401(k) · DOL Form 5500 · 2024

Affirm, Inc. 401(k) Plan

Data updated 2026-08-11

$212M
Total assets
1,571
Participants
94th
Percentile by assets
$135,207
Avg per participant
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Official DOL plan name: Affirm, Inc. 401(k) Plan · Sponsored by Affirm, Inc. · California · Finance & Insurance

$212M in assets, 1,571 participants

Affirm, Inc.'s Affirm, Inc. 401(k) Plan reported $212M in total assets and 1,571 participants in its 2024 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 94th percentile by assets (of 123,622 plans)
  • #7,796 in Finance & Insurance (8,549 peers)

Coverage in California

Affirm, Inc. 401(k) Plan covers 1,571 participants in California, 2.5x the typical California plan (state average ~630 per filing). Assets: $212M.

$212M
total plan assets (2024 EOY)
1,571
covered participants
94th
percentile by assets (of 123,622 plans)
$135,207
avg assets per participant

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Affirm, Inc. 401(k) Plan end-of-year assets rose from $122M in the plan year 2023 filing to $212M in the plan year 2024 filing.
  • Affirm, Inc. 401(k) Plan reported net income rose from $44M in the plan year 2023 filing to $63M in the plan year 2024 filing.
  • Affirm, Inc. 401(k) Plan reported participants fell from 2,288 in the plan year 2023 filing to 1,571 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Participants vs California filers

In California, the average filing covers about 630 participants across 15,291 plans. Affirm, Inc. 401(k) Plan reports 1,571 participants - 2.5x that state average ($212M EOY assets).

California filing particulars

Total Assets (Beginning of Year)$150M
Net Assets (End of Year)$212M
Net Income$63M
Employer EIN455413534
Plan Effective Date2016-08-15
Filing StatusFILING RECEIVED

Sponsor Plan History (Affirm, Inc.)

$0M$100M$200M$300M$400M 202220232024 $155M $362M ▲ +133.1%
Total plan assets by year, all Affirm, Inc. plans on file
Year Plans Participants Total Assets
2022 2 2,862 $155M
2023 1 2,288 $122M
2024 2 3,241 $362M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Affirm, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants

Affirm, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Affirm, Inc. 401(k) …Google LLC 401(k) Sa…Oracle Corporation 4…Intel 401(k) Savings…Apple 401(k) PlanCisco Systems,Inc. 4…
Affirm, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Affirm, Inc. 401(k) Plan by total assets, not by location.

Frequently Asked Questions

How did Affirm, Inc. 401(k) Plan assets move in 2024?
Affirm, Inc. 401(k) Plan surged - up 42.0% during 2024, from $150M to $212M. Reported net income was $63M.
How have Affirm, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Affirm, Inc.'s sponsor-wide assets grew 133.1%, from $155M to $362M.
Where does Affirm, Inc. 401(k) Plan rank by assets among Form 5500 filers?
Affirm, Inc. 401(k) Plan ranks in the 94th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Affirm, Inc. 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Sps Commerce, Inc. 401(k) Retirement Savings Plan in MN ($212M, 1,887 participants).

Filing takeaways

Ways to act on Affirm, Inc. 401(k) Plan's numbers.