401(k) · DOL Form 5500 · 2024

Capitol Federal Financial, Inc. 401(k) Plan

Data updated 2026-08-25

$35M
Total assets Below avg plan size
577
Participants Below avg headcount
80th
Percentile by assets National rank
$61,197
Avg per participant Low balance/head
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Official DOL plan name: Capitol Federal 401(k) Plan · Sponsored by Capitol Federal Financial, Inc. · Kansas · Finance & Insurance

$35M in assets, 577 participants

Capitol Federal Financial, Inc.'s Capitol Federal 401(k) Plan reported $35M in total assets and 577 participants in its 2024 DOL Form 5500 filing, ranking in the 80th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,844 in Finance & Insurance (8,549 peers)

Where Capitol Federal 401(k) Plan sits by assets

Capitol Federal 401(k) Plan sits in the top quartile of all filed plans by assets, $35M for 577 participants (~$61,197/participant), up 13.9% in 2024.

#5,844
in Finance & Insurance (8,549 peers)
+13.9%
assets growth YoY
0.4×
vs typical plan assets (national mean)

Capitol Federal 401(k) Plan's outsized position by total assets

Capitol Federal 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$35,310,854 Top 20% higher than 80% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Capitol Federal 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Capitol Federal 401(k) Plan sits mid-pack in the medium band (577 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Capitol Federal 401(k) Plan reported net income rose from $2M in the plan year 2023 filing to $4M in the plan year 2024 filing.
  • Capitol Federal 401(k) Plan end-of-year assets rose from $31M in the plan year 2023 filing to $35M in the plan year 2024 filing.
  • Capitol Federal 401(k) Plan reported participants fell from 615 in the plan year 2023 filing to 577 in the plan year 2024 filing.

See the national 2023→2024 release diff →

DOL schedule card

Filing strip 272631712 · Capitol Federal Financial, Inc. PY 2024 · 401(k)

Capitol Federal 401(k) Plan · $35M · 577 · 80th

  • TYPE $35M
  • NET 577
  • BOOK 80th
  • VS-ST 401(k)
  • BOY near Unipro Foodservice, Inc. Retirement Plan
  • SCH ind #5844

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Kansas →

Capitol Federal 401(k) Plan in the asset neighbourhood

Premier Packaging, LLC 401(k) PlanPremier Packaging, LLC 401(k…$35MCapitol Federal 401(k) Plan$35MUnipro Foodservice, Inc. Retirement PlanUnipro Foodservice, Inc. Ret…$35MA. Stucki Company 401(k) Profit Sharing Plan and TrustA. Stucki Company 401(k) Pro…$35MOrthopaedic Associates of Muskegon, PC 401(k) PlanOrthopaedic Associates of Mu…$35M
End-of-year total assets ($M) among Capitol Federal 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$31M
Net Assets (End of Year)$35M
Net Income$4M
Employer EIN272631712
Plan Effective Date1969-12-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Capitol Federal Financial, Inc.)

Sponsor-wide plan assets over time

All Capitol Federal Financial, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$78M 25.201006614408648% vs 2022
2024 filing year
$60M$65M$70M$75M$80M 202220232024 $62.2M $77.9M ▲ +25.2%
Year Plans Participants Total Assets
2022 2 1,181 $62M
2023 2 1,125 $71M
2024 2 1,106 $78M

Nearby 401(k) Plans in Kansas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Capitol Federal 401(k) Plan vs. nearby 401(k) plans in Kansas, assets vs. participants Scatter plot of 6 data points. 050001000015000 -1012345 Total assets ($B) Participants Capitol Federal 401(k) Plan, Total assets ($B): 0.035310854 · Participants: 577Capitol Federal 401(k) PlanKoch Employees' Savings Plan, Total assets ($B): 4.337744163 · Participants: 11423Koch Employees' Savings PlanPerformance Contracting Group, Inc. ESOP/401(k) Plan, Total assets ($B): 3.582245863 · Participants: 1315Performance Contracting Group, Inc. ESOP/401(k) PlanBlack & Veatch Retirement Program, Total assets ($B): 3.040446983 · Participants: 7438Black & Veatch Retirement ProgramGarmin International, Inc. Retirement Plan, Total assets ($B): 2.173466604 · Participants: 7082Garmin International, Inc. Retirement PlanSpirit Aerosystems Holdings, Inc. Retirement & Savings Plan, Total assets ($B): 1.224530411 · Participants: 7736Spirit Aerosystems Holdings, Inc. Retirement & Savings Plan
Capitol Federal 401(k) Plan vs. nearby 401(k) plans in Kansas, assets vs. participants

Capitol Federal 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Kansas, the nearest 401(k) by assets is Unipro Foodservice, Inc. Retirement Plan in GA ($35M); by covered participants it is Azelis Americas, LLC 401(k) Retirement Plan in MA (577 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (577 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Capitol Federal 401(k) Plan assets move in 2024?
Capitol Federal 401(k) Plan grew at a solid clip - up 13.9% during 2024, from $31M to $35M. Reported net income was $4M.
How have Capitol Federal Financial, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Capitol Federal Financial, Inc.'s sponsor-wide assets grew 25.2%, from $62M to $78M.
Where does Capitol Federal 401(k) Plan rank by assets among Form 5500 filers?
Capitol Federal 401(k) Plan ranks in the 80th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Capitol Federal 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Unipro Foodservice, Inc. Retirement Plan in GA ($35M, 154 participants).
Which 401(k) plans cover a similar participant headcount to Capitol Federal 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Azelis Americas, LLC 401(k) Retirement Plan in MA (577 participants, $92M in assets).