401(k) · DOL Form 5500 · 2024

Westerra Credit Union 401(k) Plan

Data updated 2026-08-25

$42M
Total assets Below avg plan size
292
Participants Below avg headcount
82nd
Percentile by assets National rank
$142,897
Avg per participant Near avg balance/head
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Official DOL plan name: Westerra Credit Union Capital Accumulation Plan · Sponsored by Westerra Credit Union · Colorado · Finance & Insurance

$42M in assets, 292 participants

Westerra Credit Union's Westerra Credit Union Capital Accumulation Plan reported $42M in total assets and 292 participants in its 2024 DOL Form 5500 filing, ranking in the 82nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,164 in Finance & Insurance (8,549 peers)

Where Westerra Credit Union Capital Accumulation Plan sits by assets

Westerra Credit Union Capital Accumulation Plan sits in the top quartile of all filed plans by assets, $42M for 292 participants (~$142,897/participant), up 11.3% in 2024.

#6,164
in Finance & Insurance (8,549 peers)
+11.3%
assets growth YoY
0.4×
vs typical plan assets (national mean)

Westerra Credit Union Capital Accumulation Plan's outsized position by total assets

Westerra Credit Union Capital Accumulation Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$41,725,980 Top 18% higher than 82% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Westerra Credit Union Capital Accumulation Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Westerra Credit Union Capital Accumulation Plan sits mid-pack in the medium band (292 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Westerra Credit Union Capital Accumulation Plan reported net income fell from $6M in the plan year 2023 filing to $4M in the plan year 2024 filing.
  • Westerra Credit Union Capital Accumulation Plan end-of-year assets rose from $37M in the plan year 2023 filing to $42M in the plan year 2024 filing.
  • Westerra Credit Union Capital Accumulation Plan reported participants fell from 319 in the plan year 2023 filing to 292 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 840188017 · Westerra Credit Union PY 2024 · 401(k)

Westerra Credit Union Capital Accumulation Plan · $42M · 292 · 82nd

  • PHOTO $42M
  • IND 292
  • EOY 82nd
  • 5500 401(k)
  • ASSETS near The Optos Inc. 401(k) Plan
  • PCT ind #6164

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Colorado →

Westerra Credit Union Capital Accumulation Plan in the asset neighbourhood

Westerra Credit Union Capital Accumulation PlanWesterra Credit Union Capita…$42MNiles Bolton Associates, Inc. Incentive Savings PlanNiles Bolton Associates, Inc…$42MThe Optos Inc. 401(k) Plan$42MSavings Incentive and Profit Sharing Plan for Employees of Digestive Disease Specialists, Inc.Savings Incentive and Profit…$42MKamco Supply Corporation of Boston 401(k) Profit Sharing PlanKamco Supply Corporation of …$42M
End-of-year total assets ($M) among Westerra Credit Union Capital Accumulation Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$37M
Net Assets (End of Year)$42M
Net Income$4M
Employer EIN840188017
Plan Effective Date1997-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Westerra Credit Union)

Sponsor-wide plan assets over time

All Westerra Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$42M 31.811984452711172% vs 2022
2024 filing year
$30M$35M$40M$45M 202220232024 $31.7M $41.7M ▲ +31.8%
Year Plans Participants Total Assets
2022 1 312 $32M
2023 1 319 $37M
2024 1 292 $42M

Nearby 401(k) Plans in Colorado

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Westerra Credit Union Capital Accumulation Plan vs. nearby 401(k) plans in Colorado, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -1012345 Total assets ($B) Participants Westerra Credit Union Capital Accumulation Plan, Total assets ($B): 0.04172598 · Participants: 292Westerra Credit Union Capital Accumulation PlanDavita Retirement Savings Plan, Total assets ($B): 3.81412558 · Participants: 57900Davita Retirement Savings PlanBall Corporation 401(k) and Employee Stock Ownership Plan, Total assets ($B): 2.319532435 · Participants: 9935Ball Corporation 401(k) and Employee Stock Ownership PlanArcadis U.S., Inc. Retirement Savings Plan, Total assets ($B): 2.259964434 · Participants: 7607Arcadis U.S., Inc. Retirement Savings PlanEmpower Retirement, LLC 401(k) Savings Plan, Total assets ($B): 2.234179481 · Participants: 10185Empower Retirement, LLC 401(k) Savings PlanWoodward Retirement Savings Plan, Total assets ($B): 1.965265264 · Participants: 6210Woodward Retirement Savings Plan
Westerra Credit Union Capital Accumulation Plan vs. nearby 401(k) plans in Colorado, assets vs. participants
Compare Westerra Credit Union Capital Accumulation Plan side-by-side with 3 peers →

Westerra Credit Union Capital Accumulation Plan's out-of-state 401(k) peers by assets and headcount

Outside Colorado, the nearest 401(k) by assets is The Optos Inc. 401(k) Plan in MA ($42M); by covered participants it is Aspen Waste Systems, Inc. 401(k) Profit Sharing Plan in MN (292 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (292 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Westerra Credit Union Capital Accumulation Plan assets move in 2024? ▼
Westerra Credit Union Capital Accumulation Plan grew at a solid clip - up 11.3% during 2024, from $37M to $42M. Reported net income was $4M.
How have Westerra Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Westerra Credit Union's sponsor-wide assets grew 31.8%, from $32M to $42M.
Where does Westerra Credit Union Capital Accumulation Plan rank by assets among Form 5500 filers? ▼
Westerra Credit Union Capital Accumulation Plan ranks in the 82nd percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Westerra Credit Union Capital Accumulation Plan? ▼
Among 401(k) plans in other states, the closest by assets is The Optos Inc. 401(k) Plan in MA ($42M, 242 participants).
Which 401(k) plans cover a similar participant headcount to Westerra Credit Union Capital Accumulation Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Aspen Waste Systems, Inc. 401(k) Profit Sharing Plan in MN (292 participants, $13M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 840188017.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.