401(k) · DOL Form 5500 · 2024

Main Street 401(k) Plan

ERISA Form 5500 plan record drawn from DOL EBSA, verify with linked source filings below.

$7M
Total assets
142
Participants
19th
Percentile by assets

Sponsored by Main Street Checks, Inc. · Alabama · Manufacturing

What the 2024 filing shows

Main Street 401(k) Plan holds $7M for 142 participants - about $48,299 per participant, among the smaller plans by assets on file, up 10.7% over the 2024 plan year.

$7M
total plan assets (2024 EOY)
142
covered participants
19th
percentile by assets (of 67,083 plans)
$48,299
avg assets per participant
Total Assets (2023)
$7M
Participants
142
State
Industry
Manufacturing

What the Filing Says About Main Street 401(k) Plan

Main Street 401(k) Plan is a 401(k) retirement plan sponsored by Main Street Checks, Inc., headquartered in Alabama. As of the 2024 Form 5500 filing, the plan reports $7M in total end-of-year assets and covers 142 participants across the Manufacturing industry. The sponsor's EIN on file with the U.S. Department of Labor is 631201384, and the plan has been effective since 2003-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $6M at the beginning of 2024 to $7M at year-end - a gain of 10.7%. Net assets (after liabilities) closed the year at $7M, with reported net income of $664K driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows, a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$6M
Total Assets (End of Year)$7M
Net Assets (End of Year)$7M
Net Income$664K
Plan Type401(k)
Employer EIN631201384
Plan Effective Date2003-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Main Street Checks, Inc.)

Year Plans Participants Total Assets
2022 1 143 $5M
2023 1 147 $6M
2024 1 142 $7M

Nearby 401(k) Plans in Alabama

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Frequently Asked Questions

How much money is in the Main Street 401(k) Plan?
As of the 2024 Form 5500 filing, Main Street 401(k) Plan holds $7M in total assets with 142 participants. It is sponsored by Main Street Checks, Inc..
What type of plan is Main Street 401(k) Plan?
Main Street 401(k) Plan is a 401(k) plan. It has been effective since 2003-01-01. The plan is filed with the U.S. Department of Labor under EIN 631201384.
Who sponsors the Main Street 401(k) Plan?
Main Street 401(k) Plan is sponsored by Main Street Checks, Inc., located in Alabama. The sponsor's EIN is 631201384 and the plan operates in the Manufacturing industry.
How did Main Street 401(k) Plan perform in 2024?
Main Street 401(k) Plan grew by 10.7% during 2024, moving from $6M to $7M in total assets. Net income was $664K.
Where can I find official filings for Main Street 401(k) Plan?
Official Form 5500 filings for Main Street 401(k) Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 631201384 or plan name at efast.dol.gov.
How does Main Street 401(k) Plan compare to other plans?
You can compare Main Street 401(k) Plan against other 401(k) plans on the plan type page, or view plans in Alabama on the state page. PlainRetire tracks all 402,674 ERISA-covered retirement plans in the U.S. that filed a Form 5500 for the 2023 plan year.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 631201384.

Reference: IRS Publication 560, Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B, Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.