401(k) · DOL Form 5500 · 2024
Gusto (Zenpayroll) 401(k) Plan
Data updated 2026-08-25
- $139M
- Total assets Near avg plan size
- 2,422
- Participants Above avg headcount
- 93rd
- Percentile by assets National rank
- $57,194
- Avg per participant Low balance/head
Official DOL plan name: Gusto 401(k) Plan · Sponsored by Gusto (Zenpayroll) · California · Professional & Technical Services
$139M in assets, 2,422 participants
Gusto (Zenpayroll)'s Gusto 401(k) Plan reported $139M in total assets and 2,422 participants in its 2024 DOL Form 5500 filing, ranking in the 93rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #18,892 in Professional & Technical Services (20,173 peers)
Coverage in California
Gusto 401(k) Plan covers 2,422 participants in California, 3.8x the typical California plan (state average ~630 per filing). Assets: $139M.
- #18,892
- in Professional & Technical Services (20,173 peers)
- +34.8%
- assets growth YoY
- 1.4×
- vs typical plan assets (national mean)
Gusto 401(k) Plan's outsized position by total assets
Gusto 401(k) Plan vs every filed plan by assets
End-of-year total assets · plan year 2024 · DOL Form 5500
$138,524,673 Top 7% higher than 93% of 123,620 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024
Gusto 401(k) Plan's large-plan peer group by participant headcount
Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Gusto 401(k) Plan lands in the large band (2,422 participants).
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- Gusto 401(k) Plan end-of-year assets rose from $103M in the plan year 2023 filing to $139M in the plan year 2024 filing.
- Gusto 401(k) Plan reported net income rose from $32M in the plan year 2023 filing to $36M in the plan year 2024 filing.
- Gusto 401(k) Plan reported participants fell from 2,552 in the plan year 2023 filing to 2,422 in the plan year 2024 filing.
Form 5500 schedule snapshot
Filing strip 453942850 · Gusto (Zenpayroll) PY 2024 · 401(k)
Gusto 401(k) Plan · $139M · 2,422 · 93rd
- EOY $139M
- 5500 2,422
- ASSETS 93rd
- PCT 401(k)
- EIN near Regional West Health Services Retirement Savings Plan
- RANK ind #18892
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in California →
Gusto 401(k) Plan in the asset neighbourhood
California filing particulars
| Total Assets (Beginning of Year) | $103M |
|---|---|
| Net Assets (End of Year) | $139M |
| Net Income | $36M |
| Employer EIN | 453942850 |
| Plan Effective Date | 2016-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Gusto (Zenpayroll))
Sponsor-wide plan assets over time
All Gusto (Zenpayroll) plans reported in each filing year
- Latest sponsor-wide plan assets
- $139M 96.21868109090677% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 2,063 | $71M |
| 2023 | 1 | 2,552 | $103M |
| 2024 | 1 | 2,422 | $139M |
Nearby 401(k) Plans in California
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Google LLC 401(k) Savings Plan $48.7B · 116,712
- Oracle Corporation 401(k) Savings and Investment Plan $31.0B · 58,962
- Intel 401(k) Savings Plan $24.9B · 55,298
- Apple 401(k) Plan $24.7B · 101,450
- Cisco Systems,Inc. 401(k) Plan $22.7B · 40,452
Gusto 401(k) Plan's out-of-state 401(k) peers by assets and headcount
Outside California, the nearest 401(k) by assets is Regional West Health Services Retirement Savings Plan in NE ($139M); by covered participants it is Exos Retirement Plan in AZ (2,422 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($139M here).
- Regional West Health Services Retirement Savings Plan (NE) $139M · 1,190
- American Petroleum Institute 401(k) Defined Contribution Plan (DC) $138M · 309
- Timmons Group, Inc. 401(k) Plan (VA) $138M · 989
- Ohio Machinery Co. Incentive Savings Plan (OH) $139M · 1,227
Similar participant headcount
Nearest other-state filings by covered participants (2,422 participants); asset peers above are excluded.
- Exos Retirement Plan (AZ) 2,422 · 0 off
- Morgan Properties 401(k) Plan (PA) 2,422 · 0 off
- Renasant Bank 401(k) Plan (MS) 2,423 · 1 off
- Prevea Clinic, Inc. 401(k) and Retirement Plan (WI) 2,423 · 1 off
DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.