401(k) · DOL Form 5500 · 2024

South Central Bank, Inc. 401(k) Plan

Data updated 2026-08-25

$19M
Total assets Small plan by assets
260
Participants Below avg headcount
69th
Percentile by assets National rank
$71,727
Avg per participant Below avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: South Central Bank 401(k) Plan · Sponsored by South Central Bank, Inc. · Kentucky · Finance & Insurance

$19M in assets, 260 participants

South Central Bank, Inc.'s South Central Bank 401(k) Plan reported $19M in total assets and 260 participants in its 2024 DOL Form 5500 filing, ranking in the 69th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,567 in Finance & Insurance (8,549 peers)

Coverage in Kentucky

South Central Bank 401(k) Plan covers 260 participants in Kentucky, about 40% of the average Kentucky filer (state average ~647 per filing). Assets: $19M.

#4,567
in Finance & Insurance (8,549 peers)
+13.5%
assets growth YoY

South Central Bank 401(k) Plan's outsized position by total assets

South Central Bank 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$18,648,961 Top 31% higher than 69% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

South Central Bank 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. South Central Bank 401(k) Plan sits mid-pack in the medium band (260 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • South Central Bank 401(k) Plan reported net income rose from $1M in the plan year 2023 filing to $2M in the plan year 2024 filing.
  • South Central Bank 401(k) Plan end-of-year assets rose from $16M in the plan year 2023 filing to $19M in the plan year 2024 filing.
  • South Central Bank 401(k) Plan reported participants rose from 251 in the plan year 2023 filing to 260 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Form 5500 schedule snapshot

Filing strip 610126170 · South Central Bank, Inc. PY 2024 · 401(k)

South Central Bank 401(k) Plan · $19M · 260 · 69th

  • BOY $19M
  • SCH 260
  • EBSA 69th
  • PART 401(k)
  • TYPE near Earth Mechanics, Inc. Profit Sharing Plan
  • NET ind #4567

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Kentucky →

South Central Bank 401(k) Plan in the asset neighbourhood

South Central Bank 401(k) PlanSouth Central Bank 401(k) Pl…$19MEarth Mechanics, Inc. Profit Sharing PlanEarth Mechanics, Inc. Profit…$19MRastelli Brothers, Inc. 401(k) Salary Reduction PlanRastelli Brothers, Inc. 401(…$19MReconserve 401(k) Plan$19MNisqually Red Wind 401(k) PlanNisqually Red Wind 401(k) Pl…$19M
End-of-year total assets ($M) among South Central Bank 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Kentucky filing particulars

Total Assets (Beginning of Year)$16M
Net Assets (End of Year)$19M
Net Income$2M
Employer EIN610126170
Plan Effective Date1997-06-01
Filing StatusFILING RECEIVED

Sponsor Plan History (South Central Bank, Inc.)

Sponsor-wide plan assets over time

All South Central Bank, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$19M 20.920432775321988% vs 2022
2024 filing year
$15M$16M$17M$18M$19M 202220232024 $15.4M $18.7M ▲ +20.9%
Year Plans Participants Total Assets
2022 1 256 $15M
2023 1 251 $16M
2024 1 260 $19M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

South Central Bank 401(k) Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -20246810 Total assets ($B) Participants South Central Bank 401(k) Plan, Total assets ($B): 0.018648961 · Participants: 260South Central Bank 401(k) PlanCommonspirit Health 401(k) Retirement Savings Plan, Total assets ($B): 8.826314209 · Participants: 90345Commonspirit Health 401(k) Retirement Savings PlanHumana Retirement Savings Plan, Total assets ($B): 7.706147015 · Participants: 45706Humana Retirement Savings PlanUPS/Ipa 401(k) Savings Plan, Total assets ($B): 1.501700415 · Participants: 3064UPS/Ipa 401(k) Savings PlanScionhealth 401(k) Plan, Total assets ($B): 1.316012841 · Participants: 23753Scionhealth 401(k) PlanLexmark Savings Plan, Total assets ($B): 1.211057397 · Participants: 1919Lexmark Savings Plan
South Central Bank 401(k) Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants

South Central Bank 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Kentucky, the nearest 401(k) by assets is Earth Mechanics, Inc. Profit Sharing Plan in CA ($19M); by covered participants it is Keystone Natural Holdings 401(k) Plan in PA (260 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($19M here).

Similar participant headcount

Nearest other-state filings by covered participants (260 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did South Central Bank 401(k) Plan assets move in 2024?
South Central Bank 401(k) Plan grew at a solid clip - up 13.5% during 2024, from $16M to $19M. Reported net income was $2M.
How have South Central Bank, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), South Central Bank, Inc.'s sponsor-wide assets grew 20.9%, from $15M to $19M.
Which 401(k) plans are similar in size to South Central Bank 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Earth Mechanics, Inc. Profit Sharing Plan in CA ($19M, 38 participants).
Which 401(k) plans cover a similar participant headcount to South Central Bank 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Keystone Natural Holdings 401(k) Plan in PA (260 participants, $2M in assets).