401(k) · DOL Form 5500 · 2022
American Express Company and Its Participating Subsidiaries 401(k) Plan
Data updated 2026-08-25
- $6.5B
- Total assets Very large vs avg
- 21,734
- Participants Very large workforce
- 100th
- Percentile by assets National rank
- $300,909
- Avg per participant High balance/head
Official DOL plan name: American Express Retirement Savings Plan · Sponsored by American Express Company and Its Participating Subsidiaries · New York · Finance & Insurance
$6.5B in assets, 21,734 participants
American Express Company and Its Participating Subsidiaries's American Express Retirement Savings Plan reported $6.5B in total assets and 21,734 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #9,229 in Finance & Insurance (9,261 peers)
Coverage in New York
American Express Retirement Savings Plan covers 21,734 participants in New York, 27x the typical New York plan (state average ~798 per filing). Assets: $6.5B.
- #9,229
- in Finance & Insurance (9,261 peers)
- -16.4%
- assets change YoY
- 66×
- vs typical plan assets (national mean)
The plan reported a net loss of $1.3B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
American Express Retirement Savings Plan's outsized position by total assets
American Express Retirement Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$6,539,964,907 Highest reported value at or above every one of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
American Express Retirement Savings Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. American Express Retirement Savings Plan is a mega filing (21,734 participants), the rightmost band on the breakdown.
DOL schedule card
Filing strip 134922250 · American Express Company and Its Participating Subsidiaries PY 2022 · 401(k)
American Express Retirement Savings Plan · $6.5B · 21,734 · 100th
- PCT $6.5B
- EIN 21,734
- RANK 100th
- PHOTO 401(k)
- IND near Retirement Savings Plan
- EOY ind #9229
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →
American Express Retirement Savings Plan in the asset neighbourhood
New York filing particulars
| Total Assets (Beginning of Year) | $7.8B |
|---|---|
| Net Assets (End of Year) | $6.4B |
| Net Income | -$1.3B |
| Employer EIN | 134922250 |
| Plan Effective Date | 1973-06-11 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (American Express Company and Its Participating Subsidiaries)
Sponsor-wide plan assets over time
All American Express Company and Its Participating Subsidiaries plans reported in each filing year
- Latest sponsor-wide plan assets
- $10.2B 34.52637272862938% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 25,649 | $7.6B |
| 2023 | 2 | 30,157 | $9.0B |
| 2024 | 2 | 28,364 | $10.2B |
Nearby 401(k) Plans in New York
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- IBM 401 (K) Plus Plan $53.4B · 56,376
- Morgan Stanley 401(k) Plan $16.4B · 42,924
- The Pepsico Savings Plan $12.1B · 129,846
- Deloitte 401(k) Plan $11.0B · 74,687
- The Goldman Sachs 401(k) Plan $9.7B · 22,650
Scale composition for American Express Retirement Savings Plan
American Express Retirement Savings Plan reports $6.5B in end-of-year assets across 21,734 participants (0.053% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.023% of 93,925,755 covered participants) - about $300,909 per participant (2.2x the national average assets-per-participant) . Net income for plan year 2022 was -$1.3B.
This plan identity (EIN 134922250, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $6.5B to $9.1B (+38.7%) while covered participants moved from 21,734 to 25,030 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 21,734 | $6.5B | This page |
| 2023 | 26,493 | $7.9B | Open filing |
| 2024 · index core | 25,030 | $9.1B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- American Express Retirement Savings Plan (401(k), $9.1B, 25,030 participants)
- American Express Retirement Plan (Defined Benefit (Pension), $1.1B, 3,334 participants)
American Express Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside New York, the nearest 401(k) by assets is Retirement Savings Plan in DE ($6.6B); by covered participants it is Acosta, Inc. 401(k) Retirement Plan in FL (21,725 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($6.5B here).
- Retirement Savings Plan (DE) $6.6B · 9,866
- Qualcomm Incorporated Employee Savings and Retirement Plan (CA) $6.5B · 15,049
- Booz Allen Hamilton Inc. Employees' Capital Accumulation Plan (VA) $6.6B · 32,018
- Charter Communications, Inc. 401(k) Savings Plan (NC) $6.5B · 95,370
Similar participant headcount
Nearest other-state filings by covered participants (21,734 participants); asset peers above are excluded.
- Acosta, Inc. 401(k) Retirement Plan (FL) 21,725 · 9 off
- Geisinger System Services 401(k) Savings Plan (PA) 21,755 · 21 off
- Unifi Aviation 401(k) Retirement Plan (GA) 21,667 · 67 off
- Eaton Savings Plan (OH) 21,882 · 148 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.