Defined Benefit (Pension) · DOL Form 5500 · 2024

Main Street Bank Pension Plan

Data updated 2026-08-25

$10M
Total assets Small plan by assets
23
Participants Small participant base
56th
Percentile by assets National rank
$430,439
Avg per participant High balance/head
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Official DOL plan name: Sbera Pension Plan as Adopted by North Middlesex Savings Bank · Sponsored by Main Street Bank · Massachusetts · Finance & Insurance

$10M in assets, 23 participants

Main Street Bank's Sbera Pension Plan as Adopted by North Middlesex Savings Bank reported $10M in total assets and 23 participants in its 2024 DOL Form 5500 filing, ranking in the 56th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,358 in Finance & Insurance (8,549 peers)

Main Street Bank multi-year trail

Main Street Bank's plans moved +26.7% in assets from 2022 to 2024; this filing shows Sbera Pension Plan as Adopted by North Middlesex Savings Bank at $10M / 23 participants.

#3,358
in Finance & Insurance (8,549 peers)
-4.6%
assets change YoY

The plan reported a net loss of $478K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Sbera Pension Plan as Adopted by North Middlesex Savings Bank's mid-pack asset rank among Finance & Insurance and all filers

Sbera Pension Plan as Adopted by North Middlesex Savings Bank vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$9,900,087 Top 44% higher than 56% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Sbera Pension Plan as Adopted by North Middlesex Savings Bank among smaller filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Sbera Pension Plan as Adopted by North Middlesex Savings Bank is a small filing (23 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Sbera Pension Plan as Adopted by North Middlesex Savings Bank reported net income fell from $2M in the plan year 2023 filing to -$478K in the plan year 2024 filing.
  • Sbera Pension Plan as Adopted by North Middlesex Savings Bank reported participants fell from 28 in the plan year 2023 filing to 23 in the plan year 2024 filing.
  • Sbera Pension Plan as Adopted by North Middlesex Savings Bank end-of-year assets fell from $10M in the plan year 2023 filing to $10M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 041584100 · Main Street Bank PY 2024 · Defined Benefit (Pension)

Sbera Pension Plan as Adopted by North Middlesex Savings Bank · $10M · 23 · 56th

  • EIN $10M
  • EIN 23
  • EIN 56th
  • EIN Defined Benefit (Pension)
  • EIN near Rosemont Associates, LLC Defined Benefit Pension Plan
  • EIN ind #3358

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Sbera Pension Plan as Adopted by North Middlesex Savings Bank in the asset neighbourhood

National Railway Labor Conference Supplemental Pension PlanNational Railway Labor Confe…$10MRetirement Plan for Hourly Employees of Love's Bakery, Inc.Retirement Plan for Hourly E…$10MSbera Pension Plan as Adopted by North Middlesex Savings BankSbera Pension Plan as Adopte…$10MRosemont Associates, LLC Defined Benefit Pension PlanRosemont Associates, LLC Def…$10MAssociation of Equipment Manufacturers Pension PlanAssociation of Equipment Man…$10M
End-of-year total assets ($M) among Sbera Pension Plan as Adopted by North Middlesex Savings Bank and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2024.

Main Street Bank multi-year asset trail

Sponsor-wide plan assets over time

All Main Street Bank plans reported in each filing year

Latest sponsor-wide plan assets
$38M 26.698552197404435% vs 2022
2024 filing year
$25M$30M$35M$40M 202220232024 $30M $38M ▲ +26.7%
Year Plans Participants Total Assets
2022 2 188 $30M
2023 2 206 $36M
2024 2 196 $38M

Main Street Bank filing trail (2024)

Total Assets (Beginning of Year)$10M
Net Assets (End of Year)$10M
Net Income-$478K
Employer EIN041584100
Plan Effective Date1981-11-01
Filing StatusFILING RECEIVED

Nearby Defined Benefit (Pension) Plans in Massachusetts

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Sbera Pension Plan as Adopted by North Middlesex Savings Bank vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -5051015 Total assets ($B) Participants Sbera Pension Plan as Adopted by North Middlesex Savings Bank, Total assets ($B): 0.009900087 · Participants: 23Sbera Pension Plan as Adopted by North Middlesex Savings BankConsolidated Cash Balance Program of Mass General Brigham and Member Organizations, Total assets ($B): 11.586293172 · Participants: 60621Consolidated Cash Balance Program of Mass General Brigham and Member OrganizationsNew England Teamsters Pension Fund, Total assets ($B): 9.093299462 · Participants: 21577New England Teamsters Pension FundLiberty Mutual Retirement Benefit Plan, Total assets ($B): 6.250686483 · Participants: 34910Liberty Mutual Retirement Benefit PlanMassachusetts Institute of Technology Basic Retirement Plan, Total assets ($B): 5.888715533 · Participants: 12533Massachusetts Institute of Technology Basic Retirement PlanN. Atlantic States Carp. Pension Fund, Total assets ($B): 5.086051556 · Participants: 16946N. Atlantic States Carp. Pension Fund
Sbera Pension Plan as Adopted by North Middlesex Savings Bank vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants
Compare Sbera Pension Plan as Adopted by North Middlesex Savings Bank side-by-side with 3 peers →

Sbera Pension Plan as Adopted by North Middlesex Savings Bank's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Massachusetts, the nearest Defined Benefit (Pension) by assets is Rosemont Associates, LLC Defined Benefit Pension Plan in FL ($10M); by covered participants it is Horus Technology Solutions, Inc. Cash Balance Plan in MD (23 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (23 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Sbera Pension Plan as Adopted by North Middlesex Savings Bank assets move in 2024? ▼
Sbera Pension Plan as Adopted by North Middlesex Savings Bank edged down modestly - down 4.6% during 2024, from $10M to $10M. Reported net income was -$478K.
How have Main Street Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Main Street Bank's sponsor-wide assets grew 26.7%, from $30M to $38M.
Which Defined Benefit (Pension) plans are similar in size to Sbera Pension Plan as Adopted by North Middlesex Savings Bank? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Rosemont Associates, LLC Defined Benefit Pension Plan in FL ($10M, 2 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Sbera Pension Plan as Adopted by North Middlesex Savings Bank? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Horus Technology Solutions, Inc. Cash Balance Plan in MD (23 participants, $2M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041584100.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.