Defined Benefit (Pension) · DOL Form 5500 · 2024

Middlesex Savings Bank Pension Plan

Data updated 2026-08-25

$185M
Total assets Near avg plan size
411
Participants Below avg headcount
94th
Percentile by assets National rank
$450,480
Avg per participant High balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Sbera Pension Plan as Adopted by Middlesex Savings Bank · Sponsored by Middlesex Savings Bank · Massachusetts · Finance & Insurance

$185M in assets, 411 participants

Middlesex Savings Bank's Sbera Pension Plan as Adopted by Middlesex Savings Bank reported $185M in total assets and 411 participants in its 2024 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,732 in Finance & Insurance (8,549 peers)

Where Sbera Pension Plan as Adopted by Middlesex Savings Bank sits by assets

Sbera Pension Plan as Adopted by Middlesex Savings Bank sits in the top 10% of all filed plans by assets, $185M for 411 participants (~$450,480/participant), up 9.2% in 2024.

#7,732
in Finance & Insurance (8,549 peers)
+9.2%
assets growth YoY
1.9×
vs typical plan assets (national mean)

Sbera Pension Plan as Adopted by Middlesex Savings Bank's outsized position by total assets

Sbera Pension Plan as Adopted by Middlesex Savings Bank vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$185,147,397 Top 6% higher than 94% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Sbera Pension Plan as Adopted by Middlesex Savings Bank among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Sbera Pension Plan as Adopted by Middlesex Savings Bank sits mid-pack in the medium band (411 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Sbera Pension Plan as Adopted by Middlesex Savings Bank reported net income fell from $28M in the plan year 2023 filing to $16M in the plan year 2024 filing.
  • Sbera Pension Plan as Adopted by Middlesex Savings Bank end-of-year assets rose from $170M in the plan year 2023 filing to $185M in the plan year 2024 filing.
  • Sbera Pension Plan as Adopted by Middlesex Savings Bank reported participants rose from 398 in the plan year 2023 filing to 411 in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 270402195 · Middlesex Savings Bank PY 2024 · Defined Benefit (Pension)

Sbera Pension Plan as Adopted by Middlesex Savings Bank · $185M · 411 · 94th

  • EOY $185M
  • 5500 411
  • ASSETS 94th
  • PCT Defined Benefit (Pension)
  • EIN near Swisher International, Inc. Retirement Income Plan for Salaried Employees
  • RANK ind #7732

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Sbera Pension Plan as Adopted by Middlesex Savings Bank in the asset neighbourhood

Jbt Corporation Employees' Retirement ProgramJbt Corporation Employees' R…$186MWec Energy Group Retirement Plan for Wec Business ServicesWec Energy Group Retirement …$185MSbera Pension Plan as Adopted by Middlesex Savings BankSbera Pension Plan as Adopte…$185MSwisher International, Inc. Retirement Income Plan for Salaried EmployeesSwisher International, Inc. …$185MA.F.of L.-a.G.C. Building Trades Pension PlanA.F.of L.-a.G.C. Building Tr…$185M
End-of-year total assets ($M) among Sbera Pension Plan as Adopted by Middlesex Savings Bank and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$170M
Net Assets (End of Year)$185M
Net Income$16M
Employer EIN270402195
Plan Effective Date1981-11-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Middlesex Savings Bank)

Sponsor-wide plan assets over time

All Middlesex Savings Bank plans reported in each filing year

Latest sponsor-wide plan assets
$289M 29.270016811716026% vs 2022
2024 filing year
$200M$220M$240M$260M$280M$300M 202220232024 $223M $289M ▲ +29.3%
Year Plans Participants Total Assets
2022 2 907 $223M
2023 2 884 $263M
2024 2 914 $289M

Nearby Defined Benefit (Pension) Plans in Massachusetts

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Sbera Pension Plan as Adopted by Middlesex Savings Bank vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -5051015 Total assets ($B) Participants Sbera Pension Plan as Adopted by Middlesex Savings Bank, Total assets ($B): 0.185147397 · Participants: 411Sbera Pension Plan as Adopted by Middlesex Savings BankConsolidated Cash Balance Program of Mass General Brigham and Member Organizations, Total assets ($B): 11.586293172 · Participants: 60621Consolidated Cash Balance Program of Mass General Brigham and Member OrganizationsNew England Teamsters Pension Fund, Total assets ($B): 9.093299462 · Participants: 21577New England Teamsters Pension FundLiberty Mutual Retirement Benefit Plan, Total assets ($B): 6.250686483 · Participants: 34910Liberty Mutual Retirement Benefit PlanMassachusetts Institute of Technology Basic Retirement Plan, Total assets ($B): 5.888715533 · Participants: 12533Massachusetts Institute of Technology Basic Retirement PlanN. Atlantic States Carp. Pension Fund, Total assets ($B): 5.086051556 · Participants: 16946N. Atlantic States Carp. Pension Fund
Sbera Pension Plan as Adopted by Middlesex Savings Bank vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants
Compare Sbera Pension Plan as Adopted by Middlesex Savings Bank side-by-side with 3 peers →

Sbera Pension Plan as Adopted by Middlesex Savings Bank's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Massachusetts, the nearest Defined Benefit (Pension) by assets is Swisher International, Inc. Retirement Income Plan for Salaried Employees in FL ($185M); by covered participants it is Domtar US Salaried Pension Plan in (411 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (411 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Sbera Pension Plan as Adopted by Middlesex Savings Bank assets move in 2024? ▼
Sbera Pension Plan as Adopted by Middlesex Savings Bank grew at a solid clip - up 9.2% during 2024, from $170M to $185M. Reported net income was $16M.
How have Middlesex Savings Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Middlesex Savings Bank's sponsor-wide assets grew 29.3%, from $223M to $289M.
Where does Sbera Pension Plan as Adopted by Middlesex Savings Bank rank by assets among Form 5500 filers? ▼
Sbera Pension Plan as Adopted by Middlesex Savings Bank ranks in the 94th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 10% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Sbera Pension Plan as Adopted by Middlesex Savings Bank? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Swisher International, Inc. Retirement Income Plan for Salaried Employees in FL ($185M, 221 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Sbera Pension Plan as Adopted by Middlesex Savings Bank? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Domtar US Salaried Pension Plan in (411 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 270402195.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.