Defined Benefit (Pension) · DOL Form 5500 · 2024

Citizens Equity First Credit Union Pension Plan

Data updated 2026-08-25

$209M
Total assets Near avg plan size
886
Participants Near avg headcount
94th
Percentile by assets National rank
$235,834
Avg per participant Above avg balance/head
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Official DOL plan name: Cefcu Retirement Income Plan and Trust · Sponsored by Citizens Equity First Credit Union · Illinois · Finance & Insurance

$209M in assets, 886 participants

Citizens Equity First Credit Union's Cefcu Retirement Income Plan and Trust reported $209M in total assets and 886 participants in its 2024 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,787 in Finance & Insurance (8,549 peers)

Where Cefcu Retirement Income Plan and Trust sits by assets

Cefcu Retirement Income Plan and Trust sits in the top 10% of all filed plans by assets, $209M for 886 participants (~$235,834/participant), up 3.7% in 2024.

#7,787
in Finance & Insurance (8,549 peers)
+3.7%
assets growth YoY
2.1×
vs typical plan assets (national mean)

Cefcu Retirement Income Plan and Trust's outsized position by total assets

Cefcu Retirement Income Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$208,949,014 Top 6% higher than 94% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Cefcu Retirement Income Plan and Trust among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cefcu Retirement Income Plan and Trust sits mid-pack in the medium band (886 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Cefcu Retirement Income Plan and Trust reported net income rose from $2M in the plan year 2023 filing to $8M in the plan year 2024 filing.
  • Cefcu Retirement Income Plan and Trust reported participants rose from 827 in the plan year 2023 filing to 886 in the plan year 2024 filing.
  • Cefcu Retirement Income Plan and Trust end-of-year assets rose from $201M in the plan year 2023 filing to $209M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 376028123 · Citizens Equity First Credit Union PY 2024 · Defined Benefit (Pension)

Cefcu Retirement Income Plan and Trust · $209M · 886 · 94th

  • EBSA $209M
  • EBSA 886
  • EBSA 94th
  • EBSA Defined Benefit (Pension)
  • EBSA near Local 584 Pension Trust Fund
  • EBSA ind #7787

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Illinois →

Cefcu Retirement Income Plan and Trust in the asset neighbourhood

Cefcu Retirement Income Plan and TrustCefcu Retirement Income Plan…$209MLocal 584 Pension Trust Fund$209MArnold & Porter Cash Balance Plan and TrustArnold & Porter Cash Balance…$209MRetirement Plan for the Bottling Employees of Swire Pacific Holdings Inc and Its AffiliatesRetirement Plan for the Bott…$209MUnited Association General Officers and Employees Pension FundUnited Association General O…$209M
End-of-year total assets ($M) among Cefcu Retirement Income Plan and Trust and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$201M
Net Assets (End of Year)$205M
Net Income$8M
Employer EIN376028123
Plan Effective Date1973-05-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens Equity First Credit Union)

Sponsor-wide plan assets over time

All Citizens Equity First Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$354M 18.75501941466798% vs 2022
2024 filing year
$280M$300M$320M$340M$360M 202220232024 $298M $354M ▲ +18.8%
Year Plans Participants Total Assets
2022 2 1,730 $298M
2023 2 1,770 $326M
2024 2 1,857 $354M

Nearby Defined Benefit (Pension) Plans in Illinois

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Cefcu Retirement Income Plan and Trust vs. nearby Defined Benefit (Pension) plans in Illinois, assets vs. participants Scatter plot of 6 data points. -1000001000020000300004000050000 -200204060 Total assets ($B) Participants Cefcu Retirement Income Plan and Trust, Total assets ($B): 0.208949014 · Participants: 886Cefcu Retirement Income Plan and TrustCentral States, Southeast & Southwest Areas Pension Plan, Total assets ($B): 48.22071058 · Participants: 36799Central States, Southeast & Southwest Areas Pension PlanState Farm Insurance Companies Retirement Plan for United States Employees, Total assets ($B): 37.736369487 · Participants: 41619State Farm Insurance Companies Retirement Plan for United States EmployeesGE Healthcare Pension Plan, Total assets ($B): 13.74052931 · Participants: 5554GE Healthcare Pension PlanAbbott Laboratories Annuity Retirement Plan, Total assets ($B): 8.591907247 · Participants: 17875Abbott Laboratories Annuity Retirement PlanUnited Food & Commercial Workers Intl Union - Industry Pension Fund, Total assets ($B): 8.17675965 · Participants: 20984United Food & Commercial Workers Intl Union - Industry Pension Fund
Cefcu Retirement Income Plan and Trust vs. nearby Defined Benefit (Pension) plans in Illinois, assets vs. participants
Compare Cefcu Retirement Income Plan and Trust side-by-side with 3 peers →

Cefcu Retirement Income Plan and Trust's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Illinois, the nearest Defined Benefit (Pension) by assets is Local 584 Pension Trust Fund in NY ($209M); by covered participants it is Sheet Metal Workers Local No. 20, Indianapolis Are in IN (886 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (886 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Cefcu Retirement Income Plan and Trust assets move in 2024? ▼
Cefcu Retirement Income Plan and Trust edged up modestly - up 3.7% during 2024, from $201M to $209M. Reported net income was $8M.
How have Citizens Equity First Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens Equity First Credit Union's sponsor-wide assets grew 18.8%, from $298M to $354M.
Where does Cefcu Retirement Income Plan and Trust rank by assets among Form 5500 filers? ▼
Cefcu Retirement Income Plan and Trust ranks in the 94th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 10% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Cefcu Retirement Income Plan and Trust? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Local 584 Pension Trust Fund in NY ($209M, 325 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Cefcu Retirement Income Plan and Trust? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Sheet Metal Workers Local No. 20, Indianapolis Are in IN (886 participants, $212M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 376028123.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.