ESOP · DOL Form 5500 · 2024

Citizens & Northern Corporation ESOP

Data updated 2026-08-11

$12M
Total assets
393
Participants
60th
Percentile by assets
$30,840
Avg per participant
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Official DOL plan name: Citizens & Northern Corporation Employee Stock Ownership Plan · Sponsored by Citizens & Northern Corporation · Pennsylvania · Finance & Insurance

$12M in assets, 393 participants

Citizens & Northern Corporation's Citizens & Northern Corporation Employee Stock Ownership Plan reported $12M in total assets and 393 participants in its 2024 DOL Form 5500 filing, ranking in the 60th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 60th percentile by assets (of 123,622 plans)
  • #3,749 in Finance & Insurance (8,549 peers)

Coverage in Pennsylvania

Citizens & Northern Corporation Employee Stock Ownership Plan covers 393 participants in Pennsylvania, about 48% of the average Pennsylvania filer (state average ~822 per filing). Assets: $12M.

$12M
total plan assets (2024 EOY)
393
covered participants
60th
percentile by assets (of 123,622 plans)
$30,840
avg assets per participant

The plan reported a net loss of $2M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Where Citizens & Northern Corporation Employee Stock Ownership Plan sits by total assets

Citizens & Northern Corporation Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$12,119,978 Top 40% higher than 60% of 123,620 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Citizens & Northern Corporation Employee Stock Ownership Plan reported net income fell from $138K in the plan year 2023 filing to -$2M in the plan year 2024 filing.
  • Citizens & Northern Corporation Employee Stock Ownership Plan end-of-year assets fell from $14M in the plan year 2023 filing to $12M in the plan year 2024 filing.
  • Citizens & Northern Corporation Employee Stock Ownership Plan reported participants fell from 411 in the plan year 2023 filing to 393 in the plan year 2024 filing.

See the national 2023→2024 release diff →

State
Pennsylvania
Industry
Finance & Insurance

Participants vs Pennsylvania filers

In Pennsylvania, the average filing covers about 822 participants across 5,751 plans. Citizens & Northern Corporation Employee Stock Ownership Plan reports 393 participants - about 48% of that state average ($12M EOY assets).

Pennsylvania filing particulars

Total Assets (Beginning of Year)$14M
Net Assets (End of Year)$12M
Net Income-$2M
Employer EIN232451943
Plan Effective Date2002-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens & Northern Corporation)

$75M$80M$85M$90M 20232024 $80.6M $87.4M ▲ +8.5%
Total plan assets by year, all Citizens & Northern Corporation plans on file
Year Plans Participants Total Assets
2023 2 834 $81M
2024 2 800 $87M

Nearby ESOP Plans in Pennsylvania

Peer ESOP plans, same state, same plan type, ranked by total assets.

Citizens & Northern Corporation Employee Stock Ownership Plan vs. nearby ESOP plans in Pennsylvania, assets vs. participants Scatter plot of 6 data points. -10000010000200003000040000 -20246 Total assets ($B) Participants Citizens & Northern …, Total assets ($B): 0.012119978 · Participants: 393Citizens & Northern …Wawa, Inc. Employee …, Total assets ($B): 5.530536956 · Participants: 37745Wawa, Inc. Employee …Bradford White Corpo…, Total assets ($B): 1.796343385 · Participants: 544Bradford White Corpo…Sheetz, Inc. Employe…, Total assets ($B): 0.721026406 · Participants: 14939Sheetz, Inc. Employe…Centimark Corporatio…, Total assets ($B): 0.679618162 · Participants: 2444Centimark Corporatio…D & H Employee Stock…, Total assets ($B): 0.313919418 · Participants: 1459D & H Employee Stock…
Citizens & Northern Corporation Employee Stock Ownership Plan vs. nearby ESOP plans in Pennsylvania, assets vs. participants
Compare Citizens & Northern Corporation Employee… side-by-side with 3 peers →

Similar-Sized ESOP Plans Nationally

ESOP plans in other states closest to Citizens & Northern Corporation Employee Stock Ownership Plan by total assets, not by location.

Frequently Asked Questions

How did Citizens & Northern Corporation Employee Stock Ownership Plan assets move in 2024? ▼
Citizens & Northern Corporation Employee Stock Ownership Plan pulled back noticeably - down 14.4% during 2024, from $14M to $12M. Reported net income was -$2M.
How have Citizens & Northern Corporation plan assets changed over time? ▼
Across 2 plan years on file (2023-2024), Citizens & Northern Corporation's sponsor-wide assets grew 8.5%, from $81M to $87M.
Which ESOP plans are similar in size to Citizens & Northern Corporation Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Recon Management Services, Inc. Employee Stock Ownership Plan in LA ($12M, 546 participants).

Next read for Citizens & Northern Corporation Employee…

Filing takeaways

Ways to act on Citizens & Northern Corporation Employee Stock Ownership Plan's numbers.

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 232451943.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.