Defined Benefit (Pension) · DOL Form 5500 · 2024

Salem Five Cents Savings Bank Pension Plan

Data updated 2026-08-25

$75M
Total assets Below avg plan size
96
Participants Small participant base
88th
Percentile by assets National rank
$781,501
Avg per participant High balance/head
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Official DOL plan name: Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank · Sponsored by Salem Five Cents Savings Bank · Massachusetts · Finance & Insurance

$75M in assets, 96 participants

Salem Five Cents Savings Bank's Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank reported $75M in total assets and 96 participants in its 2024 DOL Form 5500 filing, ranking in the 88th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,979 in Finance & Insurance (8,549 peers)

Where Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank sits by assets

Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank sits in the top quartile of all filed plans by assets, $75M for 96 participants (~$781,501/participant), down 0.2% in 2024.

#6,979
in Finance & Insurance (8,549 peers)
-0.2%
assets change YoY
0.8×
vs typical plan assets (national mean)

The plan reported a net loss of $157K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank's outsized position by total assets

Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$75,024,092 Top 12% higher than 88% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank among smaller filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank is a small filing (96 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank reported net income fell from $8M in the plan year 2023 filing to -$157K in the plan year 2024 filing.
  • Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank reported participants fell from 106 in the plan year 2023 filing to 96 in the plan year 2024 filing.
  • Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank end-of-year assets fell from $75M in the plan year 2023 filing to $75M in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 041802790 · Salem Five Cents Savings Bank PY 2024 · Defined Benefit (Pension)

Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank · $75M · 96 · 88th

  • NET $75M
  • BOOK 96
  • VS-ST 88th
  • BOY Defined Benefit (Pension)
  • SCH near Houston Refining LP Retirement Plan for Represented Employees
  • EBSA ind #6979

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank in the asset neighbourhood

Westmoreland Retirement Plan$75MSan Antonio Regional Hospital Retirement PlanSan Antonio Regional Hospita…$75MHouston Refining LP Retirement Plan for Represented EmployeesHouston Refining LP Retireme…$75MSbera Pension Plan as Adopted by Salem Five Cents Savings BankSbera Pension Plan as Adopte…$75MThe Methodist Hospitals, Inc. Retirement PlanThe Methodist Hospitals, Inc…$75M
End-of-year total assets ($M) among Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$75M
Net Assets (End of Year)$75M
Net Income-$157K
Employer EIN041802790
Plan Effective Date1981-11-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Salem Five Cents Savings Bank)

Sponsor-wide plan assets over time

All Salem Five Cents Savings Bank plans reported in each filing year

Latest sponsor-wide plan assets
$183M 16.69994058390558% vs 2022
2024 filing year
$150M$160M$170M$180M$190M 202220232024 $157M $183M ▲ +16.7%
Year Plans Participants Total Assets
2022 2 770 $157M
2023 2 741 $174M
2024 2 754 $183M

Nearby Defined Benefit (Pension) Plans in Massachusetts

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -5051015 Total assets ($B) Participants Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank, Total assets ($B): 0.075024092 · Participants: 96Sbera Pension Plan as Adopted by Salem Five Cents Savings BankConsolidated Cash Balance Program of Mass General Brigham and Member Organizations, Total assets ($B): 11.586293172 · Participants: 60621Consolidated Cash Balance Program of Mass General Brigham and Member OrganizationsNew England Teamsters Pension Fund, Total assets ($B): 9.093299462 · Participants: 21577New England Teamsters Pension FundLiberty Mutual Retirement Benefit Plan, Total assets ($B): 6.250686483 · Participants: 34910Liberty Mutual Retirement Benefit PlanMassachusetts Institute of Technology Basic Retirement Plan, Total assets ($B): 5.888715533 · Participants: 12533Massachusetts Institute of Technology Basic Retirement PlanN. Atlantic States Carp. Pension Fund, Total assets ($B): 5.086051556 · Participants: 16946N. Atlantic States Carp. Pension Fund
Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants

Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Massachusetts, the nearest Defined Benefit (Pension) by assets is Houston Refining LP Retirement Plan for Represented Employees in TX ($75M); by covered participants it is Asmoc Pension Plan in AL (96 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (96 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank assets move in 2024?
Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank held essentially flat - down 0.2% during 2024, from $75M to $75M. Reported net income was -$157K.
How have Salem Five Cents Savings Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), Salem Five Cents Savings Bank's sponsor-wide assets grew 16.7%, from $157M to $183M.
Where does Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank rank by assets among Form 5500 filers?
Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank ranks in the 88th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Houston Refining LP Retirement Plan for Represented Employees in TX ($75M, 235 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Sbera Pension Plan as Adopted by Salem Five Cents Savings Bank?
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Asmoc Pension Plan in AL (96 participants, N/A in assets).