Defined Benefit (Pension) · DOL Form 5500 · 2024

The Guardian Life Insurance Company of America Pension Plan

Data updated 2026-08-11

$1.3B
Total assets
2,861
Participants
99th
Percentile by assets
$438,592
Avg per participant
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Official DOL plan name: The Guardian Home Office Employees' Retirement Pla · Sponsored by The Guardian Life Insurance Company of America · New York · Finance & Insurance

$1.3B in assets, 2,861 participants

The Guardian Life Insurance Company of America's The Guardian Home Office Employees' Retirement Pla reported $1.3B in total assets and 2,861 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 99th percentile by assets (of 123,622 plans)
  • #8,344 in Finance & Insurance (8,549 peers)

Coverage in New York

The Guardian Home Office Employees' Retirement Pla covers 2,861 participants in New York, 3.6x the typical New York plan (state average ~798 per filing). Assets: $1.3B.

$1.3B
total plan assets (2024 EOY)
2,861
covered participants
99th
percentile by assets (of 123,622 plans)
$438,592
avg assets per participant

The plan reported a net loss of $113M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • The Guardian Home Office Employees' Retirement Pla reported net income fell from -$12M in the plan year 2023 filing to -$113M in the plan year 2024 filing.
  • The Guardian Home Office Employees' Retirement Pla end-of-year assets fell from $1.4B in the plan year 2023 filing to $1.3B in the plan year 2024 filing.
  • The Guardian Home Office Employees' Retirement Pla reported participants fell from 3,087 in the plan year 2023 filing to 2,861 in the plan year 2024 filing.

See the national 2023→2024 release diff →

State

Participants vs New York filers

In New York, the average filing covers about 798 participants across 9,061 plans. The Guardian Home Office Employees' Retirement Pla reports 2,861 participants - 3.6x that state average ($1.3B EOY assets).

New York filing particulars

Total Assets (Beginning of Year)$1.4B
Net Assets (End of Year)$1.3B
Net Income-$113M
Employer EIN135123390
Plan Effective Date1942-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Guardian Life Insurance Company of America)

$3.6B$3.8B$4B$4.2B 202220232024 $3.66B $4.03B ▲ +10.1%
Total plan assets by year, all The Guardian Life Insurance Company of America plans on file
Year Plans Participants Total Assets
2022 5 13,971 $3.7B
2023 5 13,791 $3.9B
2024 5 12,888 $4.0B

Nearby Defined Benefit (Pension) Plans in New York

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

The Guardian Home Office Employees' Retirement Pla vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants

The Guardian Home Office Employees' Retirement Pla vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 05101520 Total assets ($B) Participants The Guardian Home Of…IBM Personal Pension…1199seiu Health Care…Consolidated Edison …Pfizer Consolidated …GE Energy Pension Plan
The Guardian Home Office Employees' Retirement Pla vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to The Guardian Home Office Employees' Retirement Pla by total assets, not by location.

Frequently Asked Questions

How did The Guardian Home Office Employees' Retirement Pla assets move in 2024?
The Guardian Home Office Employees' Retirement Pla pulled back noticeably - down 8.3% during 2024, from $1.4B to $1.3B. Reported net income was -$113M.
How have The Guardian Life Insurance Company of America plan assets changed over time?
Across 3 plan years on file (2022-2024), The Guardian Life Insurance Company of America's sponsor-wide assets grew 10.1%, from $3.7B to $4.0B.
Where does The Guardian Home Office Employees' Retirement Pla rank by assets among Form 5500 filers?
The Guardian Home Office Employees' Retirement Pla ranks in the 99th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the largest 1% of all filed plans).
Which Defined Benefit (Pension) plans are similar in size to The Guardian Home Office Employees' Retirement Pla?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Wa State Plumbing and Pipefitting Industry Pension Plan in WA ($1.3B, 5,058 participants).

Next read for The Guardian Home Office Employees' Reti…

Filing takeaways

Ways to act on The Guardian Home Office Employees' Retirement Pla's numbers.

  • By total assets, The Guardian Home Office Employees' Retirement Pla ranks among the largest 1% of all filed plans. See the largest plans
  • Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in New York. Compare plans
  • The Guardian Life Insurance Company of America's sponsor-wide assets have grown 10.1% since 2022 across 3 plan years on file. More Finance & Insurance plans