401(k) · DOL Form 5500 · 2022
American Express Company and Its Participating Subsidiaries 401(k) Plan
Data updated 2026-08-06
- $6.5B
- Total assets
- 21,734
- Participants
- 100th
- Percentile by assets
- $300,909
- Avg per participant
Official DOL plan name: American Express Retirement Savings Plan · Sponsored by American Express Company and Its Participating Subsidiaries · New York · Finance & Insurance
$6.5B in assets, 21,734 participants
American Express Company and Its Participating Subsidiaries's American Express Retirement Savings Plan reported $6.5B in total assets and 21,734 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 100th percentile by assets (of 139,258 plans)
- #9,235 in Finance & Insurance (9,267 peers)
Coverage in New York
American Express Retirement Savings Plan covers 21,734 participants in New York, 27x the typical New York plan (state average ~795 per filing). Assets: $6.5B.
- $6.5B
- total plan assets (2022 EOY)
- 21,734
- covered participants
- 100th
- percentile by assets (of 139,258 plans)
- $300,909
- avg assets per participant
The plan reported a net loss of $1.3B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs New York filers
In New York, the average filing covers about 795 participants across 8,491 plans. American Express Retirement Savings Plan reports 21,734 participants - 27x that state average ($6.5B EOY assets).
New York filing particulars
| Total Assets (Beginning of Year) | $7.8B |
|---|---|
| Net Assets (End of Year) | $6.4B |
| Net Income | -$1.3B |
| Employer EIN | 134922250 |
| Plan Effective Date | 1973-06-11 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (American Express Company and Its Participating Subsidiaries)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 25,649 | $7.6B |
| 2023 | 2 | 30,157 | $9.0B |
| 2024 | 1 | 25,030 | $9.1B |
Nearby 401(k) Plans in New York
Peer 401(k) plans, same state, same plan type, ranked by total assets.
American Express Retirement Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants
- IBM 401 (K) Plus Plan $53.4B · 56,376
- Morgan Stanley 401(k) Plan $16.4B · 42,924
- The Pepsico Savings Plan $12.1B · 129,846
- Deloitte 401(k) Plan $11.0B · 74,687
- The Goldman Sachs 401(k) Plan $9.7B · 22,650
Scale composition for American Express Retirement Savings Plan
American Express Retirement Savings Plan reports $6.5B in end-of-year assets across 21,734 participants (0.056% of the $11.6T held by all Form 5500 filers in the national rollup , and 0.024% of 89,805,449 covered participants) - about $300,909 per participant (2.2x the national average assets-per-participant) . Net income for plan year 2022 was -$1.3B.
This plan identity (EIN 134922250, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $6.5B to $9.1B (+38.7%) while covered participants moved from 21,734 to 25,030 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 21,734 | $6.5B | This page |
| 2023 | 26,493 | $7.9B | Open filing |
| 2024 · index core | 25,030 | $9.1B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- American Express Retirement Savings Plan (401(k), $9.1B, 25,030 participants)
- American Express Retirement Plan (Defined Benefit (Pension), $1.2B, 3,664 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to American Express Retirement Savings Plan by total assets, not by location.
- Retirement Savings Plan (DE) $6.6B · 9,866
- Qualcomm Incorporated Employee Savings and Retirement Plan (CA) $6.5B · 15,049
- Booz Allen Hamilton Inc. Employees' Capital Accumulation Plan (VA) $6.6B · 32,018
- Charter Communications, Inc. 401(k) Savings Plan (NC) $6.5B · 95,370
Frequently Asked Questions
How did American Express Retirement Savings Plan assets move in 2022? ▼
How have American Express Company and Its Participating Subsidiaries plan assets changed over time? ▼
Where does American Express Retirement Savings Plan rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to American Express Retirement Savings Plan? ▼
Next read for American Express Retirement Savings Plan
Filing takeaways
Ways to act on American Express Retirement Savings Plan's numbers.
- By total assets, American Express Retirement Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in New York. Compare plans
- American Express Company and Its Participating Subsidiaries's sponsor-wide assets have grown 20.0% since 2022 across 3 plan years on file. More Finance & Insurance plans