Money Purchase · DOL Form 5500 · 2024

Heat & Frost Insulators & Asbestos Workers Local Union 38 Money Purchase Plan

Data updated 2026-08-11

$24M
Total assets
451
Participants
74th
Percentile by assets
$53,715
Avg per participant
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Official DOL plan name: Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan · Sponsored by Heat & Frost Insulators & Asbestos Workers Local Union 38 · Pennsylvania · Construction

$24M in assets, 451 participants

Heat & Frost Insulators & Asbestos Workers Local Union 38's Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan reported $24M in total assets and 451 participants in its 2024 DOL Form 5500 filing, ranking in the 74th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 74th percentile by assets (of 123,622 plans)
  • #6,556 in Construction (9,039 peers)

Heat & Frost Insulators & Asbestos Workers Local Union 38 multi-year trail

Heat & Frost Insulators & Asbestos Workers Local Union 38's plans moved +21.2% in assets from 2022 to 2024; this filing shows Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan at $24M / 451 participants.

$24M
total plan assets (2024 EOY)
451
covered participants
74th
percentile by assets (of 123,622 plans)
$53,715
avg assets per participant

Where Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan sits by total assets

Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$24,225,339 Top 26% higher than 74% of 123,620 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan reported net income fell from $3M in the plan year 2023 filing to $63K in the plan year 2024 filing.
  • Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan reported participants fell from 466 in the plan year 2023 filing to 451 in the plan year 2024 filing.

See the national 2023→2024 release diff →

State
Industry

Heat & Frost Insulators & Asbestos Workers Local Union 38 across 3 plan years on file

Across the 3 plan years Heat & Frost Insulators & Asbestos Workers Local Union 38 has on file (2022-2024), sponsor-wide plan assets have moved from $37M to $45M, a gain of 21.2%, while reported participants moved from 580 to 539 (-7.1%). Peak year by sponsor assets: 2024 ($45M); trough: 2022 ($37M).

Heat & Frost Insulators & Asbestos Workers Local Union 38 multi-year asset trail

$35M$40M$45M$50M 202220232024 $36.9M $44.7M ▲ +21.2%
Total plan assets by year, all Heat & Frost Insulators & Asbestos Workers Local Union 38 plans on file
Year Plans Participants Total Assets
2022 2 580 $37M
2023 2 555 $42M
2024 2 539 $45M

Heat & Frost Insulators & Asbestos Workers Local Union 38 filing trail (2024)

Total Assets (Beginning of Year)$24M
Net Assets (End of Year)$24M
Net Income$63K
Employer EIN236283938
Plan Effective Date1961-07-01
Filing StatusFILING RECEIVED

Nearby Money Purchase Plans in Pennsylvania

Peer Money Purchase plans, same state, same plan type, ranked by total assets.

Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan vs. nearby Money Purchase plans in Pennsylvania, assets vs. participants

Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan vs. nearby Money Purchase plans in Pennsylvania, assets vs. participants Scatter plot of 6 data points. 01000200030004000 -20002004006008001000 Total assets ($M) Participants Heat & Frost Insulat…Central Pennsylvania…Duane Morris Retirem…IBEW Local Union 375…Milton Hershey Schoo…Retirement Plan for …
Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan vs. nearby Money Purchase plans in Pennsylvania, assets vs. participants

Similar-Sized Money Purchase Plans Nationally

Money Purchase plans in other states closest to Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan by total assets, not by location.

Frequently Asked Questions

How did Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan assets move in 2024?
Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan held essentially flat - up 0.3% during 2024, from $24M to $24M. Reported net income was $63K.
How have Heat & Frost Insulators & Asbestos Workers Local Union 38 plan assets changed over time?
Across 3 plan years on file (2022-2024), Heat & Frost Insulators & Asbestos Workers Local Union 38's sponsor-wide assets grew 21.2%, from $37M to $45M.
Which Money Purchase plans are similar in size to Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan?
Among Money Purchase plans in other states, the closest by assets is Associated General Contractors of America, San Diego Chapter, Inc. Retirement Trust Fund Employee Pension Benefit Plan in CA ($24M, 281 participants).

Next read for Heat & Frost Insulators & Asbestos Worke…

Multi-year trail

Ways to act on Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan's numbers.

  • By total assets, Heat & Frost Insulators & Asbestos Workers Lcl 38 Retirement Investment Account Plan ranks above the median plan by assets. See the largest plans
  • Compare it side-by-side against 3 similar Money Purchase plans in Pennsylvania. Compare plans
  • Heat & Frost Insulators & Asbestos Workers Local Union 38's sponsor-wide assets have grown 21.2% since 2022 across 3 plan years on file. More Construction plans