401(k) · DOL Form 5500 · 2024

Chime Financial, Inc. 401(k) Plan

Data updated 2026-08-25

$157M
Total assets Near avg plan size
1,228
Participants Near avg headcount
93rd
Percentile by assets National rank
$127,458
Avg per participant Near avg balance/head
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Official DOL plan name: Chime Financial 401(k) Plan · Sponsored by Chime Financial, Inc. · California · Finance & Insurance

$157M in assets, 1,228 participants

Chime Financial, Inc.'s Chime Financial 401(k) Plan reported $157M in total assets and 1,228 participants in its 2024 DOL Form 5500 filing, ranking in the 93rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,621 in Finance & Insurance (8,549 peers)

Where Chime Financial 401(k) Plan sits by assets

Chime Financial 401(k) Plan sits in the top 10% of all filed plans by assets, $157M for 1,228 participants (~$127,458/participant), up 47.9% in 2024.

#7,621
in Finance & Insurance (8,549 peers)
+47.9%
assets growth YoY
1.6×
vs typical plan assets (national mean)

Chime Financial 401(k) Plan's outsized position by total assets

Chime Financial 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$156,519,011 Top 7% higher than 93% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Chime Financial 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Chime Financial 401(k) Plan lands in the large band (1,228 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Chime Financial 401(k) Plan end-of-year assets rose from $106M in the plan year 2023 filing to $157M in the plan year 2024 filing.
  • Chime Financial 401(k) Plan reported net income rose from $44M in the plan year 2023 filing to $50M in the plan year 2024 filing.
  • Chime Financial 401(k) Plan reported participants fell from 1,297 in the plan year 2023 filing to 1,228 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 460925388 · Chime Financial, Inc. PY 2024 · 401(k)

Chime Financial 401(k) Plan · $157M · 1,228 · 93rd

  • PCT $157M
  • EIN 1,228
  • RANK 93rd
  • PHOTO 401(k)
  • IND near Computer Aid, Inc. 401(k) Profit Sharing Plan
  • EOY ind #7621

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in California →

Chime Financial 401(k) Plan in the asset neighbourhood

U. S. Electrical Services, Inc. 401(k) PlanU. S. Electrical Services, I…$157MChime Financial 401(k) Plan$157MComputer Aid, Inc. 401(k) Profit Sharing PlanComputer Aid, Inc. 401(k) Pr…$157MI. B. E. W. Local Union No. 124 401(k) PlanI. B. E. W. Local Union No. …$157MChiquita/Fresh Express Savings and Investment PlanChiquita/Fresh Express Savin…$156M
End-of-year total assets ($M) among Chime Financial 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$106M
Net Assets (End of Year)$157M
Net Income$50M
Employer EIN460925388
Plan Effective Date2017-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Chime Financial, Inc.)

Sponsor-wide plan assets over time

All Chime Financial, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$157M 154.14673413212856% vs 2022
2024 filing year
$50M$100M$150M$200M 202220232024 $61.6M $157M ▲ +154.1%
Year Plans Participants Total Assets
2022 1 1,142 $62M
2023 1 1,297 $106M
2024 1 1,228 $157M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Chime Financial 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Chime Financial 401(k) Plan, Total assets ($B): 0.156519011 · Participants: 1228Chime Financial 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 48.738057415 · Participants: 116712Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 31.02646504 · Participants: 58962Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 24.850880304 · Participants: 55298Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 24.714519387 · Participants: 101450Apple 401(k) PlanCisco Systems,Inc. 401(k) Plan, Total assets ($B): 22.728425546 · Participants: 40452Cisco Systems,Inc. 401(k) Plan
Chime Financial 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants

Chime Financial 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Computer Aid, Inc. 401(k) Profit Sharing Plan in PA ($157M); by covered participants it is Tech24 Retirement Plan in SC (1,228 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($157M here).

Similar participant headcount

Nearest other-state filings by covered participants (1,228 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Chime Financial 401(k) Plan assets move in 2024? ▼
Chime Financial 401(k) Plan surged - up 47.9% during 2024, from $106M to $157M. Reported net income was $50M.
How have Chime Financial, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Chime Financial, Inc.'s sponsor-wide assets grew 154.1%, from $62M to $157M.
Where does Chime Financial 401(k) Plan rank by assets among Form 5500 filers? ▼
Chime Financial 401(k) Plan ranks in the 93rd percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Chime Financial 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Computer Aid, Inc. 401(k) Profit Sharing Plan in PA ($157M, 2,073 participants).
Which 401(k) plans cover a similar participant headcount to Chime Financial 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Tech24 Retirement Plan in SC (1,228 participants, $41M in assets).