401(k) · DOL Form 5500 · 2024

Central One Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$21M
Total assets Small plan by assets
126
Participants Small participant base
71st
Percentile by assets National rank
$165,273
Avg per participant Above avg balance/head
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Official DOL plan name: Central One Federal Credit Union 401(k) Plan and Trust · Sponsored by Central One Federal Credit Union · Massachusetts · Finance & Insurance

$21M in assets, 126 participants

Central One Federal Credit Union's Central One Federal Credit Union 401(k) Plan and Trust reported $21M in total assets and 126 participants in its 2024 DOL Form 5500 filing, ranking in the 71st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,812 in Finance & Insurance (8,549 peers)

Coverage in Massachusetts

Central One Federal Credit Union 401(k) Plan and Trust covers 126 participants in Massachusetts, about 19% of the average Massachusetts filer (state average ~659 per filing). Assets: $21M.

#4,812
in Finance & Insurance (8,549 peers)
+15.7%
assets growth YoY

Central One Federal Credit Union 401(k) Plan and Trust's outsized position by total assets

Central One Federal Credit Union 401(k) Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$20,824,369 Top 29% higher than 71% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Central One Federal Credit Union 401(k) Plan and Trust among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Central One Federal Credit Union 401(k) Plan and Trust sits mid-pack in the medium band (126 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Central One Federal Credit Union 401(k) Plan and Trust end-of-year assets rose from $18M in the plan year 2023 filing to $21M in the plan year 2024 filing.
  • Central One Federal Credit Union 401(k) Plan and Trust reported net income fell from $3M in the plan year 2023 filing to $3M in the plan year 2024 filing.
  • Central One Federal Credit Union 401(k) Plan and Trust reported participants rose from 119 in the plan year 2023 filing to 126 in the plan year 2024 filing.

See the national 2023→2024 release diff →

DOL schedule card

Filing strip 042158611 · Central One Federal Credit Union PY 2024 · 401(k)

Central One Federal Credit Union 401(k) Plan and Trust · $21M · 126 · 71st

  • EOY $21M
  • 5500 126
  • ASSETS 71st
  • PCT 401(k)
  • EIN near American Health Information Management Association 401(k) Plan
  • RANK ind #4812

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Central One Federal Credit Union 401(k) Plan and Trust in the asset neighbourhood

Ram Construction Services 401(k) PlanRam Construction Services 40…$21MCentral One Federal Credit Union 401(k) Plan and TrustCentral One Federal Credit U…$21MAmerican Health Information Management Association 401(k) PlanAmerican Health Information …$21MObagi Cosmeceuticals, LLC Retirement PlanObagi Cosmeceuticals, LLC Re…$21MTec-Masters 401(k) Profit Sharing PlanTec-Masters 401(k) Profit Sh…$21M
End-of-year total assets ($M) among Central One Federal Credit Union 401(k) Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Massachusetts filing particulars

Total Assets (Beginning of Year)$18M
Net Assets (End of Year)$21M
Net Income$3M
Employer EIN042158611
Plan Effective Date1997-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Central One Federal Credit Union)

Sponsor-wide plan assets over time

All Central One Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$44M 31.79662808094156% vs 2022
2024 filing year
$30M$35M$40M$45M 202220232024 $33.3M $43.9M ▲ +31.8%
Year Plans Participants Total Assets
2022 2 227 $33M
2023 2 221 $39M
2024 2 244 $44M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Central One Federal Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Central One Federal Credit Union 401(k) Plan and Trust, Total assets ($B): 0.020824369 · Participants: 126Central One Federal Credit Union 401(k) Plan and TrustFidelity Retirement Savings Plan, Total assets ($B): 34.201609937 · Participants: 66907Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 11.352606499 · Participants: 34618Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 7.720373045 · Participants: 14762Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 6.775289067 · Participants: 20639Boston Scientific Corporation 401(k) Retirement Savings PlanState Street Salary Savings Program, Total assets ($B): 6.532301643 · Participants: 12777State Street Salary Savings Program
Central One Federal Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Central One Federal Credit Union 401(k) Plan and Trust side-by-side with 3 peers →

Central One Federal Credit Union 401(k) Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is American Health Information Management Association 401(k) Plan in IL ($21M); by covered participants it is Anesthesia Consultants of Indianapolis, LLC 401(k) Profit Sharing Plan in IN (126 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (126 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Central One Federal Credit Union 401(k) Plan and Trust assets move in 2024? ▼
Central One Federal Credit Union 401(k) Plan and Trust grew sharply - up 15.7% during 2024, from $18M to $21M. Reported net income was $3M.
How have Central One Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Central One Federal Credit Union's sponsor-wide assets grew 31.8%, from $33M to $44M.
Which 401(k) plans are similar in size to Central One Federal Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is American Health Information Management Association 401(k) Plan in IL ($21M, 227 participants).
Which 401(k) plans cover a similar participant headcount to Central One Federal Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Anesthesia Consultants of Indianapolis, LLC 401(k) Profit Sharing Plan in IN (126 participants, $105M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 042158611.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.