401(k) · DOL Form 5500 · 2024

American Retail Corporation 401(k) Plan

Data updated 2026-08-25

$14M
Total assets Small plan by assets
281
Participants Below avg headcount
62nd
Percentile by assets National rank
$48,639
Avg per participant Low balance/head
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Official DOL plan name: Watson's of Cincinnati Profit Sharing 401(k) Plan · Sponsored by American Retail Corporation · Ohio · Retail Trade

$14M in assets, 281 participants

American Retail Corporation's Watson's of Cincinnati Profit Sharing 401(k) Plan reported $14M in total assets and 281 participants in its 2024 DOL Form 5500 filing, ranking in the 62nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,910 in Retail Trade (8,048 peers)

Coverage in Ohio

Watson's of Cincinnati Profit Sharing 401(k) Plan covers 281 participants in Ohio, about 37% of the average Ohio filer (state average ~765 per filing). Assets: $14M.

#5,910
in Retail Trade (8,048 peers)
+24.0%
assets growth YoY

Watson's of Cincinnati Profit Sharing 401(k) Plan's mid-pack asset rank among Retail Trade and all filers

Watson's of Cincinnati Profit Sharing 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$13,667,429 Top 38% higher than 62% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Watson's of Cincinnati Profit Sharing 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Watson's of Cincinnati Profit Sharing 401(k) Plan sits mid-pack in the medium band (281 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Watson's of Cincinnati Profit Sharing 401(k) Plan end-of-year assets rose from $11M in the plan year 2023 filing to $14M in the plan year 2024 filing.
  • Watson's of Cincinnati Profit Sharing 401(k) Plan reported participants rose from 266 in the plan year 2023 filing to 281 in the plan year 2024 filing.
  • Watson's of Cincinnati Profit Sharing 401(k) Plan reported net income rose from $3M in the plan year 2023 filing to $3M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 205614230 · American Retail Corporation PY 2024 · 401(k)

Watson's of Cincinnati Profit Sharing 401(k) Plan · $14M · 281 · 62nd

  • PART $14M
  • PART 281
  • PART 62nd
  • PART 401(k)
  • PART near Wilkins Recreational Vehicles, Inc. Profit Sharing Plan
  • PART ind #5910

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in Ohio →

Watson's of Cincinnati Profit Sharing 401(k) Plan in the asset neighbourhood

Watson's of Cincinnati Profit Sharing 401(k) PlanWatson's of Cincinnati Profi…$14MWilkins Recreational Vehicles, Inc. Profit Sharing PlanWilkins Recreational Vehicle…$14MBilly Navarre Chevrolet 401(k) PlanBilly Navarre Chevrolet 401(…$14MGcm 401(k) Plan$14MResource One Credit Union 401(k) PlanResource One Credit Union 40…$14M
End-of-year total assets ($M) among Watson's of Cincinnati Profit Sharing 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Ohio filing particulars

Total Assets (Beginning of Year)$11M
Net Assets (End of Year)$14M
Net Income$3M
Employer EIN205614230
Plan Effective Date1981-03-31
Filing StatusFILING RECEIVED

Sponsor Plan History (American Retail Corporation)

Sponsor-wide plan assets over time

All American Retail Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$14M 60.79977109664543% vs 2022
2024 filing year
$6M$8M$10M$12M$14M$16M 202220232024 $8.5M $13.7M ▲ +60.8%
Year Plans Participants Total Assets
2022 1 201 $8M
2023 1 266 $11M
2024 1 281 $14M

Nearby 401(k) Plans in Ohio

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Watson's of Cincinnati Profit Sharing 401(k) Plan vs. nearby 401(k) plans in Ohio, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -505101520 Total assets ($B) Participants Watson's of Cincinnati Profit Sharing 401(k) Plan, Total assets ($B): 0.013667429 · Participants: 281Watson's of Cincinnati Profit Sharing 401(k) PlanGE Aerospace Retirement Savings Plan, Total assets ($B): 14.738724553 · Participants: 45620GE Aerospace Retirement Savings PlanThe Kroger Co. 401(k) Retirement Savings Account Plan, Total assets ($B): 11.809161 · Participants: 135373The Kroger Co. 401(k) Retirement Savings Account PlanThe Progressive 401(k) Plan, Total assets ($B): 11.533546294 · Participants: 62521The Progressive 401(k) PlanThe Sherwin-Williams Company 401(k) Plan, Total assets ($B): 10.563559628 · Participants: 47459The Sherwin-Williams Company 401(k) PlanParker Retirement Savings Plan, Total assets ($B): 9.010073432 · Participants: 26315Parker Retirement Savings Plan
Watson's of Cincinnati Profit Sharing 401(k) Plan vs. nearby 401(k) plans in Ohio, assets vs. participants
Compare Watson's of Cincinnati Profit Sharing 401(k) Plan side-by-side with 3 peers →

Watson's of Cincinnati Profit Sharing 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Ohio, the nearest 401(k) by assets is Wilkins Recreational Vehicles, Inc. Profit Sharing Plan in NY ($14M); by covered participants it is Cleaveland/Price, Inc. 401(k) Plan in PA (281 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($14M here).

Similar participant headcount

Nearest other-state filings by covered participants (281 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Watson's of Cincinnati Profit Sharing 401(k) Plan assets move in 2024? ▼
Watson's of Cincinnati Profit Sharing 401(k) Plan grew sharply - up 24.0% during 2024, from $11M to $14M. Reported net income was $3M.
How have American Retail Corporation plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), American Retail Corporation's sponsor-wide assets grew 60.8%, from $8M to $14M.
Which 401(k) plans are similar in size to Watson's of Cincinnati Profit Sharing 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Wilkins Recreational Vehicles, Inc. Profit Sharing Plan in NY ($14M, 203 participants).
Which 401(k) plans cover a similar participant headcount to Watson's of Cincinnati Profit Sharing 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Cleaveland/Price, Inc. 401(k) Plan in PA (281 participants, $45M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 205614230.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.