401(k)
2024 plan-year 401(k) DOL Form 5500

St. Cloud Refrigeration Company Profit Sharing 401(k) Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by St. Cloud Refrigeration Company · Minnesota · Construction

What the 2023 filing shows

St. Cloud Refrigeration Company Profit Sharing 401(k) Plan holds $50M for 198 participants — about $251,794 per participant, up 2.1% over the 2024 plan year.

$50M
total plan assets (2024 EOY)
198
covered participants
$251,794
avg assets per participant
+2.1%
assets growth YoY
Total Assets (2023)
$50M
Participants
198
State
Industry
Construction

What the Filing Says About St. Cloud Refrigeration Company Profit Sharing 401(k) Plan

St. Cloud Refrigeration Company Profit Sharing 401(k) Plan is a 401(k) retirement plan sponsored by St. Cloud Refrigeration Company, headquartered in Minnesota. As of the 2024 Form 5500 filing, the plan reports $50M in total end-of-year assets and covers 198 participants across the Construction industry. The sponsor's EIN on file with the U.S. Department of Labor is 410802798, and the plan has been effective since 1991-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $49M at the beginning of 2024 to $50M at year-end — a gain of 2.1%. Net assets (after liabilities) closed the year at $50M, with reported net income of $871K driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$49M
Total Assets (End of Year)$50M
Net Assets (End of Year)$50M
Net Income$871K
Plan Type401(k)
Employer EIN410802798
Plan Effective Date1991-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (St. Cloud Refrigeration Company)

Year Plans Participants Total Assets
2022 1 183 $41M
2023 1 183 $49M
2024 1 198 $50M

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Frequently Asked Questions

How much money is in the St. Cloud Refrigeration Company Profit Sharing 401(k) Plan?
As of the 2024 Form 5500 filing, St. Cloud Refrigeration Company Profit Sharing 401(k) Plan holds $50M in total assets with 198 participants. It is sponsored by St. Cloud Refrigeration Company.
What type of plan is St. Cloud Refrigeration Company Profit Sharing 401(k) Plan?
St. Cloud Refrigeration Company Profit Sharing 401(k) Plan is a 401(k) plan. It has been effective since 1991-01-01. The plan is filed with the U.S. Department of Labor under EIN 410802798.
Who sponsors the St. Cloud Refrigeration Company Profit Sharing 401(k) Plan?
St. Cloud Refrigeration Company Profit Sharing 401(k) Plan is sponsored by St. Cloud Refrigeration Company, located in Minnesota. The sponsor's EIN is 410802798 and the plan operates in the Construction industry.
How did St. Cloud Refrigeration Company Profit Sharing 401(k) Plan perform in 2024?
St. Cloud Refrigeration Company Profit Sharing 401(k) Plan grew by 2.1% during 2024, moving from $49M to $50M in total assets. Net income was $871K.
Where can I find official filings for St. Cloud Refrigeration Company Profit Sharing 401(k) Plan?
Official Form 5500 filings for St. Cloud Refrigeration Company Profit Sharing 401(k) Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 410802798 or plan name at efast.dol.gov.
How does St. Cloud Refrigeration Company Profit Sharing 401(k) Plan compare to other plans?
You can compare St. Cloud Refrigeration Company Profit Sharing 401(k) Plan against other 401(k) plans on the plan type page, or view plans in Minnesota on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 410802798.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.