401(k) · DOL Form 5500 · 2024

Vibrant Credit Union 401(k) Plan

Data updated 2026-08-25

$17M
Total assets Small plan by assets
189
Participants Below avg headcount
67th
Percentile by assets National rank
$90,566
Avg per participant Below avg balance/head
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Official DOL plan name: Vibrant Credit Union Discretionary Contribution Plan · Sponsored by Vibrant Credit Union · Illinois · Finance & Insurance

$17M in assets, 189 participants

Vibrant Credit Union's Vibrant Credit Union Discretionary Contribution Plan reported $17M in total assets and 189 participants in its 2024 DOL Form 5500 filing, ranking in the 67th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,414 in Finance & Insurance (8,549 peers)

Coverage in Illinois

Vibrant Credit Union Discretionary Contribution Plan covers 189 participants in Illinois, about 24% of the average Illinois filer (state average ~779 per filing). Assets: $17M.

#4,414
in Finance & Insurance (8,549 peers)
+6.7%
assets growth YoY

Vibrant Credit Union Discretionary Contribution Plan's outsized position by total assets

Vibrant Credit Union Discretionary Contribution Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$17,116,965 Top 33% higher than 67% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Vibrant Credit Union Discretionary Contribution Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Vibrant Credit Union Discretionary Contribution Plan sits mid-pack in the medium band (189 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Vibrant Credit Union Discretionary Contribution Plan reported net income fell from $3M in the plan year 2023 filing to $1M in the plan year 2024 filing.
  • Vibrant Credit Union Discretionary Contribution Plan reported participants fell from 216 in the plan year 2023 filing to 189 in the plan year 2024 filing.
  • Vibrant Credit Union Discretionary Contribution Plan end-of-year assets rose from $16M in the plan year 2023 filing to $17M in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 366068452 · Vibrant Credit Union PY 2024 · 401(k)

Vibrant Credit Union Discretionary Contribution Plan · $17M · 189 · 67th

  • IND $17M
  • IND 189
  • IND 67th
  • IND 401(k)
  • IND near Pulmonary Associates, P.C. 401(k) Profit Sharing Plan
  • IND ind #4414

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Illinois →

Vibrant Credit Union Discretionary Contribution Plan in the asset neighbourhood

Vibrant Credit Union Discretionary Contribution PlanVibrant Credit Union Discret…$17MPulmonary Associates, P.C. 401(k) Profit Sharing PlanPulmonary Associates, P.C. 4…$17MCurant Inc 401(k) Plan$17MBrilliant Corners Retirement PlanBrilliant Corners Retirement…$17MThe Trust Company of Toledo, N. a. Profit Sharing Savings PlanThe Trust Company of Toledo,…$17M
End-of-year total assets ($M) among Vibrant Credit Union Discretionary Contribution Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Illinois filing particulars

Total Assets (Beginning of Year)$16M
Net Assets (End of Year)$17M
Net Income$1M
Employer EIN366068452
Plan Effective Date1989-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Vibrant Credit Union)

Sponsor-wide plan assets over time

All Vibrant Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$17M 32.95023362068725% vs 2022
2024 filing year
$12M$14M$16M$18M 202220232024 $12.9M $17.1M ▲ +33.0%
Year Plans Participants Total Assets
2022 1 202 $13M
2023 1 216 $16M
2024 1 189 $17M

Nearby 401(k) Plans in Illinois

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Vibrant Credit Union Discretionary Contribution Plan vs. nearby 401(k) plans in Illinois, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -50510152025 Total assets ($B) Participants Vibrant Credit Union Discretionary Contribution Plan, Total assets ($B): 0.017116965 · Participants: 189Vibrant Credit Union Discretionary Contribution PlanAccenture United States 401(k) Match and Savings Plan, Total assets ($B): 21.302643276 · Participants: 66965Accenture United States 401(k) Match and Savings PlanState Farm 401(k) Savings Plan, Total assets ($B): 19.010099056 · Participants: 63297State Farm 401(k) Savings PlanUnited Airlines Pilot Retirement Account Plan, Total assets ($B): 16.835964452 · Participants: 16659United Airlines Pilot Retirement Account PlanAbbott Laboratories Stock Retirement Plan, Total assets ($B): 15.755668 · Participants: 38229Abbott Laboratories Stock Retirement PlanWalgreens Retirement Savings Plan, Total assets ($B): 14.535873337 · Participants: 233635Walgreens Retirement Savings Plan
Vibrant Credit Union Discretionary Contribution Plan vs. nearby 401(k) plans in Illinois, assets vs. participants

Vibrant Credit Union Discretionary Contribution Plan's out-of-state 401(k) peers by assets and headcount

Outside Illinois, the nearest 401(k) by assets is Pulmonary Associates, P.C. 401(k) Profit Sharing Plan in MI ($17M); by covered participants it is Prevailing Multiple Employer Plan in MD (189 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (189 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Vibrant Credit Union Discretionary Contribution Plan assets move in 2024?
Vibrant Credit Union Discretionary Contribution Plan grew at a solid clip - up 6.7% during 2024, from $16M to $17M. Reported net income was $1M.
How have Vibrant Credit Union plan assets changed over time?
Across 3 plan years on file (2022-2024), Vibrant Credit Union's sponsor-wide assets grew 33.0%, from $13M to $17M.
Which 401(k) plans are similar in size to Vibrant Credit Union Discretionary Contribution Plan?
Among 401(k) plans in other states, the closest by assets is Pulmonary Associates, P.C. 401(k) Profit Sharing Plan in MI ($17M, 30 participants).
Which 401(k) plans cover a similar participant headcount to Vibrant Credit Union Discretionary Contribution Plan?
Among 401(k) plans in other states, the closest by covered participants is Prevailing Multiple Employer Plan in MD (189 participants, N/A in assets).