost Insulators Local 47 Retirement Savings Plan surged - up 473.7% during 2024, from $181K to $1M. Reported net income was $851K.

How have Heat and Frost Insulators Local 47 Retirement Savings Trust Fund plan assets changed over time? ▼

Across 2 plan years on file (2023-2024), Heat and Frost Insulators Local 47 Retirement Savings Trust Fund's sponsor-wide assets grew 473.7%, from $181K to $1M.

Where does Heat and Frost Insulators Local 47 Retirement Savings Plan rank by assets among Form 5500 filers? ▼

Heat and Frost Insulators Local 47 Retirement Savings Plan ranks in the 23rd percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the smaller plans by assets on file).

Which Money Purchase plans are similar in size to Heat and Frost Insulators Local 47 Retirement Savings Plan? ▼

Among Money Purchase plans in other states, the closest by assets is Jim G. Taylor, O.D., P.C. Profit Sharing Plan in TN ($1M, 3 participants).

Which Money Purchase plans cover a similar participant headcount to Heat and Frost Insulators Local 47 Retirement Savings Plan? ▼

Among Money Purchase plans in other states, the closest by covered participants is Jefferson Community Health Center Inc. Employees Pension Plan in NE (247 participants, $9M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 932682845.