401(k) · DOL Form 5500 · 2024
Merrimack Valley Credit Union 401(k) Plan
Data updated 2026-08-25
- $43M
- Total assets Below avg plan size
- 321
- Participants Below avg headcount
- 82nd
- Percentile by assets National rank
- $133,465
- Avg per participant Near avg balance/head
Official DOL plan name: Merrimack Valley Credit Union Retirement Savings Plan · Sponsored by Merrimack Valley Credit Union · Massachusetts · Finance & Insurance
$43M in assets, 321 participants
Merrimack Valley Credit Union's Merrimack Valley Credit Union Retirement Savings Plan reported $43M in total assets and 321 participants in its 2024 DOL Form 5500 filing, ranking in the 82nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #6,204 in Finance & Insurance (8,549 peers)
Coverage in Massachusetts
Merrimack Valley Credit Union Retirement Savings Plan covers 321 participants in Massachusetts, about 49% of the average Massachusetts filer (state average ~659 per filing). Assets: $43M.
- #6,204
- in Finance & Insurance (8,549 peers)
- +108.7%
- assets growth YoY
- 0.4×
- vs typical plan assets (national mean)
Merrimack Valley Credit Union Retirement Savings Plan's outsized position by total assets
Merrimack Valley Credit Union Retirement Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2024 · DOL Form 5500
$42,842,114 Top 18% higher than 82% of 123,620 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024
Merrimack Valley Credit Union Retirement Savings Plan among mid-size filed plans by headcount
Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Merrimack Valley Credit Union Retirement Savings Plan sits mid-pack in the medium band (321 participants).
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- Merrimack Valley Credit Union Retirement Savings Plan end-of-year assets rose from $21M in the plan year 2023 filing to $43M in the plan year 2024 filing.
- Merrimack Valley Credit Union Retirement Savings Plan reported participants rose from 190 in the plan year 2023 filing to 321 in the plan year 2024 filing.
- Merrimack Valley Credit Union Retirement Savings Plan reported net income rose from $4M in the plan year 2023 filing to $5M in the plan year 2024 filing.
Form 5500 schedule snapshot
Filing strip 042206928 · Merrimack Valley Credit Union PY 2024 · 401(k)
Merrimack Valley Credit Union Retirement Savings Plan · $43M · 321 · 82nd
- SCH $43M
- SCH 321
- SCH 82nd
- SCH 401(k)
- SCH near Savings and Retirement Plan for Employees of Great Bay Distributors, Inc.
- SCH ind #6204
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →
Merrimack Valley Credit Union Retirement Savings Plan in the asset neighbourhood
Massachusetts filing particulars
| Total Assets (Beginning of Year) | $21M |
|---|---|
| Net Assets (End of Year) | $43M |
| Net Income | $5M |
| Employer EIN | 042206928 |
| Plan Effective Date | 1997-06-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Merrimack Valley Credit Union)
Sponsor-wide plan assets over time
All Merrimack Valley Credit Union plans reported in each filing year
- Latest sponsor-wide plan assets
- $43M 165.83059087551118% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 167 | $16M |
| 2023 | 1 | 190 | $21M |
| 2024 | 1 | 321 | $43M |
Nearby 401(k) Plans in Massachusetts
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Fidelity Retirement Savings Plan $34.2B · 66,907
- Liberty Mutual 401(k) Plan $11.4B · 34,618
- Massachusetts Institute of Technology Supplemental 401(k) Plan $7.7B · 14,762
- Boston Scientific Corporation 401(k) Retirement Savings Plan $6.8B · 20,639
- State Street Salary Savings Program $6.5B · 12,777
Merrimack Valley Credit Union Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Massachusetts, the nearest 401(k) by assets is Savings and Retirement Plan for Employees of Great Bay Distributors, Inc. in FL ($43M); by covered participants it is Investar Holding Corporation 401(k) Plan in LA (321 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($43M here).
Similar participant headcount
Nearest other-state filings by covered participants (321 participants); asset peers above are excluded.
- Investar Holding Corporation 401(k) Plan (LA) 321 · 0 off
- Northern Refrigerated Transportation, Inc. 401(k) Profit Sharing Plan (CA) 321 · 0 off
- John Boos & Co. 401(k) Plan (IL) 321 · 0 off
- Scafco Corporation Profit Sharing 401(k) Plan (WA) 321 · 0 off
DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.