401(k) · DOL Form 5500 · 2024

Affirm, Inc. 401(k) Plan

Data updated 2026-08-25

$212M
Total assets Near avg plan size
1,571
Participants Near avg headcount
94th
Percentile by assets National rank
$135,207
Avg per participant Near avg balance/head
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Official DOL plan name: Affirm, Inc. 401(k) Plan · Sponsored by Affirm, Inc. · California · Finance & Insurance

$212M in assets, 1,571 participants

Affirm, Inc.'s Affirm, Inc. 401(k) Plan reported $212M in total assets and 1,571 participants in its 2024 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,796 in Finance & Insurance (8,549 peers)

Coverage in California

Affirm, Inc. 401(k) Plan covers 1,571 participants in California, 2.5x the typical California plan (state average ~630 per filing). Assets: $212M.

#7,796
in Finance & Insurance (8,549 peers)
+42.0%
assets growth YoY
2.1×
vs typical plan assets (national mean)

Affirm, Inc. 401(k) Plan's outsized position by total assets

Affirm, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$212,410,204 Top 6% higher than 94% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Affirm, Inc. 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Affirm, Inc. 401(k) Plan lands in the large band (1,571 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Affirm, Inc. 401(k) Plan end-of-year assets rose from $122M in the plan year 2023 filing to $212M in the plan year 2024 filing.
  • Affirm, Inc. 401(k) Plan reported net income rose from $44M in the plan year 2023 filing to $63M in the plan year 2024 filing.
  • Affirm, Inc. 401(k) Plan reported participants fell from 2,288 in the plan year 2023 filing to 1,571 in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 455413534 · Affirm, Inc. PY 2024 · 401(k)

Affirm, Inc. 401(k) Plan · $212M · 1,571 · 94th

  • BOOK $212M
  • BOOK 1,571
  • BOOK 94th
  • BOOK 401(k)
  • BOOK near Sps Commerce, Inc. 401(k) Retirement Savings Plan
  • BOOK ind #7796

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in California →

Affirm, Inc. 401(k) Plan in the asset neighbourhood

Uber Freight Retirement Savings PlanUber Freight Retirement Savi…$213MRange Resources Corporation 401(k) PlanRange Resources Corporation …$213MGiant Eagle, Inc. and Affiliates 401(k) Plan for Union Represented EmployeesGiant Eagle, Inc. and Affili…$213MAffirm, Inc. 401(k) Plan$212MSps Commerce, Inc. 401(k) Retirement Savings PlanSps Commerce, Inc. 401(k) Re…$212M
End-of-year total assets ($M) among Affirm, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

California filing particulars

Total Assets (Beginning of Year)$150M
Net Assets (End of Year)$212M
Net Income$63M
Employer EIN455413534
Plan Effective Date2016-08-15
Filing StatusFILING RECEIVED

Sponsor Plan History (Affirm, Inc.)

Sponsor-wide plan assets over time

All Affirm, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$362M 133.09890967325316% vs 2022
2024 filing year
$0M$100M$200M$300M$400M 202220232024 $155M $362M ▲ +133.1%
Year Plans Participants Total Assets
2022 2 2,862 $155M
2023 1 2,288 $122M
2024 2 3,241 $362M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Affirm, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Affirm, Inc. 401(k) Plan, Total assets ($B): 0.212410204 · Participants: 1571Affirm, Inc. 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 48.738057415 · Participants: 116712Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 31.02646504 · Participants: 58962Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 24.850880304 · Participants: 55298Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 24.714519387 · Participants: 101450Apple 401(k) PlanCisco Systems,Inc. 401(k) Plan, Total assets ($B): 22.728425546 · Participants: 40452Cisco Systems,Inc. 401(k) Plan
Affirm, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Affirm, Inc. 401(k) Plan side-by-side with 3 peers →

Affirm, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Sps Commerce, Inc. 401(k) Retirement Savings Plan in MN ($212M); by covered participants it is Northwestern Energy 401(k) Retirement Savings Plan in MT (1,571 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,571 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Affirm, Inc. 401(k) Plan assets move in 2024? ▼
Affirm, Inc. 401(k) Plan surged - up 42.0% during 2024, from $150M to $212M. Reported net income was $63M.
How have Affirm, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Affirm, Inc.'s sponsor-wide assets grew 133.1%, from $155M to $362M.
Where does Affirm, Inc. 401(k) Plan rank by assets among Form 5500 filers? ▼
Affirm, Inc. 401(k) Plan ranks in the 94th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Affirm, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Sps Commerce, Inc. 401(k) Retirement Savings Plan in MN ($212M, 1,887 participants).
Which 401(k) plans cover a similar participant headcount to Affirm, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Northwestern Energy 401(k) Retirement Savings Plan in MT (1,571 participants, $513M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 455413534.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.