401(k)
2024 plan-year 401(k) DOL Form 5500

Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Redstone Federal Credit Union · Alabama · Finance & Insurance

What the 2023 filing shows

Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust holds $161M for 1,368 participants — about $117,761 per participant, up 16.4% over the 2024 plan year.

$161M
total plan assets (2024 EOY)
1,368
covered participants
$117,761
avg assets per participant
+16.4%
assets growth YoY
Total Assets (2023)
$161M
Participants
1,368
State
Industry
Finance & Insurance

What the Filing Says About Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust

Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust is a 401(k) retirement plan sponsored by Redstone Federal Credit Union, headquartered in Alabama. As of the 2024 Form 5500 filing, the plan reports $161M in total end-of-year assets and covers 1,368 participants across the Finance & Insurance industry. The sponsor's EIN on file with the U.S. Department of Labor is 630322374, and the plan has been effective since 1967-04-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $138M at the beginning of 2024 to $161M at year-end — a gain of 16.4%. Net assets (after liabilities) closed the year at $161M, with reported net income of $23M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$138M
Total Assets (End of Year)$161M
Net Assets (End of Year)$161M
Net Income$23M
Plan Type401(k)
Employer EIN630322374
Plan Effective Date1967-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Redstone Federal Credit Union)

Year Plans Participants Total Assets
2022 2 2,236 $248M
2023 2 2,331 $295M
2024 2 2,465 $329M

Nearby 401(k) Plans in Alabama

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Frequently Asked Questions

How much money is in the Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust?
As of the 2024 Form 5500 filing, Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust holds $161M in total assets with 1,368 participants. It is sponsored by Redstone Federal Credit Union.
What type of plan is Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust?
Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust is a 401(k) plan. It has been effective since 1967-04-01. The plan is filed with the U.S. Department of Labor under EIN 630322374.
Who sponsors the Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust?
Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust is sponsored by Redstone Federal Credit Union, located in Alabama. The sponsor's EIN is 630322374 and the plan operates in the Finance & Insurance industry.
How did Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust perform in 2024?
Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust grew by 16.4% during 2024, moving from $138M to $161M in total assets. Net income was $23M.
Where can I find official filings for Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust?
Official Form 5500 filings for Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 630322374 or plan name at efast.dol.gov.
How does Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust compare to other plans?
You can compare Redstone Federal Credit Union Employees' Savings & Retirement Plan & Trust against other 401(k) plans on the plan type page, or view plans in Alabama on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 630322374.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.