Defined Benefit (Pension) · DOL Form 5500 · 2024

Ballston Spa National Bank Pension Plan

Data updated 2026-08-11

$22M
Total assets
82
Participants
72nd
Percentile by assets
$266,965
Avg per participant
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Official DOL plan name: Ballston Spa National Bank Pension Plan · Sponsored by Ballston Spa National Bank · New York · Finance & Insurance

$22M in assets, 82 participants

Ballston Spa National Bank's Ballston Spa National Bank Pension Plan reported $22M in total assets and 82 participants in its 2024 DOL Form 5500 filing, ranking in the 72nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 72nd percentile by assets (of 123,622 plans)
  • #4,915 in Finance & Insurance (8,549 peers)

Ballston Spa National Bank multi-year trail

Ballston Spa National Bank's plans moved +17.4% in assets from 2022 to 2024; this filing shows Ballston Spa National Bank Pension Plan at $22M / 82 participants.

$22M
total plan assets (2024 EOY)
82
covered participants
72nd
percentile by assets (of 123,622 plans)
$266,965
avg assets per participant

The plan reported a net loss of $577K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Ballston Spa National Bank Pension Plan reported net income fell from $2M in the plan year 2023 filing to -$577K in the plan year 2024 filing.
  • Ballston Spa National Bank Pension Plan reported participants fell from 88 in the plan year 2023 filing to 82 in the plan year 2024 filing.
  • Ballston Spa National Bank Pension Plan end-of-year assets fell from $22M in the plan year 2023 filing to $22M in the plan year 2024 filing.

See the national 2023→2024 release diff →

State

Ballston Spa National Bank across 3 plan years on file

Across the 3 plan years Ballston Spa National Bank has on file (2022-2024), sponsor-wide plan assets have moved from $36M to $42M, a gain of 17.4%, while reported participants moved from 200 to 202 (+1.0%). Peak year by sponsor assets: 2024 ($42M); trough: 2022 ($36M).

Ballston Spa National Bank multi-year asset trail

$34M$36M$38M$40M$42M$44M 202220232024 $35.5M $41.7M ▲ +17.4%
Total plan assets by year, all Ballston Spa National Bank plans on file
Year Plans Participants Total Assets
2022 2 200 $36M
2023 2 210 $38M
2024 2 202 $42M

Ballston Spa National Bank filing trail (2024)

Total Assets (Beginning of Year)$22M
Net Assets (End of Year)$22M
Net Income-$577K
Employer EIN140486153
Plan Effective Date1944-05-05
Filing StatusFILING RECEIVED

Nearby Defined Benefit (Pension) Plans in New York

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Ballston Spa National Bank Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants

Ballston Spa National Bank Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -505101520 Total assets ($B) Participants Ballston Spa Nationa…IBM Personal Pension…1199seiu Health Care…Consolidated Edison …Pfizer Consolidated …GE Energy Pension Plan
Ballston Spa National Bank Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Ballston Spa National Bank Pension Plan by total assets, not by location.

Frequently Asked Questions

How did Ballston Spa National Bank Pension Plan assets move in 2024?
Ballston Spa National Bank Pension Plan edged down modestly - down 2.6% during 2024, from $22M to $22M. Reported net income was -$577K.
How have Ballston Spa National Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), Ballston Spa National Bank's sponsor-wide assets grew 17.4%, from $36M to $42M.
Which Defined Benefit (Pension) plans are similar in size to Ballston Spa National Bank Pension Plan?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Gal-Tex Hotel Corp. Retirement Plan in TX ($22M, 224 participants).

Next read for Ballston Spa National Bank Pension Plan

Multi-year trail

Ways to act on Ballston Spa National Bank Pension Plan's numbers.