ESOP · DOL Form 5500 · 2024

Arrow Financial Corporation ESOP

Data updated 2026-08-25

$28M
Total assets Below avg plan size
402
Participants Below avg headcount
76th
Percentile by assets National rank
$69,306
Avg per participant Below avg balance/head
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Official DOL plan name: Arrow Financial Corporation Employee Stock Ownership Plan · Sponsored by Arrow Financial Corporation · New York · Finance & Insurance

$28M in assets, 402 participants

Arrow Financial Corporation's Arrow Financial Corporation Employee Stock Ownership Plan reported $28M in total assets and 402 participants in its 2024 DOL Form 5500 filing, ranking in the 76th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,392 in Finance & Insurance (8,549 peers)

Where Arrow Financial Corporation Employee Stock Ownership Plan sits by assets

Arrow Financial Corporation Employee Stock Ownership Plan sits in the top quartile of all filed plans by assets, $28M for 402 participants (~$69,306/participant), up 0.5% in 2024.

#5,392
in Finance & Insurance (8,549 peers)
+0.5%
assets growth YoY
0.3×
vs typical plan assets (national mean)

Arrow Financial Corporation Employee Stock Ownership Plan's outsized position by total assets

Arrow Financial Corporation Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$27,861,207 Top 24% higher than 76% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Arrow Financial Corporation Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Arrow Financial Corporation Employee Stock Ownership Plan sits mid-pack in the medium band (402 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Arrow Financial Corporation Employee Stock Ownership Plan reported net income rose from -$3M in the plan year 2023 filing to $151K in the plan year 2024 filing.
  • Arrow Financial Corporation Employee Stock Ownership Plan end-of-year assets rose from $28M in the plan year 2023 filing to $28M in the plan year 2024 filing.

See the national 2023→2024 release diff →

DOL schedule card

Filing strip 222448962 · Arrow Financial Corporation PY 2024 · ESOP

Arrow Financial Corporation Employee Stock Ownership Plan · $28M · 402 · 76th

  • BOY $28M
  • BOY 402
  • BOY 76th
  • BOY ESOP
  • BOY near Miller Paint Co., Inc. Employee Stock Ownership Plan
  • BOY ind #5392

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in New York →

Arrow Financial Corporation Employee Stock Ownership Plan in the asset neighbourhood

Rotochopper, Inc. First Restated Employee Stock Ownership Plan and TrustRotochopper, Inc. First Rest…$28MBaker Engineering and Risk Consultants, Inc. Employee Stock Ownership PlanBaker Engineering and Risk C…$28MArrow Financial Corporation Employee Stock Ownership PlanArrow Financial Corporation …$28MMiller Paint Co., Inc. Employee Stock Ownership PlanMiller Paint Co., Inc. Emplo…$28MLaurits R. Christensen Associates Employee Stock Ownership PlanLaurits R. Christensen Assoc…$28M
End-of-year total assets ($M) among Arrow Financial Corporation Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$28M
Net Assets (End of Year)$28M
Net Income$151K
Employer EIN222448962
Plan Effective Date1970-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Arrow Financial Corporation)

Sponsor-wide plan assets over time

All Arrow Financial Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$132M 14.975930928648115% vs 2022
2024 filing year
$110M$120M$130M$140M 202220232024 $115M $132M ▲ +15.0%
Year Plans Participants Total Assets
2022 3 1,364 $115M
2023 3 1,309 $122M
2024 3 1,344 $132M

Nearby ESOP Plans in New York

Peer ESOP plans, same state, same plan type, ranked by total assets.

Arrow Financial Corporation Employee Stock Ownership Plan vs. nearby ESOP plans in New York, assets vs. participants Scatter plot of 6 data points. 01000200030004000 -20002004006008001000 Total assets ($M) Participants Arrow Financial Corporation Employee Stock Ownership Plan, Total assets ($M): 27.861207 · Participants: 402Arrow Financial Corporation Employee Stock Ownership PlanStewart's Shops Corp Employee Stock Ownership Plan, Total assets ($M): 896.840227 · Participants: 3483Stewart's Shops Corp Employee Stock Ownership PlanNorth Coast Holdings Employee Stock Ownership Plan, Total assets ($M): 450.776522 · Participants: 3042North Coast Holdings Employee Stock Ownership PlanGriffon Corporation Employee Stock Ownership Plan, Total assets ($M): 306.094988 · Participants: 3209Griffon Corporation Employee Stock Ownership PlanGreenman-Pedersen, Inc. Employee Stock Ownership Plan, Total assets ($M): 254.362741 · Participants: 1716Greenman-Pedersen, Inc. Employee Stock Ownership PlanMarshall & Sterling Enterprises, Inc. Employee Stock Ownership Plan, Total assets ($M): 234.345888 · Participants: 518Marshall & Sterling Enterprises, Inc. Employee Stock Ownership Plan
Arrow Financial Corporation Employee Stock Ownership Plan vs. nearby ESOP plans in New York, assets vs. participants

Arrow Financial Corporation Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside New York, the nearest ESOP by assets is Miller Paint Co., Inc. Employee Stock Ownership Plan in OR ($28M); by covered participants it is W. Lease Lewis Company Employee Stock Ownership Plan and Trust in WA (401 participants). Same-state nearby plans are listed separately above.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Arrow Financial Corporation Employee Stock Ownership Plan assets move in 2024?
Arrow Financial Corporation Employee Stock Ownership Plan held essentially flat - up 0.5% during 2024, from $28M to $28M. Reported net income was $151K.
How have Arrow Financial Corporation plan assets changed over time?
Across 3 plan years on file (2022-2024), Arrow Financial Corporation's sponsor-wide assets grew 15.0%, from $115M to $132M.
Where does Arrow Financial Corporation Employee Stock Ownership Plan rank by assets among Form 5500 filers?
Arrow Financial Corporation Employee Stock Ownership Plan ranks in the 76th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to Arrow Financial Corporation Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by assets is Miller Paint Co., Inc. Employee Stock Ownership Plan in OR ($28M, 249 participants).
Which ESOP plans cover a similar participant headcount to Arrow Financial Corporation Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by covered participants is W. Lease Lewis Company Employee Stock Ownership Plan and Trust in WA (401 participants, $95M in assets).