401(k) · DOL Form 5500 · 2024

Citizens & Northern Corporation 401(k) Plan

Data updated 2026-08-25

$75M
Total assets Below avg plan size
407
Participants Below avg headcount
88th
Percentile by assets National rank
$184,976
Avg per participant Above avg balance/head
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Official DOL plan name: Citizens & Northern Corporation Savings & Retirement Plan · Sponsored by Citizens & Northern Corporation · Pennsylvania · Finance & Insurance

$75M in assets, 407 participants

Citizens & Northern Corporation's Citizens & Northern Corporation Savings & Retirement Plan reported $75M in total assets and 407 participants in its 2024 DOL Form 5500 filing, ranking in the 88th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,986 in Finance & Insurance (8,549 peers)

Coverage in Pennsylvania

Citizens & Northern Corporation Savings & Retirement Plan covers 407 participants in Pennsylvania, about 50% of the average Pennsylvania filer (state average ~822 per filing). Assets: $75M.

#6,986
in Finance & Insurance (8,549 peers)
+13.4%
assets growth YoY
0.8×
vs typical plan assets (national mean)

Citizens & Northern Corporation Savings & Retirement Plan's outsized position by total assets

Citizens & Northern Corporation Savings & Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$75,285,071 Top 12% higher than 88% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Citizens & Northern Corporation Savings & Retirement Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens & Northern Corporation Savings & Retirement Plan sits mid-pack in the medium band (407 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Citizens & Northern Corporation Savings & Retirement Plan reported net income rose from $6M in the plan year 2023 filing to $9M in the plan year 2024 filing.
  • Citizens & Northern Corporation Savings & Retirement Plan end-of-year assets rose from $66M in the plan year 2023 filing to $75M in the plan year 2024 filing.
  • Citizens & Northern Corporation Savings & Retirement Plan reported participants fell from 423 in the plan year 2023 filing to 407 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 232451943 · Citizens & Northern Corporation PY 2024 · 401(k)

Citizens & Northern Corporation Savings & Retirement Plan · $75M · 407 · 88th

  • IND $75M
  • IND 407
  • IND 88th
  • IND 401(k)
  • IND near Goldentree Asset Management Retirement Plan
  • IND ind #6986

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Pennsylvania →

Citizens & Northern Corporation Savings & Retirement Plan in the asset neighbourhood

Flat Branch Mortgage, Inc. Plan Retirement Savings PlanFlat Branch Mortgage, Inc. P…$75MWestmoreland Mining Employees' Savings PlanWestmoreland Mining Employee…$75MCitizens & Northern Corporation Savings & Retirement PlanCitizens & Northern Corporat…$75MGoldentree Asset Management Retirement PlanGoldentree Asset Management …$75MCalportland Company Thrift & Profit Sharing Plan for Hourly EmployeesCalportland Company Thrift &…$75M
End-of-year total assets ($M) among Citizens & Northern Corporation Savings & Retirement Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Pennsylvania filing particulars

Total Assets (Beginning of Year)$66M
Net Assets (End of Year)$75M
Net Income$9M
Employer EIN232451943
Plan Effective Date1959-12-21
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens & Northern Corporation)

Sponsor-wide plan assets over time

All Citizens & Northern Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$87M 8.495182285334138% vs 2023
2024 filing year
$75M$80M$85M$90M 20232024 $80.6M $87.4M ▲ +8.5%
Year Plans Participants Total Assets
2023 2 834 $81M
2024 2 800 $87M

Nearby 401(k) Plans in Pennsylvania

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens & Northern Corporation Savings & Retirement Plan vs. nearby 401(k) plans in Pennsylvania, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -50510152025 Total assets ($B) Participants Citizens & Northern Corporation Savings & Retirement Plan, Total assets ($B): 0.075285071 · Participants: 407Citizens & Northern Corporation Savings & Retirement PlanComcast Corporation Retirement - Investment Plan, Total assets ($B): 19.687957793 · Participants: 90495Comcast Corporation Retirement - Investment PlanThe Cigna Group 401(k) Plan, Total assets ($B): 14.20308608 · Participants: 63634The Cigna Group 401(k) PlanThe Vanguard Retirement and Savings Plan, Total assets ($B): 11.084818612 · Participants: 18066The Vanguard Retirement and Savings PlanThermo Fisher Scientific Inc. 401(k) Retirement Plan, Total assets ($B): 10.263366209 · Participants: 36150Thermo Fisher Scientific Inc. 401(k) Retirement PlanThe PNC Financial Services Group, Inc. Incentive Savings Plan, Total assets ($B): 10.189629 · Participants: 54604The PNC Financial Services Group, Inc. Incentive Savings Plan
Citizens & Northern Corporation Savings & Retirement Plan vs. nearby 401(k) plans in Pennsylvania, assets vs. participants

Citizens & Northern Corporation Savings & Retirement Plan's out-of-state 401(k) peers by assets and headcount

Outside Pennsylvania, the nearest 401(k) by assets is Goldentree Asset Management Retirement Plan in NY ($75M); by covered participants it is Methode Electronics, Inc. 401(k) Savings Plan in IL (407 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (407 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens & Northern Corporation Savings & Retirement Plan assets move in 2024?
Citizens & Northern Corporation Savings & Retirement Plan grew at a solid clip - up 13.4% during 2024, from $66M to $75M. Reported net income was $9M.
How have Citizens & Northern Corporation plan assets changed over time?
Across 2 plan years on file (2023-2024), Citizens & Northern Corporation's sponsor-wide assets grew 8.5%, from $81M to $87M.
Where does Citizens & Northern Corporation Savings & Retirement Plan rank by assets among Form 5500 filers?
Citizens & Northern Corporation Savings & Retirement Plan ranks in the 88th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Citizens & Northern Corporation Savings & Retirement Plan?
Among 401(k) plans in other states, the closest by assets is Goldentree Asset Management Retirement Plan in NY ($75M, 265 participants).
Which 401(k) plans cover a similar participant headcount to Citizens & Northern Corporation Savings & Retirement Plan?
Among 401(k) plans in other states, the closest by covered participants is Methode Electronics, Inc. 401(k) Savings Plan in IL (407 participants, $93M in assets).