Defined Benefit (Pension) · DOL Form 5500 · 2024
The Dow Chemical Company Pension Plan
Data updated 2026-08-25
- $401M
- Total assets Above avg plan size
- 8,442
- Participants Very large workforce
- 97th
- Percentile by assets National rank
- $47,559
- Avg per participant Low balance/head
Official DOL plan name: Dow Employees' Pension Plan (Personal Pension Account) · Sponsored by The Dow Chemical Company · Michigan · Manufacturing
$401M in assets, 8,442 participants
The Dow Chemical Company's Dow Employees' Pension Plan (Personal Pension Account) reported $401M in total assets and 8,442 participants in its 2024 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #16,835 in Manufacturing (17,777 peers)
Coverage in Michigan
Dow Employees' Pension Plan (Personal Pension Account) covers 8,442 participants in Michigan, 13x the typical Michigan plan (state average ~638 per filing). Assets: $401M.
- #16,835
- in Manufacturing (17,777 peers)
- +1.6%
- assets growth YoY
- 4.0×
- vs typical plan assets (national mean)
Dow Employees' Pension Plan (Personal Pension Account)'s outsized position by total assets
Dow Employees' Pension Plan (Personal Pension Account) vs every filed plan by assets
End-of-year total assets · plan year 2024 · DOL Form 5500
$401,496,406 Top 3% higher than 97% of 123,620 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024
Dow Employees' Pension Plan (Personal Pension Account)'s large-plan peer group by participant headcount
Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Dow Employees' Pension Plan (Personal Pension Account) lands in the large band (8,442 participants).
Form 5500 schedule snapshot
Filing strip 381285128 · The Dow Chemical Company PY 2024 · Defined Benefit (Pension)
Dow Employees' Pension Plan (Personal Pension Account) · $401M · 8,442 · 97th
- BOOK $401M
- VS-ST 8,442
- BOY 97th
- SCH Defined Benefit (Pension)
- EBSA near International Association Pension Plan
- PART ind #16835
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Manufacturing retirement plans → · Plans in Michigan →
Dow Employees' Pension Plan (Personal Pension Account) in the asset neighbourhood
Michigan filing particulars
| Total Assets (Beginning of Year) | $395M |
|---|---|
| Net Assets (End of Year) | $401M |
| Net Income | $6M |
| Employer EIN | 381285128 |
| Plan Effective Date | 2024-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (The Dow Chemical Company)
Sponsor-wide plan assets over time
All The Dow Chemical Company plans reported in each filing year
- Latest sponsor-wide plan assets
- $22.1B 1.009183583976742% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 30,689 | $22.3B |
| 2023 | 2 | 32,139 | $21.6B |
| 2024 | 3 | 32,458 | $22.1B |
Nearby Defined Benefit (Pension) Plans in Michigan
Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.
- General Motors Hourly-Rate Employees Pension Plan $42.5B · 15,648
- Ford Motor Company UAW Retirement Plan $17.8B · 25,742
- Ford Motor Company General Retirement Plan $12.1B · 8,585
- Dow Employees' Pension Plan $10.9B · 6,888
- Fca US LLC UAW Pension Agreement $10.3B · 12,752
Scale composition for Dow Employees' Pension Plan (Personal Pension Account)
Dow Employees' Pension Plan (Personal Pension Account) reports $401M in end-of-year assets across 8,442 participants (0.003% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.009% of 93,925,755 covered participants) - about $47,559 per participant (34% of the national average assets-per-participant) . Net income for plan year 2024 was $6M.
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Dow Employees' Pension Plan (Defined Benefit (Pension), $10.9B, 6,888 participants)
- The Dow Chemical Company Employees' Savings Plan (401(k), $10.8B, 17,128 participants)
Dow Employees' Pension Plan (Personal Pension Account)'s out-of-state Defined Benefit (Pension) peers by assets and headcount
Outside Michigan, the nearest Defined Benefit (Pension) by assets is International Association Pension Plan in IL ($401M); by covered participants it is Pension Plan for Eaton Corporation Employees in OH (8,410 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($401M here).
- International Association Pension Plan (IL) $401M · 768
- Mgic Pension Plan (WI) $401M · 594
- Employees' and Agents' Pension Benefits Plan Empower Holdings, LLC. (CO) $402M · 226
- St. Paul Electrical Construction Pension Plan (MN) $402M · 1,451
Similar participant headcount
Nearest other-state filings by covered participants (8,442 participants); asset peers above are excluded.
- Pension Plan for Eaton Corporation Employees (OH) 8,410 · 32 off
- Honda Retirement Plan (CA) 8,401 · 41 off
- The Estee Lauder Companies Retirement Growth Account Plan (NY) 8,396 · 46 off
- Southern California Gas Company Pension Plan (CA) 8,518 · 76 off
DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.