401(k) · DOL Form 5500 · 2024

Sto Building Group, Inc. 401(k) Plan

Data updated 2026-08-11

$402M
Total assets: 1,526
Participants: 97th
Percentile by assets: $263,661
Avg per participant

Official DOL plan name: Structure Tone Organization 401(k) Plan · Sponsored by Sto Building Group, Inc. · New York · Construction

$402M in assets, 1,526 participants

Sto Building Group, Inc.'s Structure Tone Organization 401(k) Plan reported $402M in total assets and 1,526 participants in its 2024 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

97th percentile by assets (of 123,622 plans)
#8,693 in Construction (9,039 peers)

Where Structure Tone Organization 401(k) Plan sits by assets

Structure Tone Organization 401(k) Plan sits in the top 5% of all filed plans by assets, $402M for 1,526 participants (~$263,661/participant), up 6.6% in 2024.

$402M
total plan assets (2024 EOY): 1,526
covered participants: 97th
percentile by assets (of 123,622 plans): $263,661
avg assets per participant

Where Structure Tone Organization 401(k) Plan sits by total assets

Structure Tone Organization 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$402,346,035 Top 3% higher than 97% of 123,620 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Structure Tone Organization 401(k) Plan reported net income fell from $52M in the plan year 2023 filing to $25M in the plan year 2024 filing.
Structure Tone Organization 401(k) Plan end-of-year assets rose from $377M in the plan year 2023 filing to $402M in the plan year 2024 filing.
Structure Tone Organization 401(k) Plan reported participants rose from 1,451 in the plan year 2023 filing to 1,526 in the plan year 2024 filing.

See the national 2023→2024 release diff →

State

New York

Industry

Construction

Structure Tone Organization 401(k) Plan vs the 2024 asset distribution

By assets, Structure Tone Organization 401(k) Plan outranks 97% of the 123,622 plans that filed a Form 5500 for the 2024 plan year, and holds roughly 4.0x the national average plan size of $100M (721 average participants).

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)	$377M
Net Assets (End of Year)	$402M
Net Income	$25M
Employer EIN	814302917
Plan Effective Date	1995-10-31
Filing Status	FILING RECEIVED

Sponsor Plan History (Sto Building Group, Inc.)

Total plan assets by year, all Sto Building Group, Inc. plans on file

Year	Plans	Participants	Total Assets
2022	2	1,547	$405M
2023	2	1,648	$463M
2024	1	1,526	$402M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Structure Tone Organization 401(k) Plan vs. nearby 401(k) plans in New York, assets vs. participants

IBM 401(k) Plan $60.4B · 52,674
Morgan Stanley 401(k) Plan $22.2B · 53,860
Pfizer Savings Plan $22.0B · 33,309
The Pepsico Savings Plan $14.9B · 137,398
The Goldman Sachs 401(k) Plan $12.8B · 23,227

Compare Structure Tone Organization 401(k) Plan side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Structure Tone Organization 401(k) Plan by total assets, not by location.

Steamfitters Local 449 Retirement Security Fund (PA) $402M · 3,508
Hattiesburg Clinic P. a. Savings Plan (MS) $402M · 2,250
Modern Technology Solutions, Inc. 401(k) Plan (VA) $402M · 1,974
Enloe Medical Center Retirement Savings Plan (CA) $403M · 3,890

Frequently Asked Questions

How did Structure Tone Organization 401(k) Plan assets move in 2024? ▼

Structure Tone Organization 401(k) Plan grew at a solid clip - up 6.6% during 2024, from $377M to $402M. Reported net income was $25M.

How have Sto Building Group, Inc. plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Sto Building Group, Inc.'s sponsor-wide assets declined 0.6%, from $405M to $402M.

Where does Structure Tone Organization 401(k) Plan rank by assets among Form 5500 filers? ▼

Structure Tone Organization 401(k) Plan ranks in the 97th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 5% of all filed plans by assets).

Which 401(k) plans are similar in size to Structure Tone Organization 401(k) Plan? ▼

Among 401(k) plans in other states, the closest by assets is Steamfitters Local 449 Retirement Security Fund in PA ($402M, 3,508 participants).

Next read for Structure Tone Organization 401(k) Plan

Scale reading

Ways to act on Structure Tone Organization 401(k) Plan's numbers.

By total assets, Structure Tone Organization 401(k) Plan ranks in the top 5% of all filed plans by assets. See the largest plans
Compare it side-by-side against 3 similar 401(k) plans in New York. Compare plans
Sto Building Group, Inc.'s sponsor-wide assets have declined 0.6% since 2022 across 3 plan years on file. More Construction plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 814302917.