401(k) · DOL Form 5500 · 2024

Chime Financial, Inc. 401(k) Plan

Data updated 2026-08-11

$157M
Total assets
1,228
Participants
93rd
Percentile by assets
$127,458
Avg per participant
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Official DOL plan name: Chime Financial 401(k) Plan · Sponsored by Chime Financial, Inc. · California · Finance & Insurance

$157M in assets, 1,228 participants

Chime Financial, Inc.'s Chime Financial 401(k) Plan reported $157M in total assets and 1,228 participants in its 2024 DOL Form 5500 filing, ranking in the 93rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 93rd percentile by assets (of 123,622 plans)
  • #7,621 in Finance & Insurance (8,549 peers)

Where Chime Financial 401(k) Plan sits by assets

Chime Financial 401(k) Plan sits in the top 10% of all filed plans by assets, $157M for 1,228 participants (~$127,458/participant), up 47.9% in 2024.

$157M
total plan assets (2024 EOY)
1,228
covered participants
93rd
percentile by assets (of 123,622 plans)
$127,458
avg assets per participant

Where Chime Financial 401(k) Plan sits by total assets

Chime Financial 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$156,519,011 Top 7% higher than 93% of 123,620 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Chime Financial 401(k) Plan end-of-year assets rose from $106M in the plan year 2023 filing to $157M in the plan year 2024 filing.
  • Chime Financial 401(k) Plan reported net income rose from $44M in the plan year 2023 filing to $50M in the plan year 2024 filing.
  • Chime Financial 401(k) Plan reported participants fell from 1,297 in the plan year 2023 filing to 1,228 in the plan year 2024 filing.

See the national 2023→2024 release diff →

State
California
Industry
Finance & Insurance

Chime Financial 401(k) Plan vs the 2024 asset distribution

By assets, Chime Financial 401(k) Plan outranks 93% of the 123,622 plans that filed a Form 5500 for the 2024 plan year, and holds roughly 1.6x the national average plan size of $100M (721 average participants).

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$106M
Net Assets (End of Year)$157M
Net Income$50M
Employer EIN460925388
Plan Effective Date2017-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Chime Financial, Inc.)

$50M$100M$150M$200M 202220232024 $61.6M $157M ▲ +154.1%
Total plan assets by year, all Chime Financial, Inc. plans on file
Year Plans Participants Total Assets
2022 1 1,142 $62M
2023 1 1,297 $106M
2024 1 1,228 $157M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Chime Financial 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Chime Financial 401(…, Total assets ($B): 0.156519011 · Participants: 1228Chime Financial 401(…Google LLC 401(k) Sa…, Total assets ($B): 48.738057415 · Participants: 116712Google LLC 401(k) Sa…Oracle Corporation 4…, Total assets ($B): 31.02646504 · Participants: 58962Oracle Corporation 4…Intel 401(k) Savings…, Total assets ($B): 24.850880304 · Participants: 55298Intel 401(k) Savings…Apple 401(k) Plan, Total assets ($B): 24.714519387 · Participants: 101450Apple 401(k) PlanCisco Systems,Inc. 4…, Total assets ($B): 22.728425546 · Participants: 40452Cisco Systems,Inc. 4…
Chime Financial 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Chime Financial 401(k) Plan side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Chime Financial 401(k) Plan by total assets, not by location.

Frequently Asked Questions

How did Chime Financial 401(k) Plan assets move in 2024? ▼
Chime Financial 401(k) Plan surged - up 47.9% during 2024, from $106M to $157M. Reported net income was $50M.
How have Chime Financial, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Chime Financial, Inc.'s sponsor-wide assets grew 154.1%, from $62M to $157M.
Where does Chime Financial 401(k) Plan rank by assets among Form 5500 filers? ▼
Chime Financial 401(k) Plan ranks in the 93rd percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Chime Financial 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Computer Aid, Inc. 401(k) Profit Sharing Plan in PA ($157M, 2,073 participants).

Next read for Chime Financial 401(k) Plan

Scale reading

Ways to act on Chime Financial 401(k) Plan's numbers.

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 460925388.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.