401(k) · DOL Form 5500 · 2023

American Express Company and Its Participating Subsidiaries 401(k) Plan

Data updated 2026-08-25

$7.9B
Total assets Very large vs avg
26,493
Participants Very large workforce
100th
Percentile by assets National rank
$297,694
Avg per participant High balance/head
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Official DOL plan name: American Express Retirement Savings Plan · Sponsored by American Express Company and Its Participating Subsidiaries · New York · Finance & Insurance

$7.9B in assets, 26,493 participants

American Express Company and Its Participating Subsidiaries's American Express Retirement Savings Plan reported $7.9B in total assets and 26,493 participants in its 2023 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,841 in Finance & Insurance (8,869 peers)

Coverage in New York

American Express Retirement Savings Plan covers 26,493 participants in New York, 33x the typical New York plan (state average ~798 per filing). Assets: $7.9B.

#8,841
in Finance & Insurance (8,869 peers)
+20.6%
assets growth YoY
79×
vs typical plan assets (national mean)

American Express Retirement Savings Plan's outsized position by total assets

American Express Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$7,886,798,934 Highest reported value at or above every one of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

American Express Retirement Savings Plan's mega-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. American Express Retirement Savings Plan is a mega filing (26,493 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • American Express Retirement Savings Plan reported net income rose from -$1.3B in the plan year 2022 filing to $1.3B in the plan year 2023 filing.
  • American Express Retirement Savings Plan reported participants rose from 21,734 in the plan year 2022 filing to 26,493 in the plan year 2023 filing.
  • American Express Retirement Savings Plan end-of-year assets rose from $6.5B in the plan year 2022 filing to $7.9B in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 134922250 · American Express Company and Its Participating Subsidiaries PY 2023 · 401(k)

American Express Retirement Savings Plan · $7.9B · 26,493 · 100th

  • EIN $7.9B
  • RANK 26,493
  • PHOTO 100th
  • IND 401(k)
  • EOY near Commonspirit Health 401(k) Retirement Savings Plan
  • 5500 ind #8841

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

American Express Retirement Savings Plan in the asset neighbourhood

Tenet Healthcare Corporation 401(k) Retirement Savings PlanTenet Healthcare Corporation…$8.0BSchwabplan Retirement Savings and Investment PlanSchwabplan Retirement Saving…$8.0BAmerican Express Retirement Savings PlanAmerican Express Retirement …$7.9BCommonspirit Health 401(k) Retirement Savings PlanCommonspirit Health 401(k) R…$7.9BCharter Communications, Inc. 401(k) Savings PlanCharter Communications, Inc.…$7.9B
End-of-year total assets ($B) among American Express Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

New York filing particulars

Total Assets (Beginning of Year)$6.5B
Net Assets (End of Year)$7.7B
Net Income$1.3B
Employer EIN134922250
Plan Effective Date1973-06-11
Filing StatusFILING RECEIVED

Sponsor Plan History (American Express Company and Its Participating Subsidiaries)

Sponsor-wide plan assets over time

All American Express Company and Its Participating Subsidiaries plans reported in each filing year

Latest sponsor-wide plan assets
$10.2B 34.52637272862938% vs 2022
2024 filing year
$7B$8B$9B$10B$11B 202220232024 $7.56B $10.2B ▲ +34.4%
Year Plans Participants Total Assets
2022 2 25,649 $7.6B
2023 2 30,157 $9.0B
2024 2 28,364 $10.2B

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

American Express Retirement Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. 050000100000150000 0204060 Total assets ($B) Participants American Express Retirement Savings Plan, Total assets ($B): 7.886798934 · Participants: 26493American Express Retirement Savings PlanIBM 401 (K) Plus Plan, Total assets ($B): 57.428456306 · Participants: 54912IBM 401 (K) Plus PlanPfizer Savings Plan, Total assets ($B): 19.56134085 · Participants: 30033Pfizer Savings PlanMorgan Stanley 401(k) Plan, Total assets ($B): 19.235068266 · Participants: 55363Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 13.651296 · Participants: 133597The Pepsico Savings PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 11.428659742 · Participants: 24866The Goldman Sachs 401(k) Plan
American Express Retirement Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare American Express Retirement Savings Plan side-by-side with 3 peers →

Scale composition for American Express Retirement Savings Plan

American Express Retirement Savings Plan reports $7.9B in end-of-year assets across 26,493 participants (0.064% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.028% of 93,925,755 covered participants) - about $297,694 per participant (2.2x the national average assets-per-participant) . Net income for plan year 2023 was $1.3B.

This plan identity (EIN 134922250, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $6.5B to $9.1B (+38.7%) while covered participants moved from 21,734 to 25,030 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 21,734 $6.5B Open filing
2023 26,493 $7.9B This page
2024 · index core 25,030 $9.1B Open filing

The same sponsor also keeps 2 other index-core plans on PlainRetire:

American Express Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Commonspirit Health 401(k) Retirement Savings Plan in KY ($7.9B); by covered participants it is Kellermeyer Bergensons Services Savings & Protection Plan in CA (26,521 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (26,493 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did American Express Retirement Savings Plan assets move in 2023? ▼
American Express Retirement Savings Plan grew sharply - up 20.6% during 2023, from $6.5B to $7.9B. Reported net income was $1.3B.
How have American Express Company and Its Participating Subsidiaries plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), American Express Company and Its Participating Subsidiaries's sponsor-wide assets grew 34.5%, from $7.6B to $10.2B.
Where does American Express Retirement Savings Plan rank by assets among Form 5500 filers? ▼
American Express Retirement Savings Plan ranks in the 100th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to American Express Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Commonspirit Health 401(k) Retirement Savings Plan in KY ($7.9B, 86,688 participants).
Which 401(k) plans cover a similar participant headcount to American Express Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Kellermeyer Bergensons Services Savings & Protection Plan in CA (26,521 participants, $21M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 134922250.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.