401(k) · DOL Form 5500 · 2024

Vistra USA Inc. 401(k) Plan

Data updated 2026-08-25

$19M
Total assets Small plan by assets
122
Participants Small participant base
69th
Percentile by assets National rank
$156,901
Avg per participant Above avg balance/head
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Official DOL plan name: Vistra USA Inc., 401(k) Plan · Sponsored by Vistra USA Inc. · Massachusetts · Professional & Technical Services

$19M in assets, 122 participants

Vistra USA Inc.'s Vistra USA Inc., 401(k) Plan reported $19M in total assets and 122 participants in its 2024 DOL Form 5500 filing, ranking in the 69th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #13,827 in Professional & Technical Services (20,173 peers)

Coverage in Massachusetts

Vistra USA Inc., 401(k) Plan covers 122 participants in Massachusetts, about 19% of the average Massachusetts filer (state average ~659 per filing). Assets: $19M.

#13,827
in Professional & Technical Services (20,173 peers)
+16.4%
assets growth YoY

Vistra USA Inc., 401(k) Plan's outsized position by total assets

Vistra USA Inc., 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$19,141,901 Top 31% higher than 69% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Vistra USA Inc., 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Vistra USA Inc., 401(k) Plan sits mid-pack in the medium band (122 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Vistra USA Inc., 401(k) Plan reported net income fell from $4M in the plan year 2023 filing to $3M in the plan year 2024 filing.
  • Vistra USA Inc., 401(k) Plan end-of-year assets rose from $16M in the plan year 2023 filing to $19M in the plan year 2024 filing.
  • Vistra USA Inc., 401(k) Plan reported participants rose from 113 in the plan year 2023 filing to 122 in the plan year 2024 filing.

See the national 2023→2024 release diff →

DOL schedule card

Filing strip 331226448 · Vistra USA Inc. PY 2024 · 401(k)

Vistra USA Inc., 401(k) Plan · $19M · 122 · 69th

  • PCT $19M
  • PCT 122
  • PCT 69th
  • PCT 401(k)
  • PCT near Cummings, Mcclorey, Davis & Acho, PLC 401(k) Profit Sharing Plan
  • PCT ind #13827

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in Massachusetts →

Vistra USA Inc., 401(k) Plan in the asset neighbourhood

Vistra USA Inc., 401(k) Plan$19MCummings, Mcclorey, Davis & Acho, PLC 401(k) Profit Sharing PlanCummings, Mcclorey, Davis & …$19MDolphin Entertainment Inc 401(k) Profit Sharing Plan and TrustDolphin Entertainment Inc 40…$19M401(k) Plan$19MNassau Candy Retirement Savings PlanNassau Candy Retirement Savi…$19M
End-of-year total assets ($M) among Vistra USA Inc., 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Massachusetts filing particulars

Total Assets (Beginning of Year)$16M
Net Assets (End of Year)$19M
Net Income$3M
Employer EIN331226448
Plan Effective Date2003-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Vistra USA Inc.)

Sponsor-wide plan assets over time

All Vistra USA Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$19M 53.9648816369748% vs 2022
2024 filing year
$10M$15M$20M 202220232024 $12.4M $19.1M ▲ +54.0%
Year Plans Participants Total Assets
2022 1 104 $12M
2023 1 113 $16M
2024 1 122 $19M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Vistra USA Inc., 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Vistra USA Inc., 401(k) Plan, Total assets ($B): 0.019141901 · Participants: 122Vistra USA Inc., 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 34.201609937 · Participants: 66907Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 11.352606499 · Participants: 34618Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 7.720373045 · Participants: 14762Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 6.775289067 · Participants: 20639Boston Scientific Corporation 401(k) Retirement Savings PlanState Street Salary Savings Program, Total assets ($B): 6.532301643 · Participants: 12777State Street Salary Savings Program
Vistra USA Inc., 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants

Vistra USA Inc., 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Cummings, Mcclorey, Davis & Acho, PLC 401(k) Profit Sharing Plan in MI ($19M); by covered participants it is Assertio Management, LLC 401(k) Retirement Plan in IL (122 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (122 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Vistra USA Inc., 401(k) Plan assets move in 2024?
Vistra USA Inc., 401(k) Plan grew sharply - up 16.4% during 2024, from $16M to $19M. Reported net income was $3M.
How have Vistra USA Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Vistra USA Inc.'s sponsor-wide assets grew 54.0%, from $12M to $19M.
Which 401(k) plans are similar in size to Vistra USA Inc., 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Cummings, Mcclorey, Davis & Acho, PLC 401(k) Profit Sharing Plan in MI ($19M, 89 participants).
Which 401(k) plans cover a similar participant headcount to Vistra USA Inc., 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Assertio Management, LLC 401(k) Retirement Plan in IL (122 participants, $18M in assets).