ESOP · DOL Form 5500 · 2024

Ruffin & Payne, Incorporated ESOP

Data updated 2026-08-25

$5M
Total assets Small plan by assets
37
Participants Small participant base
43rd
Percentile by assets National rank
$145,255
Avg per participant Above avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Ruffin & Payne, Incorporated Employee Stock Ownership Plan · Sponsored by Ruffin & Payne, Incorporated · Virginia · Retail Trade

$5M in assets, 37 participants

Ruffin & Payne, Incorporated's Ruffin & Payne, Incorporated Employee Stock Ownership Plan reported $5M in total assets and 37 participants in its 2024 DOL Form 5500 filing, ranking in the 43rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,337 in Retail Trade (8,048 peers)

What the 2024 filing shows

Ruffin & Payne, Incorporated Employee Stock Ownership Plan holds $5M for 37 participants - about $145,255 per participant, in the lower half of filed plans by assets.

#4,337
in Retail Trade (8,048 peers)
-2.9%
assets change YoY

The plan reported a net loss of $160K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Ruffin & Payne, Incorporated Employee Stock Ownership Plan's mid-pack asset rank among Retail Trade and all filers

Ruffin & Payne, Incorporated Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$5,374,436 43rd percentile higher than 43% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Ruffin & Payne, Incorporated Employee Stock Ownership Plan among smaller filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Ruffin & Payne, Incorporated Employee Stock Ownership Plan is a small filing (37 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Ruffin & Payne, Incorporated Employee Stock Ownership Plan reported net income fell from $181K in the plan year 2023 filing to -$160K in the plan year 2024 filing.
  • Ruffin & Payne, Incorporated Employee Stock Ownership Plan end-of-year assets fell from $6M in the plan year 2023 filing to $5M in the plan year 2024 filing.

See the national 2023→2024 release diff →

DOL schedule card

Filing strip 540366260 · Ruffin & Payne, Incorporated PY 2024 · ESOP

Ruffin & Payne, Incorporated Employee Stock Ownership Plan · $5M · 37 · 43rd

  • EBSA $5M
  • PART 37
  • TYPE 43rd
  • NET ESOP
  • BOOK near Sauce Industries Inc. Employee Stock Ownership Plan
  • VS-ST ind #4337

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Virginia →

Ruffin & Payne, Incorporated Employee Stock Ownership Plan in the asset neighbourhood

Teton Machine Company Employee Stock Ownership PlanTeton Machine Company Employ…$5MRodriguez Transportation Group, Inc. Ee Stock Ownership PlanRodriguez Transportation Gro…$5MRuffin & Payne, Incorporated Employee Stock Ownership PlanRuffin & Payne, Incorporated…$5MSauce Industries Inc. Employee Stock Ownership PlanSauce Industries Inc. Employ…$5MInvictus Medical Inc Employee Stock Ownership PlanInvictus Medical Inc Employe…$5M
End-of-year total assets ($M) among Ruffin & Payne, Incorporated Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2024.

Filing particulars (2024)

Total Assets (Beginning of Year)$6M
Net Assets (End of Year)$5M
Net Income-$160K
Employer EIN540366260
Plan Effective Date1982-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Ruffin & Payne, Incorporated)

Sponsor-wide plan assets over time

All Ruffin & Payne, Incorporated plans reported in each filing year

Latest sponsor-wide plan assets
$5M 0.38400209791894735% vs 2022
2024 filing year
$5.3M$5.4M$5.5M$5.6M 202220232024 $5.35M $5.37M ▲ +0.4%
Year Plans Participants Total Assets
2022 1 38 $5M
2023 1 37 $6M
2024 1 37 $5M

Nearby ESOP Plans in Virginia

Peer ESOP plans, same state, same plan type, ranked by total assets.

Ruffin & Payne, Incorporated Employee Stock Ownership Plan vs. nearby ESOP plans in Virginia, assets vs. participants Scatter plot of 6 data points. -200002000400060008000 -0.500.511.5 Total assets ($B) Participants Ruffin & Payne, Incorporated Employee Stock Ownership Plan, Total assets ($B): 0.005374436 · Participants: 37Ruffin & Payne, Incorporated Employee Stock Ownership PlanNvr, Inc. Employee Stock Ownership Plan, Total assets ($B): 1.333135639 · Participants: 6515Nvr, Inc. Employee Stock Ownership PlanDelta Star Employee Stock Ownership Plan, Total assets ($B): 0.446814442 · Participants: 222Delta Star Employee Stock Ownership PlanModern Technology Solutions, Inc. Employee Stock Ownership Plan and Trust, Total assets ($B): 0.407104271 · Participants: 1962Modern Technology Solutions, Inc. Employee Stock Ownership Plan and TrustThe Resorts Companies, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.385752212 · Participants: 1811The Resorts Companies, Inc. Employee Stock Ownership PlanNew River Electrical Corporation Employee Stock Ownership Plan, Total assets ($B): 0.380000537 · Participants: 458New River Electrical Corporation Employee Stock Ownership Plan
Ruffin & Payne, Incorporated Employee Stock Ownership Plan vs. nearby ESOP plans in Virginia, assets vs. participants
Compare Ruffin & Payne, Incorporated Employee Stock Ownership Plan side-by-side with 3 peers →

Ruffin & Payne, Incorporated Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Virginia, the nearest ESOP by assets is Sauce Industries Inc. Employee Stock Ownership Plan in CO ($5M); by covered participants it is Alexander Clark, Inc. Employee Stock Ownership Plan and Trust in ID (37 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (37 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Ruffin & Payne, Incorporated Employee Stock Ownership Plan assets move in 2024? ▼
Ruffin & Payne, Incorporated Employee Stock Ownership Plan edged down modestly - down 2.9% during 2024, from $6M to $5M. Reported net income was -$160K.
How have Ruffin & Payne, Incorporated plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Ruffin & Payne, Incorporated's sponsor-wide assets grew 0.4%, from $5M to $5M.
Which ESOP plans are similar in size to Ruffin & Payne, Incorporated Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Sauce Industries Inc. Employee Stock Ownership Plan in CO ($5M, 23 participants).
Which ESOP plans cover a similar participant headcount to Ruffin & Payne, Incorporated Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Alexander Clark, Inc. Employee Stock Ownership Plan and Trust in ID (37 participants, $5M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 540366260.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.