401(k) · DOL Form 5500 · 2024

Pentegra Services, Inc 401(k) Plan

Data updated 2026-08-11

$36M
Total assets
275
Participants
80th
Percentile by assets
$129,401
Avg per participant
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Official DOL plan name: The Gratitude Pep · Sponsored by Pentegra Services, Inc · New York · Finance & Insurance

$36M in assets, 275 participants

Pentegra Services, Inc's The Gratitude Pep reported $36M in total assets and 275 participants in its 2024 DOL Form 5500 filing, ranking in the 80th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 80th percentile by assets (of 123,622 plans)
  • #5,863 in Finance & Insurance (8,549 peers)

Coverage in New York

The Gratitude Pep covers 275 participants in New York, about 34% of the average New York filer (state average ~798 per filing). Assets: $36M.

$36M
total plan assets (2024 EOY)
275
covered participants
80th
percentile by assets (of 123,622 plans)
$129,401
avg assets per participant

Where The Gratitude Pep sits by total assets

The Gratitude Pep vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$35,585,295 Top 20% higher than 80% of 123,620 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • The Gratitude Pep reported participants rose from 58 in the plan year 2023 filing to 275 in the plan year 2024 filing.
  • The Gratitude Pep end-of-year assets rose from $22M in the plan year 2023 filing to $36M in the plan year 2024 filing.
  • The Gratitude Pep reported net income fell from $3M in the plan year 2023 filing to $2M in the plan year 2024 filing.

See the national 2023→2024 release diff →

State

Participants vs New York filers

In New York, the average filing covers about 798 participants across 9,061 plans. The Gratitude Pep reports 275 participants - about 34% of that state average ($36M EOY assets).

New York filing particulars

Total Assets (Beginning of Year)$22M
Net Assets (End of Year)$36M
Net Income$2M
Employer EIN133745616
Plan Effective Date2022-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Pentegra Services, Inc)

$-200M$0M$200M$400M$600M 202220232024 $18.6M $378M ▲ +1934.6%
Total plan assets by year, all Pentegra Services, Inc plans on file
Year Plans Participants Total Assets
2022 5 203 $19M
2023 8 1,283 $123M
2024 11 4,740 $378M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Gratitude Pep vs. nearby 401(k) plans in New York, assets vs. participants

The Gratitude Pep vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20020406080 Total assets ($B) Participants The Gratitude PepIBM 401(k) PlanMorgan Stanley 401(k…Pfizer Savings PlanThe Pepsico Savings …The Goldman Sachs 40…
The Gratitude Pep vs. nearby 401(k) plans in New York, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to The Gratitude Pep by total assets, not by location.

Frequently Asked Questions

How did The Gratitude Pep assets move in 2024?
The Gratitude Pep surged - up 59.9% during 2024, from $22M to $36M. Reported net income was $2M.
How have Pentegra Services, Inc plan assets changed over time?
Across 3 plan years on file (2022-2024), Pentegra Services, Inc's sponsor-wide assets grew 1935.2%, from $19M to $378M.
Where does The Gratitude Pep rank by assets among Form 5500 filers?
The Gratitude Pep ranks in the 80th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to The Gratitude Pep?
Among 401(k) plans in other states, the closest by assets is Tenacre Foundation 401(k) Plan in NJ ($36M, 150 participants).

Filing takeaways

Ways to act on The Gratitude Pep's numbers.