401(k) · DOL Form 5500 · 2024

Citizens Bank and Trust 401(k) Plan

Data updated 2026-08-25

$13M
Total assets Small plan by assets
156
Participants Small participant base
62nd
Percentile by assets National rank
$85,257
Avg per participant Below avg balance/head
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Official DOL plan name: Citizens Bank and Trust 401(k) Plan · Sponsored by Citizens Bank and Trust · Alabama · Finance & Insurance

$13M in assets, 156 participants

Citizens Bank and Trust's Citizens Bank and Trust 401(k) Plan reported $13M in total assets and 156 participants in its 2024 DOL Form 5500 filing, ranking in the 62nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,914 in Finance & Insurance (8,549 peers)

Coverage in Alabama

Citizens Bank and Trust 401(k) Plan covers 156 participants in Alabama, about 43% of the average Alabama filer (state average ~360 per filing). Assets: $13M.

#3,914
in Finance & Insurance (8,549 peers)
+13.1%
assets growth YoY

Citizens Bank and Trust 401(k) Plan's mid-pack asset rank among Finance & Insurance and all filers

Citizens Bank and Trust 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$13,300,032 Top 38% higher than 62% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Citizens Bank and Trust 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens Bank and Trust 401(k) Plan sits mid-pack in the medium band (156 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Citizens Bank and Trust 401(k) Plan reported net income fell from $2M in the plan year 2023 filing to $2M in the plan year 2024 filing.
  • Citizens Bank and Trust 401(k) Plan end-of-year assets rose from $12M in the plan year 2023 filing to $13M in the plan year 2024 filing.
  • Citizens Bank and Trust 401(k) Plan reported participants rose from 147 in the plan year 2023 filing to 156 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 431994736 · Citizens Bank and Trust PY 2024 · 401(k)

Citizens Bank and Trust 401(k) Plan · $13M · 156 · 62nd

  • EIN $13M
  • RANK 156
  • PHOTO 62nd
  • IND 401(k)
  • EOY near Somerville-Cambridge Elder Services, Inc. 401(k) Retirement Plan
  • 5500 ind #3914

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Alabama →

Citizens Bank and Trust 401(k) Plan in the asset neighbourhood

Citizens Bank and Trust 401(k) PlanCitizens Bank and Trust 401(…$13MSomerville-Cambridge Elder Services, Inc. 401(k) Retirement PlanSomerville-Cambridge Elder S…$13MD'allessandro Corp. 401(k) Profit Sharing PlanD'allessandro Corp. 401(k) P…$13MDave Syverson Ford, Lincoln, Mercury, Inc. 401(k) Salary Savings and Retirement PlanDave Syverson Ford, Lincoln,…$13MTakeuchi Mfg. (U.S.), Ltd. Retirement PlanTakeuchi Mfg. (U.S.), Ltd. R…$13M
End-of-year total assets ($M) among Citizens Bank and Trust 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Alabama filing particulars

Total Assets (Beginning of Year)$12M
Net Assets (End of Year)$13M
Net Income$2M
Employer EIN431994736
Plan Effective Date2006-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens Bank and Trust)

Sponsor-wide plan assets over time

All Citizens Bank and Trust plans reported in each filing year

Latest sponsor-wide plan assets
$13M 36.513747003889705% vs 2022
2024 filing year
$8M$10M$12M$14M 202220232024 $9.74M $13.3M ▲ +36.6%
Year Plans Participants Total Assets
2022 1 132 $10M
2023 1 147 $12M
2024 1 156 $13M

Nearby 401(k) Plans in Alabama

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens Bank and Trust 401(k) Plan vs. nearby 401(k) plans in Alabama, assets vs. participants Scatter plot of 6 data points. -10000010000200003000040000 -101234 Total assets ($B) Participants Citizens Bank and Trust 401(k) Plan, Total assets ($B): 0.013300032 · Participants: 156Citizens Bank and Trust 401(k) PlanRegions Financial Corporation 401(k) Plan, Total assets ($B): 3.197489981 · Participants: 20783Regions Financial Corporation 401(k) PlanEncompass Health Corporation 401(k) Retirement Plan, Total assets ($B): 1.722944967 · Participants: 29454Encompass Health Corporation 401(k) Retirement PlanHexagon Employee Retirement Savings Plan, Total assets ($B): 1.651353194 · Participants: 4638Hexagon Employee Retirement Savings PlanVulcan 401(k) Plan, Total assets ($B): 1.472398962 · Participants: 8628Vulcan 401(k) PlanMercedes-Benz U.S. International, Inc. Retirement and Savings Plan, Total assets ($B): 1.234118844 · Participants: 6167Mercedes-Benz U.S. International, Inc. Retirement and Savings Plan
Citizens Bank and Trust 401(k) Plan vs. nearby 401(k) plans in Alabama, assets vs. participants

Citizens Bank and Trust 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Alabama, the nearest 401(k) by assets is Somerville-Cambridge Elder Services, Inc. 401(k) Retirement Plan in MA ($13M); by covered participants it is Z & Z Holding Company, Inc. 401(k) Profit Sharing Plan in OR (156 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (156 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens Bank and Trust 401(k) Plan assets move in 2024?
Citizens Bank and Trust 401(k) Plan grew at a solid clip - up 13.1% during 2024, from $12M to $13M. Reported net income was $2M.
How have Citizens Bank and Trust plan assets changed over time?
Across 3 plan years on file (2022-2024), Citizens Bank and Trust's sponsor-wide assets grew 36.5%, from $10M to $13M.
Which 401(k) plans are similar in size to Citizens Bank and Trust 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Somerville-Cambridge Elder Services, Inc. 401(k) Retirement Plan in MA ($13M, 141 participants).
Which 401(k) plans cover a similar participant headcount to Citizens Bank and Trust 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Z & Z Holding Company, Inc. 401(k) Profit Sharing Plan in OR (156 participants, N/A in assets).