Defined Benefit (Pension) · DOL Form 5500 · 2024
Smart & Final Pension Plan Pension Plan
Data updated 2026-08-11
- $169M
- Total assets
- 1,313
- Participants
- 94th
- Percentile by assets
- $128,660
- Avg per participant
Official DOL plan name: Smart & Final Pension Plan · Sponsored by Smart & Final Pension Plan · California · Retail Trade
$169M in assets, 1,313 participants
Smart & Final Pension Plan's Smart & Final Pension Plan reported $169M in total assets and 1,313 participants in its 2024 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 94th percentile by assets (of 123,622 plans)
- #7,749 in Retail Trade (8,048 peers)
Coverage in California
Smart & Final Pension Plan covers 1,313 participants in California, 2.1x the typical California plan (state average ~630 per filing). Assets: $169M.
- $169M
- total plan assets (2024 EOY)
- 1,313
- covered participants
- 94th
- percentile by assets (of 123,622 plans)
- $128,660
- avg assets per participant
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- Smart & Final Pension Plan reported net income fell from $18M in the plan year 2023 filing to $14M in the plan year 2024 filing.
- Smart & Final Pension Plan end-of-year assets rose from $156M in the plan year 2023 filing to $169M in the plan year 2024 filing.
- Smart & Final Pension Plan reported participants fell from 1,422 in the plan year 2023 filing to 1,313 in the plan year 2024 filing.
Participants vs California filers
In California, the average filing covers about 630 participants across 15,291 plans. Smart & Final Pension Plan reports 1,313 participants - 2.1x that state average ($169M EOY assets).
California filing particulars
| Total Assets (Beginning of Year) | $156M |
|---|---|
| Net Assets (End of Year) | $169M |
| Net Income | $14M |
| Employer EIN | 954079584 |
| Plan Effective Date | 1974-04-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Smart & Final Pension Plan)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 10,814 | $429M |
| 2023 | 2 | 12,661 | $500M |
| 2024 | 2 | 11,615 | $555M |
Nearby Defined Benefit (Pension) Plans in California
Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.
Smart & Final Pension Plan vs. nearby Defined Benefit (Pension) plans in California, assets vs. participants
- Kaiser Permanente Retirement Plan $34.5B · 135,057
- Pacific Gas and Electric Company Retirement Plan $17.6B · 27,500
- Retirement Plan for Physicians and Salaried Employees of the Permanente Medical Group, Inc. $11.4B · 18,983
- Western States Carpenters Pension Plan $11.3B · 48,582
- Ilwu-Pma Pension Plan $10.8B · 15,833
Similar-Sized Defined Benefit (Pension) Plans Nationally
Defined Benefit (Pension) plans in other states closest to Smart & Final Pension Plan by total assets, not by location.
- Unite Here! Workers and Hospitality Employers Vdb Pension Trust (MA) $169M · 4,762
- Sheet Metal Workers Local 98 Pension Fund (WV) $169M · 741
- Norton Healthcare, Inc. Retirement Plan (KY) $169M · 2,349
- Shore Medical Center Pension Plan (NJ) $168M · 269
Frequently Asked Questions
How did Smart & Final Pension Plan assets move in 2024? ▼
How have Smart & Final Pension Plan plan assets changed over time? ▼
Where does Smart & Final Pension Plan rank by assets among Form 5500 filers? ▼
Which Defined Benefit (Pension) plans are similar in size to Smart & Final Pension Plan? ▼
Next read for Smart & Final Pension Plan
Filing takeaways
Ways to act on Smart & Final Pension Plan's numbers.
- By total assets, Smart & Final Pension Plan ranks in the top 10% of all filed plans by assets. See the largest plans
- Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in California. Compare plans
- Smart & Final Pension Plan's sponsor-wide assets have grown 29.6% since 2022 across 3 plan years on file. More Retail Trade plans