401(k) · DOL Form 5500 · 2024

Oportun, Inc. 401(k) Plan

Data updated 2026-08-25

$83M
Total assets Below avg plan size
912
Participants Near avg headcount
89th
Percentile by assets National rank
$91,415
Avg per participant Below avg balance/head
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Official DOL plan name: Oportun 401(k) Plan · Sponsored by Oportun, Inc. · California · Finance & Insurance

$83M in assets, 912 participants

Oportun, Inc.'s Oportun 401(k) Plan reported $83M in total assets and 912 participants in its 2024 DOL Form 5500 filing, ranking in the 89th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,099 in Finance & Insurance (8,549 peers)

Where Oportun 401(k) Plan sits by assets

Oportun 401(k) Plan sits in the top quartile of all filed plans by assets, $83M for 912 participants (~$91,415/participant), up 6.6% in 2024.

#7,099
in Finance & Insurance (8,549 peers)
+6.6%
assets growth YoY
0.8×
vs typical plan assets (national mean)

Oportun 401(k) Plan's outsized position by total assets

Oportun 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$83,370,049 Top 11% higher than 89% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Oportun 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Oportun 401(k) Plan sits mid-pack in the medium band (912 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Oportun 401(k) Plan reported net income fell from $16M in the plan year 2023 filing to $5M in the plan year 2024 filing.
  • Oportun 401(k) Plan reported participants fell from 1,381 in the plan year 2023 filing to 912 in the plan year 2024 filing.
  • Oportun 401(k) Plan end-of-year assets rose from $78M in the plan year 2023 filing to $83M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 203386325 · Oportun, Inc. PY 2024 · 401(k)

Oportun 401(k) Plan · $83M · 912 · 89th

  • EOY $83M
  • EOY 912
  • EOY 89th
  • EOY 401(k)
  • EOY near Stony Brook Business Ventures, LLC 401(k) Plan
  • EOY ind #7099

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in California →

Oportun 401(k) Plan in the asset neighbourhood

Saf-Holland, Inc. 401(k) Savings PlanSaf-Holland, Inc. 401(k) Sav…$83MStony Brook Business Ventures, LLC 401(k) PlanStony Brook Business Venture…$83MJohnstone Supply, LLC. Employee Retirement PlanJohnstone Supply, LLC. Emplo…$83MOportun 401(k) Plan$83MCurt G. Joa, Inc. Employees Trust FundCurt G. Joa, Inc. Employees …$83M
End-of-year total assets ($M) among Oportun 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$78M
Net Assets (End of Year)$83M
Net Income$5M
Employer EIN203386325
Plan Effective Date2008-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Oportun, Inc.)

Sponsor-wide plan assets over time

All Oportun, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$83M 46.172614274367184% vs 2022
2024 filing year
$50M$60M$70M$80M$90M 202220232024 $57M $83.4M ▲ +46.2%
Year Plans Participants Total Assets
2022 1 1,335 $57M
2023 1 1,381 $78M
2024 1 912 $83M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Oportun 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Oportun 401(k) Plan, Total assets ($B): 0.083370049 · Participants: 912Oportun 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 48.738057415 · Participants: 116712Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 31.02646504 · Participants: 58962Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 24.850880304 · Participants: 55298Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 24.714519387 · Participants: 101450Apple 401(k) PlanCisco Systems,Inc. 401(k) Plan, Total assets ($B): 22.728425546 · Participants: 40452Cisco Systems,Inc. 401(k) Plan
Oportun 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Oportun 401(k) Plan side-by-side with 3 peers →

Oportun 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Stony Brook Business Ventures, LLC 401(k) Plan in NY ($83M); by covered participants it is Gt Services LLC Savings and Investment Plan in PA (912 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (912 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Oportun 401(k) Plan assets move in 2024? ▼
Oportun 401(k) Plan grew at a solid clip - up 6.6% during 2024, from $78M to $83M. Reported net income was $5M.
How have Oportun, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Oportun, Inc.'s sponsor-wide assets grew 46.2%, from $57M to $83M.
Where does Oportun 401(k) Plan rank by assets among Form 5500 filers? ▼
Oportun 401(k) Plan ranks in the 89th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Oportun 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Stony Brook Business Ventures, LLC 401(k) Plan in NY ($83M, 1,313 participants).
Which 401(k) plans cover a similar participant headcount to Oportun 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Gt Services LLC Savings and Investment Plan in PA (912 participants, $175M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 203386325.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.