Money Purchase · DOL Form 5500 · 2024
Board of Trustees Insulators Local 45 Defined Contribution Pension Money Purchase Plan
Data updated 2026-08-25
- $46M
- Total assets Below avg plan size
- 582
- Participants Below avg headcount
- 83rd
- Percentile by assets National rank
- $78,247
- Avg per participant Below avg balance/head
Official DOL plan name: Insulators Local 45 Defined Contribution Pension Fund · Sponsored by Board of Trustees Insulators Local 45 Defined Contribution Pension · Michigan · Construction
$46M in assets, 582 participants
Board of Trustees Insulators Local 45 Defined Contribution Pension's Insulators Local 45 Defined Contribution Pension Fund reported $46M in total assets and 582 participants in its 2024 DOL Form 5500 filing, ranking in the 83rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #7,360 in Construction (9,039 peers)
Where Insulators Local 45 Defined Contribution Pension Fund sits by assets
Insulators Local 45 Defined Contribution Pension Fund sits in the top quartile of all filed plans by assets, $46M for 582 participants (~$78,247/participant), up 9.6% in 2024.
- #7,360
- in Construction (9,039 peers)
- +9.6%
- assets growth YoY
- 0.5×
- vs typical plan assets (national mean)
Insulators Local 45 Defined Contribution Pension Fund's outsized position by total assets
Insulators Local 45 Defined Contribution Pension Fund vs every filed plan by assets
End-of-year total assets · plan year 2024 · DOL Form 5500
$45,539,849 Top 17% higher than 83% of 123,620 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024
Insulators Local 45 Defined Contribution Pension Fund among mid-size filed plans by headcount
Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Insulators Local 45 Defined Contribution Pension Fund sits mid-pack in the medium band (582 participants).
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- Insulators Local 45 Defined Contribution Pension Fund reported net income fell from $5M in the plan year 2023 filing to $4M in the plan year 2024 filing.
- Insulators Local 45 Defined Contribution Pension Fund end-of-year assets rose from $42M in the plan year 2023 filing to $46M in the plan year 2024 filing.
- Insulators Local 45 Defined Contribution Pension Fund reported participants fell from 623 in the plan year 2023 filing to 582 in the plan year 2024 filing.
Published 5500 schedule card
Filing strip 201144608 · Board of Trustees Insulators Local 45 Defined Contribution Pension PY 2024 · Money Purchase
Insulators Local 45 Defined Contribution Pension Fund · $46M · 582 · 83rd
- TYPE $46M
- TYPE 582
- TYPE 83rd
- TYPE Money Purchase
- TYPE near Norton Sound Health Corporation Money Purchase Pension Plan & Trust
- TYPE ind #7360
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Construction retirement plans → · Plans in Michigan →
Insulators Local 45 Defined Contribution Pension Fund in the asset neighbourhood
Scale-class filing particulars (2024)
| Total Assets (Beginning of Year) | $42M |
|---|---|
| Net Assets (End of Year) | $46M |
| Net Income | $4M |
| Employer EIN | 201144608 |
| Plan Effective Date | 2004-06-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Board of Trustees Insulators Local 45 Defined Contribution Pension)
Sponsor-wide plan assets over time
All Board of Trustees Insulators Local 45 Defined Contribution Pension plans reported in each filing year
- Latest sponsor-wide plan assets
- $46M 23.87963299190517% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 680 | $37M |
| 2023 | 1 | 623 | $42M |
| 2024 | 1 | 582 | $46M |
Nearby Money Purchase Plans in Michigan
Peer Money Purchase plans, same state, same plan type, ranked by total assets.
- Central Midwest Regional Council of Carpenters Defined Contribution Pension Plan $1.6B · 35,197
- Michigan Regional Council of Carpenters' Annuity Fund $531M · 17,855
- P & M Holding Group, LLP & Affiliated Entities Pension Plan $250M · 1,182
- Operating Engineers' Local 324, Defined Contribution Pension Plan $248M · 7,667
- Michigan Laborers' Annuity Fund $129M · 4,355
Insulators Local 45 Defined Contribution Pension Fund's out-of-state Money Purchase peers by assets and headcount
Outside Michigan, the nearest Money Purchase by assets is Norton Sound Health Corporation Money Purchase Pension Plan & Trust in AK ($45M); by covered participants it is I.a.T.S.E. Atlanta Annuity Trust in TN (581 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($46M here).
Similar participant headcount
Nearest other-state filings by covered participants (582 participants); asset peers above are excluded.
- I.a.T.S.E. Atlanta Annuity Trust (TN) 581 · 1 off
- Ncaa Retirement Plan (IN) 578 · 4 off
- Hotel & Restaurant Industry Restated Pension Plan (WI) 586 · 4 off
- Facility Solutions Group, Inc Davis-Bacon Pension Plan & Trust (TX) 577 · 5 off
DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.