401(k) · DOL Form 5500 · 2024

Muskegon Car Credit, Inc. 401(k) Plan

Data updated 2026-08-25

$6M
Total assets Small plan by assets
123
Participants Small participant base
44th
Percentile by assets National rank
$44,823
Avg per participant Low balance/head
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Official DOL plan name: Muskegon Car Credit, Inc. 401(k) Plan · Sponsored by Muskegon Car Credit, Inc. · Michigan · Retail Trade

$6M in assets, 123 participants

Muskegon Car Credit, Inc.'s Muskegon Car Credit, Inc. 401(k) Plan reported $6M in total assets and 123 participants in its 2024 DOL Form 5500 filing, ranking in the 44th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,382 in Retail Trade (8,048 peers)

Coverage in Michigan

Muskegon Car Credit, Inc. 401(k) Plan covers 123 participants in Michigan, about 19% of the average Michigan filer (state average ~638 per filing). Assets: $6M.

#4,382
in Retail Trade (8,048 peers)
-12.5%
assets change YoY

The plan reported a net loss of $784K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Muskegon Car Credit, Inc. 401(k) Plan's mid-pack asset rank among Retail Trade and all filers

Muskegon Car Credit, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$5,513,234 44th percentile higher than 44% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Muskegon Car Credit, Inc. 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Muskegon Car Credit, Inc. 401(k) Plan sits mid-pack in the medium band (123 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Muskegon Car Credit, Inc. 401(k) Plan reported net income fell from $268K in the plan year 2023 filing to -$784K in the plan year 2024 filing.
  • Muskegon Car Credit, Inc. 401(k) Plan end-of-year assets fell from $6M in the plan year 2023 filing to $6M in the plan year 2024 filing.
  • Muskegon Car Credit, Inc. 401(k) Plan reported participants rose from 112 in the plan year 2023 filing to 123 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 383175006 · Muskegon Car Credit, Inc. PY 2024 · 401(k)

Muskegon Car Credit, Inc. 401(k) Plan · $6M · 123 · 44th

  • 5500 $6M
  • 5500 123
  • 5500 44th
  • 5500 401(k)
  • 5500 near Southwest Carpenters Training Fund Employee Savings Trust
  • 5500 ind #4382

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in Michigan →

Muskegon Car Credit, Inc. 401(k) Plan in the asset neighbourhood

Muskegon Car Credit, Inc. 401(k) PlanMuskegon Car Credit, Inc. 40…$6MSouthwest Carpenters Training Fund Employee Savings TrustSouthwest Carpenters Trainin…$6MSpring Hills LLC 401(k) Plan$6MSchroeder Moving Companies, Inc. Retirement PlanSchroeder Moving Companies, …$6MHawkes Learning 401(k) Plan$6M
End-of-year total assets ($M) among Muskegon Car Credit, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Michigan filing particulars

Total Assets (Beginning of Year)$6M
Net Assets (End of Year)$6M
Net Income-$784K
Employer EIN383175006
Plan Effective Date1999-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Muskegon Car Credit, Inc.)

Sponsor-wide plan assets over time

All Muskegon Car Credit, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$6M 8.565762358024228% vs 2022
2024 filing year
$5M$5.5M$6M$6.5M 202220232024 $6.03M $5.51M ▼ -8.6%
Year Plans Participants Total Assets
2022 1 118 $6M
2023 1 112 $6M
2024 1 123 $6M

Nearby 401(k) Plans in Michigan

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Muskegon Car Credit, Inc. 401(k) Plan vs. nearby 401(k) plans in Michigan, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -100102030 Total assets ($B) Participants Muskegon Car Credit, Inc. 401(k) Plan, Total assets ($B): 0.005513234 · Participants: 123Muskegon Car Credit, Inc. 401(k) PlanGeneral Motors Retirement Savings Plan for Salaried Employees in the United States, Total assets ($B): 23.0591668 · Participants: 43053General Motors Retirement Savings Plan for Salaried Employees in the United StatesFord Motor Co. Savings and Stock Investment Plan for Salaried Employees, Total assets ($B): 17.26893589 · Participants: 31790Ford Motor Co. Savings and Stock Investment Plan for Salaried EmployeesThe Dow Chemical Company Employees' Savings Plan, Total assets ($B): 10.768606712 · Participants: 17128The Dow Chemical Company Employees' Savings PlanThe General Motors Personal Savings Plan for Hourly-Rate Employees in the United States, Total assets ($B): 9.568379082 · Participants: 42513The General Motors Personal Savings Plan for Hourly-Rate Employees in the United StatesFord Motor Co. Tax-Efficient Savings Plan for Hourly Employees, Total assets ($B): 8.2932975 · Participants: 60497Ford Motor Co. Tax-Efficient Savings Plan for Hourly Employees
Muskegon Car Credit, Inc. 401(k) Plan vs. nearby 401(k) plans in Michigan, assets vs. participants

Muskegon Car Credit, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Michigan, the nearest 401(k) by assets is Southwest Carpenters Training Fund Employee Savings Trust in CA ($6M); by covered participants it is Clark's Termite & Pest Control 401(k) Plan in NJ (123 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (123 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Muskegon Car Credit, Inc. 401(k) Plan assets move in 2024?
Muskegon Car Credit, Inc. 401(k) Plan pulled back noticeably - down 12.5% during 2024, from $6M to $6M. Reported net income was -$784K.
How have Muskegon Car Credit, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Muskegon Car Credit, Inc.'s sponsor-wide assets declined 8.6%, from $6M to $6M.
Which 401(k) plans are similar in size to Muskegon Car Credit, Inc. 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Southwest Carpenters Training Fund Employee Savings Trust in CA ($6M, 107 participants).
Which 401(k) plans cover a similar participant headcount to Muskegon Car Credit, Inc. 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Clark's Termite & Pest Control 401(k) Plan in NJ (123 participants, $2M in assets).