401(k) · DOL Form 5500 · 2024

The Adirondack Trust Company 401(k) Plan

Data updated 2026-08-25

$78M
Total assets Below avg plan size
268
Participants Below avg headcount
88th
Percentile by assets National rank
$289,484
Avg per participant High balance/head
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Official DOL plan name: The Adirondack Trust Company Employee Stock Ownership Plan · Sponsored by The Adirondack Trust Company · New York · Finance & Insurance

$78M in assets, 268 participants

The Adirondack Trust Company's The Adirondack Trust Company Employee Stock Ownership Plan reported $78M in total assets and 268 participants in its 2024 DOL Form 5500 filing, ranking in the 88th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,022 in Finance & Insurance (8,549 peers)

Coverage in New York

The Adirondack Trust Company Employee Stock Ownership Plan covers 268 participants in New York, about 34% of the average New York filer (state average ~798 per filing). Assets: $78M.

#7,022
in Finance & Insurance (8,549 peers)
+9.2%
assets growth YoY
0.8×
vs typical plan assets (national mean)

The Adirondack Trust Company Employee Stock Ownership Plan's outsized position by total assets

The Adirondack Trust Company Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$77,581,838 Top 12% higher than 88% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

The Adirondack Trust Company Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Adirondack Trust Company Employee Stock Ownership Plan sits mid-pack in the medium band (268 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • The Adirondack Trust Company Employee Stock Ownership Plan reported net income rose from $3M in the plan year 2023 filing to $7M in the plan year 2024 filing.
  • The Adirondack Trust Company Employee Stock Ownership Plan end-of-year assets rose from $71M in the plan year 2023 filing to $78M in the plan year 2024 filing.
  • The Adirondack Trust Company Employee Stock Ownership Plan reported participants rose from 257 in the plan year 2023 filing to 268 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 140458765 · The Adirondack Trust Company PY 2024 · 401(k)

The Adirondack Trust Company Employee Stock Ownership Plan · $78M · 268 · 88th

  • 5500 $78M
  • 5500 268
  • 5500 88th
  • 5500 401(k)
  • 5500 near Potters Industries 401(k) Plan
  • 5500 ind #7022

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

The Adirondack Trust Company Employee Stock Ownership Plan in the asset neighbourhood

Ricardo LLC 401(k) Retirement PlanRicardo LLC 401(k) Retiremen…$78MThe Adirondack Trust Company Employee Stock Ownership PlanThe Adirondack Trust Company…$78MPotters Industries 401(k) PlanPotters Industries 401(k) Pl…$78MTidewater Inc. 401(k) Plan$78MCook's Pest Control, Inc. Employee Capital Accumulation PlanCook's Pest Control, Inc. Em…$78M
End-of-year total assets ($M) among The Adirondack Trust Company Employee Stock Ownership Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

New York filing particulars

Total Assets (Beginning of Year)$71M
Net Assets (End of Year)$78M
Net Income$7M
Employer EIN140458765
Plan Effective Date1977-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Adirondack Trust Company)

Sponsor-wide plan assets over time

All The Adirondack Trust Company plans reported in each filing year

Latest sponsor-wide plan assets
$127M 18.966760376743213% vs 2022
2024 filing year
$100M$110M$120M$130M 202220232024 $107M $127M ▲ +19.0%
Year Plans Participants Total Assets
2022 2 291 $107M
2023 2 301 $117M
2024 2 308 $127M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Adirondack Trust Company Employee Stock Ownership Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20020406080 Total assets ($B) Participants The Adirondack Trust Company Employee Stock Ownership Plan, Total assets ($B): 0.077581838 · Participants: 268The Adirondack Trust Company Employee Stock Ownership PlanIBM 401(k) Plan, Total assets ($B): 60.39355615 · Participants: 52674IBM 401(k) PlanMorgan Stanley 401(k) Plan, Total assets ($B): 22.180692974 · Participants: 53860Morgan Stanley 401(k) PlanPfizer Savings Plan, Total assets ($B): 21.9871528 · Participants: 33309Pfizer Savings PlanThe Pepsico Savings Plan, Total assets ($B): 14.9369507 · Participants: 137398The Pepsico Savings PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 12.807939404 · Participants: 23227The Goldman Sachs 401(k) Plan
The Adirondack Trust Company Employee Stock Ownership Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare The Adirondack Trust Company Employee Stock Ownership Plan side-by-side with 3 peers →

The Adirondack Trust Company Employee Stock Ownership Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Potters Industries 401(k) Plan in PA ($78M); by covered participants it is Advantage Engineers, LLC 401(k) Plan in PA (268 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($78M here).

Similar participant headcount

Nearest other-state filings by covered participants (268 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Adirondack Trust Company Employee Stock Ownership Plan assets move in 2024? ▼
The Adirondack Trust Company Employee Stock Ownership Plan grew at a solid clip - up 9.2% during 2024, from $71M to $78M. Reported net income was $7M.
How have The Adirondack Trust Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Adirondack Trust Company's sponsor-wide assets grew 19.0%, from $107M to $127M.
Where does The Adirondack Trust Company Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
The Adirondack Trust Company Employee Stock Ownership Plan ranks in the 88th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to The Adirondack Trust Company Employee Stock Ownership Plan? ▼
Among 401(k) plans in other states, the closest by assets is Potters Industries 401(k) Plan in PA ($78M, 425 participants).
Which 401(k) plans cover a similar participant headcount to The Adirondack Trust Company Employee Stock Ownership Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Advantage Engineers, LLC 401(k) Plan in PA (268 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 140458765.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.