401(k) · DOL Form 5500 · 2024

Align Credit Union 401(k) Plan

Data updated 2026-08-25

$18M
Total assets Small plan by assets
113
Participants Small participant base
68th
Percentile by assets National rank
$156,818
Avg per participant Above avg balance/head
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Official DOL plan name: Align Credit Union 401(k) Profit Sharing Plan · Sponsored by Align Credit Union · Massachusetts · Finance & Insurance

$18M in assets, 113 participants

Align Credit Union's Align Credit Union 401(k) Profit Sharing Plan reported $18M in total assets and 113 participants in its 2024 DOL Form 5500 filing, ranking in the 68th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,468 in Finance & Insurance (8,549 peers)

Coverage in Massachusetts

Align Credit Union 401(k) Profit Sharing Plan covers 113 participants in Massachusetts, about 17% of the average Massachusetts filer (state average ~659 per filing). Assets: $18M.

#4,468
in Finance & Insurance (8,549 peers)
-21.3%
assets change YoY

The plan reported a net loss of $5M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Align Credit Union 401(k) Profit Sharing Plan's outsized position by total assets

Align Credit Union 401(k) Profit Sharing Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$17,720,476 Top 32% higher than 68% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Align Credit Union 401(k) Profit Sharing Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Align Credit Union 401(k) Profit Sharing Plan sits mid-pack in the medium band (113 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Align Credit Union 401(k) Profit Sharing Plan reported net income fell from $784K in the plan year 2023 filing to -$5M in the plan year 2024 filing.
  • Align Credit Union 401(k) Profit Sharing Plan end-of-year assets fell from $23M in the plan year 2023 filing to $18M in the plan year 2024 filing.
  • Align Credit Union 401(k) Profit Sharing Plan reported participants fell from 123 in the plan year 2023 filing to 113 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Form 5500 schedule snapshot

Filing strip 041680140 · Align Credit Union PY 2024 · 401(k)

Align Credit Union 401(k) Profit Sharing Plan · $18M · 113 · 68th

  • VS-ST $18M
  • BOY 113
  • SCH 68th
  • EBSA 401(k)
  • PART near Mahoney Environmental Solutions, LLC Employees Profit Sharing and 401(k) Plan
  • TYPE ind #4468

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Align Credit Union 401(k) Profit Sharing Plan in the asset neighbourhood

Align Credit Union 401(k) Profit Sharing PlanAlign Credit Union 401(k) Pr…$18MMahoney Environmental Solutions, LLC Employees Profit Sharing and 401(k) PlanMahoney Environmental Soluti…$18MAtkinson, Brittingham, Gladd, Fiasco & Edmonds 401(k) PlanAtkinson, Brittingham, Gladd…$18MReliance Relocation Services Inc 401(k) PlanReliance Relocation Services…$18MFlexcare LLC 401(k) Plan$18M
End-of-year total assets ($M) among Align Credit Union 401(k) Profit Sharing Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Massachusetts filing particulars

Total Assets (Beginning of Year)$23M
Net Assets (End of Year)$18M
Net Income-$5M
Employer EIN041680140
Plan Effective Date1997-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Align Credit Union)

Sponsor-wide plan assets over time

All Align Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$18M 18.48450011985493% vs 2022
2024 filing year
$16M$18M$20M$22M$24M 202220232024 $21.7M $17.7M ▼ -18.5%
Year Plans Participants Total Assets
2022 1 128 $22M
2023 1 123 $23M
2024 1 113 $18M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Align Credit Union 401(k) Profit Sharing Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Align Credit Union 401(k) Profit Sharing Plan, Total assets ($B): 0.017720476 · Participants: 113Align Credit Union 401(k) Profit Sharing PlanFidelity Retirement Savings Plan, Total assets ($B): 34.201609937 · Participants: 66907Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 11.352606499 · Participants: 34618Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 7.720373045 · Participants: 14762Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 6.775289067 · Participants: 20639Boston Scientific Corporation 401(k) Retirement Savings PlanState Street Salary Savings Program, Total assets ($B): 6.532301643 · Participants: 12777State Street Salary Savings Program
Align Credit Union 401(k) Profit Sharing Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Align Credit Union 401(k) Profit Sharing Plan side-by-side with 3 peers →

Align Credit Union 401(k) Profit Sharing Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Mahoney Environmental Solutions, LLC Employees Profit Sharing and 401(k) Plan in IL ($18M); by covered participants it is John Youngblood Motors Inc. Salary Savings & Profit Sharing Plan in MO (113 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (113 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Align Credit Union 401(k) Profit Sharing Plan assets move in 2024? ▼
Align Credit Union 401(k) Profit Sharing Plan declined sharply - down 21.3% during 2024, from $23M to $18M. Reported net income was -$5M.
How have Align Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Align Credit Union's sponsor-wide assets declined 18.5%, from $22M to $18M.
Which 401(k) plans are similar in size to Align Credit Union 401(k) Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by assets is Mahoney Environmental Solutions, LLC Employees Profit Sharing and 401(k) Plan in IL ($18M, 34 participants).
Which 401(k) plans cover a similar participant headcount to Align Credit Union 401(k) Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is John Youngblood Motors Inc. Salary Savings & Profit Sharing Plan in MO (113 participants, $918K in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041680140.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.