401(k) · DOL Form 5500 · 2024

Gradient Financial Group LLC 401(k) Plan

Data updated 2026-08-25

$20M
Total assets Small plan by assets
318
Participants Below avg headcount
71st
Percentile by assets National rank
$64,389
Avg per participant Low balance/head
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Official DOL plan name: Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust · Sponsored by Gradient Financial Group LLC · Minnesota · Finance & Insurance

$20M in assets, 318 participants

Gradient Financial Group LLC's Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust reported $20M in total assets and 318 participants in its 2024 DOL Form 5500 filing, ranking in the 71st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,782 in Finance & Insurance (8,549 peers)

Coverage in Minnesota

Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust covers 318 participants in Minnesota, about 28% of the average Minnesota filer (state average ~1,126 per filing). Assets: $20M.

#4,782
in Finance & Insurance (8,549 peers)
+27.2%
assets growth YoY

Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust's outsized position by total assets

Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$20,475,697 Top 29% higher than 71% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust sits mid-pack in the medium band (318 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust reported net income rose from $3M in the plan year 2023 filing to $4M in the plan year 2024 filing.
  • Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust end-of-year assets rose from $16M in the plan year 2023 filing to $20M in the plan year 2024 filing.
  • Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust reported participants fell from 333 in the plan year 2023 filing to 318 in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 263422329 · Gradient Financial Group LLC PY 2024 · 401(k)

Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust · $20M · 318 · 71st

  • PCT $20M
  • PCT 318
  • PCT 71st
  • PCT 401(k)
  • PCT near Tipalti 401(k) Plan
  • PCT ind #4782

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Minnesota →

Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust in the asset neighbourhood

Gradient Financial Group LLC 401(k) Profit Sharing Plan and TrustGradient Financial Group LLC…$20MTipalti 401(k) Plan$20MProcessbarron 401(k) Plan$20MRoechling Automotive USA LLP 401(k) PlanRoechling Automotive USA LLP…$20MCardinal Group Management 401(k) PlanCardinal Group Management 40…$20M
End-of-year total assets ($M) among Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Minnesota filing particulars

Total Assets (Beginning of Year)$16M
Net Assets (End of Year)$20M
Net Income$4M
Employer EIN263422329
Plan Effective Date2007-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Gradient Financial Group LLC)

Sponsor-wide plan assets over time

All Gradient Financial Group LLC plans reported in each filing year

Latest sponsor-wide plan assets
$20M 61.63840584091975% vs 2022
2024 filing year
$10M$15M$20M$25M 202220232024 $12.7M $20.5M ▲ +61.6%
Year Plans Participants Total Assets
2022 1 320 $13M
2023 1 333 $16M
2024 1 318 $20M

Nearby 401(k) Plans in Minnesota

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust vs. nearby 401(k) plans in Minnesota, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000500000 -20020406080 Total assets ($B) Participants Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust, Total assets ($B): 0.020475697 · Participants: 318Gradient Financial Group LLC 401(k) Profit Sharing Plan and TrustWells Fargo & Company 401(k) Plan, Total assets ($B): 57.886997456 · Participants: 179076Wells Fargo & Company 401(k) PlanUnitedhealth Group 401(k) Savings Plan, Total assets ($B): 26.618762181 · Participants: 205460Unitedhealth Group 401(k) Savings PlanTarget Corporation 401(k) Plan, Total assets ($B): 14.419645154 · Participants: 409649Target Corporation 401(k) PlanMedtronic Savings and Investment Plan, Total assets ($B): 13.719378 · Participants: 38480Medtronic Savings and Investment PlanU.S. Bank 401(k) Savings Plan, Total assets ($B): 11.442089862 · Participants: 73109U.S. Bank 401(k) Savings Plan
Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust vs. nearby 401(k) plans in Minnesota, assets vs. participants
Compare Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust side-by-side with 3 peers →

Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside Minnesota, the nearest 401(k) by assets is Tipalti 401(k) Plan in CA ($20M); by covered participants it is Smartcontract 401(k) Plan in NY (318 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($20M here).

Similar participant headcount

Nearest other-state filings by covered participants (318 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust assets move in 2024? ▼
Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust grew sharply - up 27.2% during 2024, from $16M to $20M. Reported net income was $4M.
How have Gradient Financial Group LLC plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Gradient Financial Group LLC's sponsor-wide assets grew 61.6%, from $13M to $20M.
Which 401(k) plans are similar in size to Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is Tipalti 401(k) Plan in CA ($20M, 281 participants).
Which 401(k) plans cover a similar participant headcount to Gradient Financial Group LLC 401(k) Profit Sharing Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Smartcontract 401(k) Plan in NY (318 participants, $14M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 263422329.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.