401(k) · DOL Form 5500 · 2023
American Express Company and Its Participating Subsidiaries 401(k) Plan
Data updated 2026-08-11
- $7.9B
- Total assets
- 26,493
- Participants
- 100th
- Percentile by assets
- $297,694
- Avg per participant
Official DOL plan name: American Express Retirement Savings Plan · Sponsored by American Express Company and Its Participating Subsidiaries · New York · Finance & Insurance
$7.9B in assets, 26,493 participants
American Express Company and Its Participating Subsidiaries's American Express Retirement Savings Plan reported $7.9B in total assets and 26,493 participants in its 2023 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 100th percentile by assets (of 127,072 plans)
- #8,841 in Finance & Insurance (8,869 peers)
Coverage in New York
American Express Retirement Savings Plan covers 26,493 participants in New York, 33x the typical New York plan (state average ~798 per filing). Assets: $7.9B.
- $7.9B
- total plan assets (2023 EOY)
- 26,493
- covered participants
- 100th
- percentile by assets (of 127,072 plans)
- $297,694
- avg assets per participant
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- American Express Retirement Savings Plan reported net income rose from -$1.3B in the plan year 2022 filing to $1.3B in the plan year 2023 filing.
- American Express Retirement Savings Plan reported participants rose from 21,734 in the plan year 2022 filing to 26,493 in the plan year 2023 filing.
- American Express Retirement Savings Plan end-of-year assets rose from $6.5B in the plan year 2022 filing to $7.9B in the plan year 2023 filing.
Participants vs New York filers
In New York, the average filing covers about 798 participants across 9,061 plans. American Express Retirement Savings Plan reports 26,493 participants - 33x that state average ($7.9B EOY assets).
New York filing particulars
| Total Assets (Beginning of Year) | $6.5B |
|---|---|
| Net Assets (End of Year) | $7.7B |
| Net Income | $1.3B |
| Employer EIN | 134922250 |
| Plan Effective Date | 1973-06-11 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (American Express Company and Its Participating Subsidiaries)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 25,649 | $7.6B |
| 2023 | 2 | 30,157 | $9.0B |
| 2024 | 2 | 28,364 | $10.2B |
Nearby 401(k) Plans in New York
Peer 401(k) plans, same state, same plan type, ranked by total assets.
American Express Retirement Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants
- IBM 401 (K) Plus Plan $57.4B · 54,912
- Pfizer Savings Plan $19.6B · 30,033
- Morgan Stanley 401(k) Plan $19.2B · 55,363
- The Pepsico Savings Plan $13.7B · 133,597
- The Goldman Sachs 401(k) Plan $11.4B · 24,866
Scale composition for American Express Retirement Savings Plan
American Express Retirement Savings Plan reports $7.9B in end-of-year assets across 26,493 participants (0.064% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.028% of 93,925,755 covered participants) - about $297,694 per participant (2.2x the national average assets-per-participant) . Net income for plan year 2023 was $1.3B.
This plan identity (EIN 134922250, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $6.5B to $9.1B (+38.7%) while covered participants moved from 21,734 to 25,030 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 21,734 | $6.5B | Open filing |
| 2023 | 26,493 | $7.9B | This page |
| 2024 · index core | 25,030 | $9.1B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- American Express Retirement Savings Plan (401(k), $9.1B, 25,030 participants)
- American Express Retirement Plan (Defined Benefit (Pension), $1.1B, 3,334 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to American Express Retirement Savings Plan by total assets, not by location.
- Commonspirit Health 401(k) Retirement Savings Plan (KY) $7.9B · 86,688
- Charter Communications, Inc. 401(k) Savings Plan (NC) $7.9B · 101,973
- Schwabplan Retirement Savings and Investment Plan (TX) $8.0B · 34,259
- Tenet Healthcare Corporation 401(k) Retirement Savings Plan (TX) $8.0B · 102,842
Frequently Asked Questions
How did American Express Retirement Savings Plan assets move in 2023? ▼
How have American Express Company and Its Participating Subsidiaries plan assets changed over time? ▼
Where does American Express Retirement Savings Plan rank by assets among Form 5500 filers? ▼
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Next read for American Express Retirement Savings Plan
Filing takeaways
Ways to act on American Express Retirement Savings Plan's numbers.
- By total assets, American Express Retirement Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in New York. Compare plans
- American Express Company and Its Participating Subsidiaries's sponsor-wide assets have grown 34.5% since 2022 across 3 plan years on file. More Finance & Insurance plans