401(k) · DOL Form 5500 · 2024

Electronic Merchant Systems, LLC 401(k) Plan

Data updated 2026-08-25

$13M
Total assets Small plan by assets: 307
Participants Below avg headcount: 62nd
Percentile by assets National rank: $43,431
Avg per participant Low balance/head

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Official DOL plan name: Ems Savings Plan · Sponsored by Electronic Merchant Systems, LLC · Ohio · Finance & Insurance

$13M in assets, 307 participants

Electronic Merchant Systems, LLC's Ems Savings Plan reported $13M in total assets and 307 participants in its 2024 DOL Form 5500 filing, ranking in the 62nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

#3,923 in Finance & Insurance (8,549 peers)

Coverage in Ohio

Ems Savings Plan covers 307 participants in Ohio, about 40% of the average Ohio filer (state average ~765 per filing). Assets: $13M.

#3,923
in Finance & Insurance (8,549 peers): +16.3%
assets growth YoY

Ems Savings Plan's mid-pack asset rank among Finance & Insurance and all filers

Ems Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$13,333,319 Top 38% higher than 62% of 123,620 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Ems Savings Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Ems Savings Plan sits mid-pack in the medium band (307 participants).

Micro (1-10) 33,766 filings (27%) Small (11-100) 26,107 filings (21%) Medium (101-1,000) 54,251 filings (43%) Large (1,001-10,000) 10,349 filings (8%) Mega (10,000+) 1,399 filings (1%)

Ems Savings Plan reported participants rose from 215 in the plan year 2023 filing to 307 in the plan year 2024 filing.
Ems Savings Plan end-of-year assets rose from $11M in the plan year 2023 filing to $13M in the plan year 2024 filing.
Ems Savings Plan reported net income fell from $2M in the plan year 2023 filing to $2M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 341569688 · Electronic Merchant Systems, LLC PY 2024 · 401(k)

Ems Savings Plan · $13M · 307 · 62nd

BOY $13M
SCH 307
EBSA 62nd
PART 401(k)
TYPE near Evans, Carter, Kunes & Bennett, P.a. Retirement Plan
NET ind #3923

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Ohio →

End-of-year total assets ($M) among Ems Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Ohio filing particulars

Total Assets (Beginning of Year)	$11M
Net Assets (End of Year)	$13M
Net Income	$2M
Employer EIN	341569688
Plan Effective Date	1997-01-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Electronic Merchant Systems, LLC)

Latest sponsor-wide plan assets: $13M 50.97578206199699% vs 2022; 2024 filing year

Year	Plans	Participants	Total Assets
2022	1	215	$9M
2023	1	215	$11M
2024	1	307	$13M

Nearby 401(k) Plans in Ohio

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Ems Savings Plan vs. nearby 401(k) plans in Ohio, assets vs. participants

GE Aerospace Retirement Savings Plan $14.7B · 45,620
The Kroger Co. 401(k) Retirement Savings Account Plan $11.8B · 135,373
The Progressive 401(k) Plan $11.5B · 62,521
The Sherwin-Williams Company 401(k) Plan $10.6B · 47,459
Parker Retirement Savings Plan $9.0B · 26,315

Compare Ems Savings Plan side-by-side with 3 peers →

Ems Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Ohio, the nearest 401(k) by assets is Evans, Carter, Kunes & Bennett, P.a. Retirement Plan in SC ($13M); by covered participants it is Enghouse Interactive 401(k) Plan in NJ (307 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($13M here).

Evans, Carter, Kunes & Bennett, P.a. Retirement Plan (SC) $13M · 13
The Hamilton Company, Inc. 401(k) Plan (MA) $13M · 159
Retirement Unlimited 401(k) Plan (VA) $13M · 2,258
Ifma 401(k) Plan (TX) $13M · 52

Similar participant headcount

Nearest other-state filings by covered participants (307 participants); asset peers above are excluded.

Enghouse Interactive 401(k) Plan (NJ) 307 · 0 off
Den Hartog Industries, Inc. 401(k) Retirement Plan (IA) 307 · 0 off
Coastal Deli, Inc. 401(k) Plan (TX) 307 · 0 off
Employee Profit Sharing Plan and Trust for Employees of Fcs Industries, Inc. and Subsidiaries (IL) 307 · 0 off

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Ems Savings Plan assets move in 2024? ▼

Ems Savings Plan grew sharply - up 16.3% during 2024, from $11M to $13M. Reported net income was $2M.

How have Electronic Merchant Systems, LLC plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Electronic Merchant Systems, LLC's sponsor-wide assets grew 51.0%, from $9M to $13M.

Which 401(k) plans are similar in size to Ems Savings Plan? ▼

Among 401(k) plans in other states, the closest by assets is Evans, Carter, Kunes & Bennett, P.a. Retirement Plan in SC ($13M, 13 participants).

Which 401(k) plans cover a similar participant headcount to Ems Savings Plan? ▼

Among 401(k) plans in other states, the closest by covered participants is Enghouse Interactive 401(k) Plan in NJ (307 participants, $103M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 341569688.