401(k) · DOL Form 5500 · 2024

Vroom Inc. 401(k) Plan

Data updated 2026-08-25

$12M
Total assets Small plan by assets: 794
Participants Near avg headcount: 59th
Percentile by assets National rank: $14,673
Avg per participant Low balance/head

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Official DOL plan name: Vroom 401(k) Plan · Sponsored by Vroom Inc. · California · Retail Trade

$12M in assets, 794 participants

Vroom Inc.'s Vroom 401(k) Plan reported $12M in total assets and 794 participants in its 2024 DOL Form 5500 filing, ranking in the 59th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

#5,637 in Retail Trade (8,048 peers)

2024 asset change

Vroom 401(k) Plan declined sharply 28.7% in 2024 ($16M → $12M) for 794 participants.

#5,637
in Retail Trade (8,048 peers): -28.7%
assets change YoY

The plan reported a net loss of $5M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Vroom 401(k) Plan's mid-pack asset rank among Retail Trade and all filers

Vroom 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$11,650,136 Top 41% higher than 59% of 123,620 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Vroom 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Vroom 401(k) Plan sits mid-pack in the medium band (794 participants).

Micro (1-10) 33,766 filings (27%) Small (11-100) 26,107 filings (21%) Medium (101-1,000) 54,251 filings (43%) Large (1,001-10,000) 10,349 filings (8%) Mega (10,000+) 1,399 filings (1%)

Vroom 401(k) Plan reported net income fell from $3M in the plan year 2023 filing to -$5M in the plan year 2024 filing.
Vroom 401(k) Plan reported participants fell from 1,168 in the plan year 2023 filing to 794 in the plan year 2024 filing.
Vroom 401(k) Plan end-of-year assets fell from $16M in the plan year 2023 filing to $12M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 901112566 · Vroom Inc. PY 2024 · 401(k)

Vroom 401(k) Plan · $12M · 794 · 59th

ASSETS $12M
PCT 794
EIN 59th
RANK 401(k)
PHOTO near St. Joseph Holdings, LLC 401(k) Plan
IND ind #5637

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in California →

End-of-year total assets ($M) among Vroom 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Vroom Inc. years around the 2024 move

Latest sponsor-wide plan assets: $12M 9.640129924342137% vs 2022; 2024 filing year

Year	Plans	Participants	Total Assets
2022	1	1,613	$13M
2023	1	1,168	$16M
2024	1	794	$12M

2024 asset-move particulars

Total Assets (Beginning of Year)	$16M
Net Assets (End of Year)	$12M
Net Income	-$5M
Employer EIN	901112566
Plan Effective Date	2017-01-01
Filing Status	FILING RECEIVED

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Vroom 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants

Google LLC 401(k) Savings Plan $48.7B · 116,712
Oracle Corporation 401(k) Savings and Investment Plan $31.0B · 58,962
Intel 401(k) Savings Plan $24.9B · 55,298
Apple 401(k) Plan $24.7B · 101,450
Cisco Systems,Inc. 401(k) Plan $22.7B · 40,452

Compare Vroom 401(k) Plan side-by-side with 3 peers →

Vroom 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is St. Joseph Holdings, LLC 401(k) Plan in LA ($12M); by covered participants it is Southern Mail Service, Inc. Retirement Plan in TX (794 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($12M here).

St. Joseph Holdings, LLC 401(k) Plan (LA) $12M · 1,598
Icl-Ip America Inc. Hourly Union 401(k) & Savings Plan (MO) $12M · 75
Coastal Waste & Recycling Inc. 401(k) Profit Sharing Plan and T (FL) $12M · 1,272
Bank of Labor Retirement Plan (KS) $12M · 107

Similar participant headcount

Nearest other-state filings by covered participants (794 participants); asset peers above are excluded.

Southern Mail Service, Inc. Retirement Plan (TX) 794 · 0 off
Healthcare Accounting Services 401(k) Plan (IL) 794 · 0 off
Associated Terminals, L.L.C. 401(k) Plan (LA) 794 · 0 off
Cuisine Solutions, Inc. 401(k) Plan (VA) 794 · 0 off

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Vroom 401(k) Plan assets move in 2024? ▼

Vroom 401(k) Plan declined sharply - down 28.7% during 2024, from $16M to $12M. Reported net income was -$5M.

How have Vroom Inc. plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Vroom Inc.'s sponsor-wide assets declined 9.6%, from $13M to $12M.

Which 401(k) plans are similar in size to Vroom 401(k) Plan? ▼

Among 401(k) plans in other states, the closest by assets is St. Joseph Holdings, LLC 401(k) Plan in LA ($12M, 1,598 participants).

Which 401(k) plans cover a similar participant headcount to Vroom 401(k) Plan? ▼

Among 401(k) plans in other states, the closest by covered participants is Southern Mail Service, Inc. Retirement Plan in TX (794 participants, $11M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 901112566.