401(k) · DOL Form 5500 · 2024

Spencer Construction, LLC 401(k) Plan

Data updated 2026-08-25

$3M
Total assets Small plan by assets
439
Participants Below avg headcount
34th
Percentile by assets National rank
$6,933
Avg per participant Low balance/head
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Official DOL plan name: Spencer Construction 401(k) Plan · Sponsored by Spencer Construction, LLC · Arizona · Construction

$3M in assets, 439 participants

Spencer Construction, LLC's Spencer Construction 401(k) Plan reported $3M in total assets and 439 participants in its 2024 DOL Form 5500 filing, ranking in the 34th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #2,977 in Construction (9,039 peers)

Spencer Construction, LLC multi-year trail

Spencer Construction, LLC's plans moved +245.9% in assets from 2022 to 2024; this filing shows Spencer Construction 401(k) Plan at $3M / 439 participants.

#2,977
in Construction (9,039 peers)
-17.1%
assets change YoY

The plan reported a net loss of $628K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Spencer Construction 401(k) Plan's mid-pack asset rank among Construction and all filers

Spencer Construction 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$3,043,388 34th percentile higher than 34% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Spencer Construction 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Spencer Construction 401(k) Plan sits mid-pack in the medium band (439 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2024

  • Spencer Construction 401(k) Plan reported net income fell from $99K in the plan year 2022 filing to -$628K in the plan year 2024 filing.
  • Spencer Construction 401(k) Plan end-of-year assets rose from $880K in the plan year 2022 filing to $3M in the plan year 2024 filing.
  • Spencer Construction 401(k) Plan reported participants rose from 128 in the plan year 2022 filing to 439 in the plan year 2024 filing.

See the national 2022→2024 release diff →

Plan-year Form 5500 strip

Filing strip 824089972 · Spencer Construction, LLC PY 2024 · 401(k)

Spencer Construction 401(k) Plan · $3M · 439 · 34th

  • NET $3M
  • BOOK 439
  • VS-ST 34th
  • BOY 401(k)
  • SCH near Sage Health Care PLLC 401(k) Profit Sharing Plan
  • EBSA ind #2977

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Construction retirement plans → · Plans in Arizona →

Spencer Construction 401(k) Plan in the asset neighbourhood

Spencer Construction 401(k) PlanSpencer Construction 401(k) …$3MSage Health Care PLLC 401(k) Profit Sharing PlanSage Health Care PLLC 401(k)…$3MTraffic Plan 401(k) Plan$3MMassey Ward and Company Profit Sharing PlanMassey Ward and Company Prof…$3MViwintech Window & Door, Inc. 401(k) Retirement Savings PlanViwintech Window & Door, Inc…$3M
End-of-year total assets ($M) among Spencer Construction 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Spencer Construction, LLC multi-year asset trail

Sponsor-wide plan assets over time

All Spencer Construction, LLC plans reported in each filing year

Latest sponsor-wide plan assets
$3M 245.8957535144916% vs 2022
2024 filing year
$0M$1M$2M$3M$4M 202220232024 $0.88M $3.04M ▲ +245.5%
Year Plans Participants Total Assets
2022 1 128 $880K
2023 1 N/A $2M
2024 1 439 $3M

Spencer Construction, LLC filing trail (2024)

Total Assets (Beginning of Year)$4M
Net Assets (End of Year)$3M
Net Income-$628K
Employer EIN824089972
Plan Effective Date2018-04-01
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in Arizona

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Spencer Construction 401(k) Plan vs. nearby 401(k) plans in Arizona, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -202468 Total assets ($B) Participants Spencer Construction 401(k) Plan, Total assets ($B): 0.003043388 · Participants: 439Spencer Construction 401(k) PlanBechtel Trust & Thrift Plan, Total assets ($B): 6.067288511 · Participants: 7971Bechtel Trust & Thrift PlanBanner Health Employees 401(k) Plan, Total assets ($B): 4.918574883 · Participants: 54731Banner Health Employees 401(k) PlanFreeport-Mcmoran Inc. Employee Capital Accumulation Program, Total assets ($B): 2.670667399 · Participants: 13770Freeport-Mcmoran Inc. Employee Capital Accumulation ProgramRepublic Services, Inc. 401(k) Plan, Total assets ($B): 2.666764279 · Participants: 32629Republic Services, Inc. 401(k) PlanStantec 401(k) Plan, Total assets ($B): 2.319061108 · Participants: 11603Stantec 401(k) Plan
Spencer Construction 401(k) Plan vs. nearby 401(k) plans in Arizona, assets vs. participants
Compare Spencer Construction 401(k) Plan side-by-side with 3 peers →

Spencer Construction 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Arizona, the nearest 401(k) by assets is Sage Health Care PLLC 401(k) Profit Sharing Plan in ID ($3M); by covered participants it is Amerex Corporation 401(k) Savings Plan in AL (439 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (439 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Spencer Construction 401(k) Plan assets move in 2024? ▼
Spencer Construction 401(k) Plan declined sharply - down 17.1% during 2024, from $4M to $3M. Reported net income was -$628K.
How have Spencer Construction, LLC plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Spencer Construction, LLC's sponsor-wide assets grew 245.9%, from $880K to $3M.
Which 401(k) plans are similar in size to Spencer Construction 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Sage Health Care PLLC 401(k) Profit Sharing Plan in ID ($3M, 19 participants).
Which 401(k) plans cover a similar participant headcount to Spencer Construction 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Amerex Corporation 401(k) Savings Plan in AL (439 participants, $54M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 824089972.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.