Defined Benefit (Pension) · DOL Form 5500 · 2024

Community Financial System, Inc. Pension Plan

Data updated 2026-08-25

$273M
Total assets Near avg plan size
2,422
Participants Above avg headcount
95th
Percentile by assets National rank
$112,727
Avg per participant Below avg balance/head
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Official DOL plan name: Community Financial System, Inc. Pension Plan · Sponsored by Community Financial System, Inc. · New York · Finance & Insurance

$273M in assets, 2,422 participants

Community Financial System, Inc.'s Community Financial System, Inc. Pension Plan reported $273M in total assets and 2,422 participants in its 2024 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,911 in Finance & Insurance (8,549 peers)

Coverage in New York

Community Financial System, Inc. Pension Plan covers 2,422 participants in New York, 3.0x the typical New York plan (state average ~798 per filing). Assets: $273M.

#7,911
in Finance & Insurance (8,549 peers)
+2.1%
assets growth YoY
2.7×
vs typical plan assets (national mean)

Community Financial System, Inc. Pension Plan's outsized position by total assets

Community Financial System, Inc. Pension Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$273,024,510 Top 5% higher than 95% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Community Financial System, Inc. Pension Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Community Financial System, Inc. Pension Plan lands in the large band (2,422 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Community Financial System, Inc. Pension Plan reported net income fell from $23M in the plan year 2023 filing to $6M in the plan year 2024 filing.
  • Community Financial System, Inc. Pension Plan reported participants fell from 2,476 in the plan year 2023 filing to 2,422 in the plan year 2024 filing.
  • Community Financial System, Inc. Pension Plan end-of-year assets rose from $267M in the plan year 2023 filing to $273M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 161213679 · Community Financial System, Inc. PY 2024 · Defined Benefit (Pension)

Community Financial System, Inc. Pension Plan · $273M · 2,422 · 95th

  • IND $273M
  • IND 2,422
  • IND 95th
  • IND Defined Benefit (Pension)
  • IND near Ocu Pension Trust
  • IND ind #7911

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Community Financial System, Inc. Pension Plan in the asset neighbourhood

IBEW Local 150 Pension Plan$273MDefined Benefit Pension Plan of the Plumbers & Steamfitters Local 400 and Mechanical Contractors Association of North Central WisconsinDefined Benefit Pension Plan…$273MOcu Pension Trust$273MCommunity Financial System, Inc. Pension PlanCommunity Financial System, …$273MStmicroelectronics, Inc. Retirement PlanStmicroelectronics, Inc. Ret…$273M
End-of-year total assets ($M) among Community Financial System, Inc. Pension Plan and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2024.

New York filing particulars

Total Assets (Beginning of Year)$267M
Net Assets (End of Year)$273M
Net Income$6M
Employer EIN161213679
Plan Effective Date1976-07-07
Filing StatusFILING RECEIVED

Sponsor Plan History (Community Financial System, Inc.)

Sponsor-wide plan assets over time

All Community Financial System, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$747M 19.79070509164679% vs 2022
2024 filing year
$600M$650M$700M$750M$800M 202220232024 $624M $747M ▲ +19.8%
Year Plans Participants Total Assets
2022 2 5,177 $624M
2023 2 5,228 $683M
2024 2 5,097 $747M

Nearby Defined Benefit (Pension) Plans in New York

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Community Financial System, Inc. Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -505101520 Total assets ($B) Participants Community Financial System, Inc. Pension Plan, Total assets ($B): 0.27302451 · Participants: 2422Community Financial System, Inc. Pension PlanIBM Personal Pension Plan, Total assets ($B): 17.919858993 · Participants: 48014IBM Personal Pension Plan1199seiu Health Care Employees Pension Fund, Total assets ($B): 16.913316696 · Participants: 1118331199seiu Health Care Employees Pension FundConsolidated Edison Retirement Plan, Total assets ($B): 15.588456377 · Participants: 10608Consolidated Edison Retirement PlanPfizer Consolidated Pension Plan, Total assets ($B): 9.970337119 · Participants: 8876Pfizer Consolidated Pension PlanGE Energy Pension Plan, Total assets ($B): 8.92290143 · Participants: 5829GE Energy Pension Plan
Community Financial System, Inc. Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants
Compare Community Financial System, Inc. Pension Plan side-by-side with 3 peers →

Community Financial System, Inc. Pension Plan's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside New York, the nearest Defined Benefit (Pension) by assets is Ocu Pension Trust in CA ($273M); by covered participants it is Kpmg Partner Pension Plan in NJ (2,423 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (2,422 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Community Financial System, Inc. Pension Plan assets move in 2024? ▼
Community Financial System, Inc. Pension Plan edged up modestly - up 2.1% during 2024, from $267M to $273M. Reported net income was $6M.
How have Community Financial System, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Community Financial System, Inc.'s sponsor-wide assets grew 19.8%, from $624M to $747M.
Where does Community Financial System, Inc. Pension Plan rank by assets among Form 5500 filers? ▼
Community Financial System, Inc. Pension Plan ranks in the 95th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Community Financial System, Inc. Pension Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Ocu Pension Trust in CA ($273M, 542 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Community Financial System, Inc. Pension Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Kpmg Partner Pension Plan in NJ (2,423 participants, $1.9B in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 161213679.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.