401(k) · DOL Form 5500 · 2024
Citizens Bancshares, Inc. 401(k) Plan
Data updated 2026-08-25
- $12M
- Total assets Small plan by assets
- 66
- Participants Small participant base
- 60th
- Percentile by assets National rank
- $186,270
- Avg per participant Above avg balance/head
Official DOL plan name: Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision) · Sponsored by Citizens Bancshares, Inc. · Oklahoma · Finance & Insurance
$12M in assets, 66 participants
Citizens Bancshares, Inc.'s Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision) reported $12M in total assets and 66 participants in its 2024 DOL Form 5500 filing, ranking in the 60th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #3,777 in Finance & Insurance (8,549 peers)
What the 2024 filing shows
Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision) holds $12M for 66 participants - about $186,270 per participant, above the median plan by assets.
- #3,777
- in Finance & Insurance (8,549 peers)
- +1.3%
- assets growth YoY
Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision)'s mid-pack asset rank among Finance & Insurance and all filers
Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision) vs every filed plan by assets
End-of-year total assets · plan year 2024 · DOL Form 5500
$12,293,832 Top 40% higher than 60% of 123,620 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024
Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision) among smaller filed plans by headcount
Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision) is a small filing (66 participants) on this national headcount ladder.
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision) reported net income fell from $661K in the plan year 2023 filing to $158K in the plan year 2024 filing.
- Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision) reported participants rose from 59 in the plan year 2023 filing to 66 in the plan year 2024 filing.
- Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision) end-of-year assets rose from $12M in the plan year 2023 filing to $12M in the plan year 2024 filing.
DOL schedule card
Filing strip 731543851 · Citizens Bancshares, Inc. PY 2024 · 401(k)
Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision) · $12M · 66 · 60th
- IND $12M
- EOY 66
- 5500 60th
- ASSETS 401(k)
- PCT near Stork H&e Turbo Blading, Inc. 401(k) Plan
- EIN ind #3777
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Oklahoma →
Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision) in the asset neighbourhood
Filing particulars (2024)
| Total Assets (Beginning of Year) | $12M |
|---|---|
| Net Assets (End of Year) | $12M |
| Net Income | $158K |
| Employer EIN | 731543851 |
| Plan Effective Date | 1997-09-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Citizens Bancshares, Inc.)
Sponsor-wide plan assets over time
All Citizens Bancshares, Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $12M 7.135846868416664% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 54 | $11M |
| 2023 | 1 | 59 | $12M |
| 2024 | 1 | 66 | $12M |
Nearby 401(k) Plans in Oklahoma
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Quiktrip Corporation Retirement Plan $4.8B · 13,369
- The Williams Investment Plus Plan $2.0B · 5,204
- Oneok, Inc. 401(k) Plan $1.4B · 4,756
- Bok Financial 401(k) Plan $1.2B · 4,907
- Devon Energy Corporation Incentive Savings Plan $1.1B · 1,958
Citizens Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provision)'s out-of-state 401(k) peers by assets and headcount
Outside Oklahoma, the nearest 401(k) by assets is Stork H&e Turbo Blading, Inc. 401(k) Plan in NY ($12M); by covered participants it is California Fine Wire Company 401(k) Profit Sharing Plan in CA (66 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($12M here).
Similar participant headcount
Nearest other-state filings by covered participants (66 participants); asset peers above are excluded.
- California Fine Wire Company 401(k) Profit Sharing Plan (CA) 66 · 0 off
- Ukiah Natural Foods 401(k) Plan (CA) 66 · 0 off
- Intrinsix Corp. 401(k) Plan (MA) 66 · 0 off
- Cha Group Retirement Plan (TN) 66 · 0 off
DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.