Defined Benefit (Pension) · DOL Form 5500 · 2024

Community Financial System, Inc. Pension Plan

Data updated 2026-07-24

$273M
Total assets: 2,422
Participants: 95th
Percentile by assets: $112,727
Avg per participant

Official DOL plan name: Community Financial System, Inc. Pension Plan · Sponsored by Community Financial System, Inc. · New York · Finance & Insurance

$273M in assets, 2,422 participants

Community Financial System, Inc.'s Community Financial System, Inc. Pension Plan reported $273M in total assets and 2,422 participants in its 2024 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

95th percentile by assets (of 116,472 plans)

Coverage in New York

Community Financial System, Inc. Pension Plan covers 2,422 participants in New York, 3.0x the typical New York plan (state average ~795 per filing). Assets: $273M.

$273M
total plan assets (2024 EOY): 2,422
covered participants: 95th
percentile by assets (of 116,472 plans): $112,727
avg assets per participant

Community Financial System, Inc. Pension Plan reported net income fell from $23M in the plan year 2023 filing to $6M in the plan year 2024 filing.
Community Financial System, Inc. Pension Plan reported participants fell from 2,476 in the plan year 2023 filing to 2,422 in the plan year 2024 filing.
Community Financial System, Inc. Pension Plan end-of-year assets rose from $267M in the plan year 2023 filing to $273M in the plan year 2024 filing.

See the national 2023→2024 release diff →

State

New York

Industry

Finance & Insurance

Participants vs New York filers

In New York, the average filing covers about 795 participants across 8,491 plans. Community Financial System, Inc. Pension Plan reports 2,422 participants - 3.0x that state average ($273M EOY assets).

New York filing particulars

Total Assets (Beginning of Year)	$267M
Net Assets (End of Year)	$273M
Net Income	$6M
Employer EIN	161213679
Plan Effective Date	1976-07-07
Filing Status	FILING RECEIVED

Sponsor Plan History (Community Financial System, Inc.)

Total plan assets by year, all Community Financial System, Inc. plans on file

Year	Plans	Participants	Total Assets
2022	2	5,177	$624M
2023	2	5,228	$683M
2024	2	5,097	$747M

Nearby Defined Benefit (Pension) Plans in New York

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Community Financial System, Inc. Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants

IBM Personal Pension Plan $17.9B · 48,014
1199seiu Health Care Employees Pension Fund $16.9B · 111,833
Consolidated Edison Retirement Plan $15.6B · 10,608
Pfizer Consolidated Pension Plan $10.0B · 8,876
GE Energy Pension Plan $8.9B · 5,829

Compare Community Financial System, Inc. Pension… side-by-side with 3 peers →

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Community Financial System, Inc. Pension Plan by total assets, not by location.

Ocu Pension Trust (CA) $273M · 542
Defined Benefit Pension Plan of the Plumbers & Steamfitters Local 400 and Mechanical Contractors Association of North Central Wisconsin (WI) $273M · 1,484
Stmicroelectronics, Inc. Retirement Plan (TX) $273M · 400
Black Hills Retirement Plan (SD) $272M · 692

Frequently Asked Questions

How did Community Financial System, Inc. Pension Plan assets move in 2024? ▼

Community Financial System, Inc. Pension Plan edged up modestly - up 2.1% during 2024, from $267M to $273M. Reported net income was $6M.

How have Community Financial System, Inc. plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Community Financial System, Inc.'s sponsor-wide assets grew 19.8%, from $624M to $747M.

Where does Community Financial System, Inc. Pension Plan rank by assets among Form 5500 filers? ▼

Community Financial System, Inc. Pension Plan ranks in the 95th percentile by end-of-year assets among 116,472 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).

Which Defined Benefit (Pension) plans are similar in size to Community Financial System, Inc. Pension Plan? ▼

Among Defined Benefit (Pension) plans in other states, the closest by assets is Ocu Pension Trust in CA ($273M, 542 participants).

Next read for Community Financial System, Inc. Pension…

Filing takeaways

Ways to act on Community Financial System, Inc. Pension Plan's numbers.

By total assets, Community Financial System, Inc. Pension Plan ranks in the top 5% of all filed plans by assets. See the largest plans
Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in New York. Compare plans
Community Financial System, Inc.'s sponsor-wide assets have grown 19.8% since 2022 across 3 plan years on file. More Finance & Insurance plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 161213679.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.