Other Β· DOL Form 5500 Β· 2024

Your Building Centers, Inc. Employee Stock Ownership Plan

Data updated 2026-05-15

$16M
Total assets
348
Participants
66th
Percentile by assets
$46,724
Avg per participant

Sponsored by Your Building Centers, Inc. Β· Pennsylvania Β· Retail Trade

What the 2024 filing shows

Your Building Centers, Inc. Employee Stock Ownership Plan holds $16M for 348 participants - about $46,724 per participant, above the median plan by assets, down 16.0% over the 2024 plan year.

$16M
total plan assets (2024 EOY)
348
covered participants
66th
percentile by assets (of 116,472 plans)
$46,724
avg assets per participant

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State
Industry
Retail Trade

Other Β· DOL Form 5500 Β· 2024

What the Filing Says About Your Building Centers, Inc. Employee Stock Ownership Plan

Your Building Centers, Inc. Employee Stock Ownership Plan is an Other retirement plan sponsored by Your Building Centers, Inc., headquartered in Pennsylvania. According to the U.S. Department of Labor's 2024 Form 5500 filing, the plan reports $16M in total end-of-year assets and covers 348 participants across the Retail Trade industry. The sponsor's EIN on file with the U.S. Department of Labor is 251614595, and the plan has been effective since 1989-10-27. Its filing status is currently FILING RECEIVED.

Year over year, total assets declined sharply from $19M at the beginning of 2024 to $16M at year-end - down 16.0%. Net assets (after liabilities) closed the year at $16M, with reported net income of -$3M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Across the 3 plan years Your Building Centers, Inc. has on file with PlainRetire (2022-2024), sponsor-wide plan assets have moved from $37M to $40M, a gain of 8.5%, while reported participants moved from 544 to 699 (+28.5%). The strongest year on file by total sponsor assets was 2023 at $41M; the softest was 2022 at $37M. Year-by-year, sponsor-wide filings show: 2022 - $37M in assets across 2 plans covering 544 participants; 2023 - $41M in assets across 2 plans covering 603 participants; 2024 - $40M in assets across 2 plans covering 699 participants.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows, a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

How the percentile is calculated: we count every plan that filed a 2024 Form 5500 with a reported end-of-year asset figure (116,472 plans), rank Your Building Centers, Inc. Employee Stock Ownership Plan against all of them by total assets, and report the share of those plans it outranks. A plan reporting no asset figure for the year is excluded from the ranking rather than assumed to be zero.

Financial Summary (2024)

Total Assets (Beginning of Year)$19M
Total Assets (End of Year)$16M
Net Assets (End of Year)$16M
Net Income-$3M
Plan TypeOther
Employer EIN251614595
Plan Effective Date1989-10-27
Filing StatusFILING RECEIVED

Sponsor Plan History (Your Building Centers, Inc.)

Year Plans Participants Total Assets
2022 2 544 $37M
2023 2 603 $41M
2024 2 699 $40M

Nearby Other Plans in Pennsylvania

Peer Other plans, same state, same plan type, ranked by total assets.

Frequently Asked Questions

How much money is in the Your Building Centers, Inc. Employee Stock Ownership Plan?
As of the 2024 Form 5500 filing, Your Building Centers, Inc. Employee Stock Ownership Plan holds $16M in total assets with 348 participants. It is sponsored by Your Building Centers, Inc..
What type of plan is Your Building Centers, Inc. Employee Stock Ownership Plan?
Your Building Centers, Inc. Employee Stock Ownership Plan is an Other plan. It has been effective since 1989-10-27. The plan is filed with the U.S. Department of Labor under EIN 251614595.
Who sponsors the Your Building Centers, Inc. Employee Stock Ownership Plan?
Your Building Centers, Inc. Employee Stock Ownership Plan is sponsored by Your Building Centers, Inc., located in Pennsylvania. The sponsor's EIN is 251614595 and the plan operates in the Retail Trade industry.
How did Your Building Centers, Inc. Employee Stock Ownership Plan perform in 2024?
Your Building Centers, Inc. Employee Stock Ownership Plan declined sharply - down 16.0% during 2024, moving from $19M to $16M in total assets. Net income was -$3M.

What this filing means

Ways to act on Your Building Centers, Inc. Employee Stock Ownership Plan's numbers.

  • By total assets, Your Building Centers, Inc. Employee Stock Ownership Plan ranks above the median plan by assets. See the largest plans
  • Compare it side-by-side against 3 similar Other plans in Pennsylvania. Compare plans
  • Your Building Centers, Inc.'s sponsor-wide assets have grown 8.5% since 2022 across 3 plan years on file. More Retail Trade plans
  • An Other plan works differently from other retirement plan types, understand the structural differences before comparing. Compare plan types

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 251614595.

Reference: IRS Publication 560, Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B, Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.

Every figure on PlainRetire is rendered directly from the Department of Labor's Form 5500 annual return filings, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-05-15.