401(k) · DOL Form 5500 · 2024

Embrace Home Loans, Inc. 401(k) Plan

Data updated 2026-08-25

$83M
Total assets Below avg plan size
485
Participants Below avg headcount
89th
Percentile by assets National rank
$170,545
Avg per participant Above avg balance/head
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Official DOL plan name: 401(k) Plan for Dfh Companies · Sponsored by Embrace Home Loans, Inc. · Rhode Island · Finance & Insurance

$83M in assets, 485 participants

Embrace Home Loans, Inc.'s 401(k) Plan for Dfh Companies reported $83M in total assets and 485 participants in its 2024 DOL Form 5500 filing, ranking in the 89th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,091 in Finance & Insurance (8,549 peers)

Coverage in Rhode Island

401(k) Plan for Dfh Companies covers 485 participants in Rhode Island, about 33% of the average Rhode Island filer (state average ~1,449 per filing). Assets: $83M.

#7,091
in Finance & Insurance (8,549 peers)
+6.9%
assets growth YoY
0.8×
vs typical plan assets (national mean)

401(k) Plan for Dfh Companies's outsized position by total assets

401(k) Plan for Dfh Companies vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$82,714,506 Top 11% higher than 89% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

401(k) Plan for Dfh Companies among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. 401(k) Plan for Dfh Companies sits mid-pack in the medium band (485 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • 401(k) Plan for Dfh Companies reported net income fell from $7M in the plan year 2023 filing to $5M in the plan year 2024 filing.
  • 401(k) Plan for Dfh Companies reported participants fell from 637 in the plan year 2023 filing to 485 in the plan year 2024 filing.
  • 401(k) Plan for Dfh Companies end-of-year assets rose from $77M in the plan year 2023 filing to $83M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 050402708 · Embrace Home Loans, Inc. PY 2024 · 401(k)

401(k) Plan for Dfh Companies · $83M · 485 · 89th

  • SCH $83M
  • SCH 485
  • SCH 89th
  • SCH 401(k)
  • SCH near Universal Property & Casualty 401(k) Profit Sharing Plan
  • SCH ind #7091

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Rhode Island →

401(k) Plan for Dfh Companies in the asset neighbourhood

Meridian Industries, Inc. Retirement PlanMeridian Industries, Inc. Re…$83MSocotec, Inc. Profit Sharing PlanSocotec, Inc. Profit Sharing…$83MUniversal Property & Casualty 401(k) Profit Sharing PlanUniversal Property & Casualt…$83M401(k) Plan for Dfh Companies$83MSummit Physician Specialists Retirement PlanSummit Physician Specialists…$83M
End-of-year total assets ($M) among 401(k) Plan for Dfh Companies and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Rhode Island filing particulars

Total Assets (Beginning of Year)$77M
Net Assets (End of Year)$83M
Net Income$5M
Employer EIN050402708
Plan Effective Date1986-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Embrace Home Loans, Inc.)

Sponsor-wide plan assets over time

All Embrace Home Loans, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$83M 18.190654101978932% vs 2022
2024 filing year
$65M$70M$75M$80M$85M 202220232024 $70M $82.7M ▲ +18.2%
Year Plans Participants Total Assets
2022 1 805 $70M
2023 1 637 $77M
2024 1 485 $83M

Nearby 401(k) Plans in Rhode Island

Peer 401(k) plans, same state, same plan type, ranked by total assets.

401(k) Plan for Dfh Companies vs. nearby 401(k) plans in Rhode Island, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -10010203040 Total assets ($B) Participants 401(k) Plan for Dfh Companies, Total assets ($B): 0.082714506 · Participants: 485401(k) Plan for Dfh CompaniesCVS Health Future Fund 401(k) Plan, Total assets ($B): 30.087909242 · Participants: 240493CVS Health Future Fund 401(k) PlanTextron Savings Plan, Total assets ($B): 6.12531514 · Participants: 26609Textron Savings PlanCfg Retirement Savings Plan, Total assets ($B): 3.249944772 · Participants: 17893Cfg Retirement Savings PlanUnfi 401(k) Plan, Total assets ($B): 2.764430113 · Participants: 26416Unfi 401(k) PlanFactory Mutual Insurance Company 401(k) Savings Plan, Total assets ($B): 1.916269037 · Participants: 4005Factory Mutual Insurance Company 401(k) Savings Plan
401(k) Plan for Dfh Companies vs. nearby 401(k) plans in Rhode Island, assets vs. participants
Compare 401(k) Plan for Dfh Companies side-by-side with 3 peers →

401(k) Plan for Dfh Companies's out-of-state 401(k) peers by assets and headcount

Outside Rhode Island, the nearest 401(k) by assets is Universal Property & Casualty 401(k) Profit Sharing Plan in FL ($83M); by covered participants it is Home Buyers Warranty Corporation Tax Saver 401(k) Salary Reduction Plan in CO (485 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (485 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did 401(k) Plan for Dfh Companies assets move in 2024? ▼
401(k) Plan for Dfh Companies grew at a solid clip - up 6.9% during 2024, from $77M to $83M. Reported net income was $5M.
How have Embrace Home Loans, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Embrace Home Loans, Inc.'s sponsor-wide assets grew 18.2%, from $70M to $83M.
Where does 401(k) Plan for Dfh Companies rank by assets among Form 5500 filers? ▼
401(k) Plan for Dfh Companies ranks in the 89th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to 401(k) Plan for Dfh Companies? ▼
Among 401(k) plans in other states, the closest by assets is Universal Property & Casualty 401(k) Profit Sharing Plan in FL ($83M, 1,191 participants).
Which 401(k) plans cover a similar participant headcount to 401(k) Plan for Dfh Companies? ▼
Among 401(k) plans in other states, the closest by covered participants is Home Buyers Warranty Corporation Tax Saver 401(k) Salary Reduction Plan in CO (485 participants, $34M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 050402708.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.