Defined Benefit (Pension)
2024 plan-year Defined Benefit (Pension) DOL Form 5500

Dow Employees' Pension Plan (Personal Pension Account)

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by The Dow Chemical Company · Michigan · Manufacturing

What the 2023 filing shows

Dow Employees' Pension Plan (Personal Pension Account) holds $401M for 8,442 participants — about $47,559 per participant, up 1.6% over the 2024 plan year.

$401M
total plan assets (2024 EOY)
8,442
covered participants
$47,559
avg assets per participant
+1.6%
assets growth YoY
Total Assets (2023)
$401M
Participants
8,442
State
Industry
Manufacturing

What the Filing Says About Dow Employees' Pension Plan (Personal Pension Account)

Dow Employees' Pension Plan (Personal Pension Account) is a Defined Benefit (Pension) retirement plan sponsored by The Dow Chemical Company, headquartered in Michigan. As of the 2024 Form 5500 filing, the plan reports $401M in total end-of-year assets and covers 8,442 participants across the Manufacturing industry. The sponsor's EIN on file with the U.S. Department of Labor is 381285128, and the plan has been effective since 2024-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $395M at the beginning of 2024 to $401M at year-end — a gain of 1.6%. Net assets (after liabilities) closed the year at $401M, with reported net income of $6M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$395M
Total Assets (End of Year)$401M
Net Assets (End of Year)$401M
Net Income$6M
Plan TypeDefined Benefit (Pension)
Employer EIN381285128
Plan Effective Date2024-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Dow Chemical Company)

Year Plans Participants Total Assets
2022 2 30,689 $22.3B
2023 2 32,139 $21.6B
2024 3 32,458 $22.1B

Nearby Defined Benefit (Pension) Plans in Michigan

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Frequently Asked Questions

How much money is in the Dow Employees' Pension Plan (Personal Pension Account)?
As of the 2024 Form 5500 filing, Dow Employees' Pension Plan (Personal Pension Account) holds $401M in total assets with 8,442 participants. It is sponsored by The Dow Chemical Company.
What type of plan is Dow Employees' Pension Plan (Personal Pension Account)?
Dow Employees' Pension Plan (Personal Pension Account) is a Defined Benefit (Pension) plan. It has been effective since 2024-01-01. The plan is filed with the U.S. Department of Labor under EIN 381285128.
Who sponsors the Dow Employees' Pension Plan (Personal Pension Account)?
Dow Employees' Pension Plan (Personal Pension Account) is sponsored by The Dow Chemical Company, located in Michigan. The sponsor's EIN is 381285128 and the plan operates in the Manufacturing industry.
How did Dow Employees' Pension Plan (Personal Pension Account) perform in 2024?
Dow Employees' Pension Plan (Personal Pension Account) grew by 1.6% during 2024, moving from $395M to $401M in total assets. Net income was $6M.
Where can I find official filings for Dow Employees' Pension Plan (Personal Pension Account)?
Official Form 5500 filings for Dow Employees' Pension Plan (Personal Pension Account) are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 381285128 or plan name at efast.dol.gov.
How does Dow Employees' Pension Plan (Personal Pension Account) compare to other plans?
You can compare Dow Employees' Pension Plan (Personal Pension Account) against other Defined Benefit (Pension) plans on the plan type page, or view plans in Michigan on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 381285128.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.