Defined Benefit (Pension)
2024 plan-year Defined Benefit (Pension) DOL Form 5500

Farmers and Merchants Trust Company of Chambersburg Pension Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Farmers and Merchants Trust Company · Pennsylvania · Finance & Insurance

What the 2023 filing shows

Farmers and Merchants Trust Company of Chambersburg Pension Plan holds $15M for 45 participants — about $325,587 per participant, up 5.0% over the 2024 plan year.

$15M
total plan assets (2024 EOY)
45
covered participants
$325,587
avg assets per participant
+5.0%
assets growth YoY
Total Assets (2023)
$15M
Participants
45
State
Industry
Finance & Insurance

What the Filing Says About Farmers and Merchants Trust Company of Chambersburg Pension Plan

Farmers and Merchants Trust Company of Chambersburg Pension Plan is a Defined Benefit (Pension) retirement plan sponsored by Farmers and Merchants Trust Company, headquartered in Pennsylvania. As of the 2024 Form 5500 filing, the plan reports $15M in total end-of-year assets and covers 45 participants across the Finance & Insurance industry. The sponsor's EIN on file with the U.S. Department of Labor is 230570230, and the plan has been effective since 1951-10-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $14M at the beginning of 2024 to $15M at year-end — a gain of 5.0%. Net assets (after liabilities) closed the year at $15M, with reported net income of $694K driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$14M
Total Assets (End of Year)$15M
Net Assets (End of Year)$15M
Net Income$694K
Plan TypeDefined Benefit (Pension)
Employer EIN230570230
Plan Effective Date1951-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Farmers and Merchants Trust Company)

Year Plans Participants Total Assets
2022 2 311 $46M
2023 2 317 $50M
2024 2 327 $55M

Nearby Defined Benefit (Pension) Plans in Pennsylvania

Peer Defined Benefit (Pension) plans — same state, same plan type — ranked by total assets.

Frequently Asked Questions

How much money is in the Farmers and Merchants Trust Company of Chambersburg Pension Plan?
As of the 2024 Form 5500 filing, Farmers and Merchants Trust Company of Chambersburg Pension Plan holds $15M in total assets with 45 participants. It is sponsored by Farmers and Merchants Trust Company.
What type of plan is Farmers and Merchants Trust Company of Chambersburg Pension Plan?
Farmers and Merchants Trust Company of Chambersburg Pension Plan is a Defined Benefit (Pension) plan. It has been effective since 1951-10-01. The plan is filed with the U.S. Department of Labor under EIN 230570230.
Who sponsors the Farmers and Merchants Trust Company of Chambersburg Pension Plan?
Farmers and Merchants Trust Company of Chambersburg Pension Plan is sponsored by Farmers and Merchants Trust Company, located in Pennsylvania. The sponsor's EIN is 230570230 and the plan operates in the Finance & Insurance industry.
How did Farmers and Merchants Trust Company of Chambersburg Pension Plan perform in 2024?
Farmers and Merchants Trust Company of Chambersburg Pension Plan grew by 5.0% during 2024, moving from $14M to $15M in total assets. Net income was $694K.
Where can I find official filings for Farmers and Merchants Trust Company of Chambersburg Pension Plan?
Official Form 5500 filings for Farmers and Merchants Trust Company of Chambersburg Pension Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 230570230 or plan name at efast.dol.gov.
How does Farmers and Merchants Trust Company of Chambersburg Pension Plan compare to other plans?
You can compare Farmers and Merchants Trust Company of Chambersburg Pension Plan against other Defined Benefit (Pension) plans on the plan type page, or view plans in Pennsylvania on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 230570230.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.