401(k) · DOL Form 5500 · 2022
Nbt Bancorp Inc. 401(k) Plan
Data updated 2026-08-11
- $275M
- Total assets
- 1,777
- Participants
- 97th
- Percentile by assets
- $154,800
- Avg per participant
Official DOL plan name: Nbt Bancorp Inc. 401(k) & Employee Stock Ownership Plan · Sponsored by Nbt Bancorp Inc. · New York · Finance & Insurance
$275M in assets, 1,777 participants
Nbt Bancorp Inc.'s Nbt Bancorp Inc. 401(k) & Employee Stock Ownership Plan reported $275M in total assets and 1,777 participants in its 2022 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 97th percentile by assets (of 139,126 plans)
- #8,709 in Finance & Insurance (9,261 peers)
Coverage in New York
Nbt Bancorp Inc. 401(k) & Employee Stock Ownership Plan covers 1,777 participants in New York, 2.2x the typical New York plan (state average ~798 per filing). Assets: $275M.
- $275M
- total plan assets (2022 EOY)
- 1,777
- covered participants
- 97th
- percentile by assets (of 139,126 plans)
- $154,800
- avg assets per participant
The plan reported a net loss of $43M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs New York filers
In New York, the average filing covers about 798 participants across 9,061 plans. Nbt Bancorp Inc. 401(k) & Employee Stock Ownership Plan reports 1,777 participants - 2.2x that state average ($275M EOY assets).
New York filing particulars
| Total Assets (Beginning of Year) | $318M |
|---|---|
| Net Assets (End of Year) | $275M |
| Net Income | -$43M |
| Employer EIN | 161268674 |
| Plan Effective Date | 1979-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Nbt Bancorp Inc.)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 3,368 | $388M |
| 2023 | 2 | 3,453 | $443M |
| 2024 | 2 | 3,828 | $492M |
Nearby 401(k) Plans in New York
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Nbt Bancorp Inc. 401(k) & Employee Stock Ownership Plan vs. nearby 401(k) plans in New York, assets vs. participants
- IBM 401 (K) Plus Plan $53.4B · 56,376
- Morgan Stanley 401(k) Plan $16.4B · 42,924
- The Pepsico Savings Plan $12.1B · 129,846
- Deloitte 401(k) Plan $11.0B · 74,687
- The Goldman Sachs 401(k) Plan $9.7B · 22,650
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Nbt Bancorp Inc. 401(k) & Employee Stock Ownership Plan by total assets, not by location.
- The Middleby Corporation Profit Sharing Plan (IL) $275M · 5,094
- Dealer Tire LLC 401(k) Savings Plan (OH) $275M · 5,239
- Ultra Electronics Inc. 401(k) Plan (MA) $275M · 1,941
- Dykema Gossett PLLC Savings & Investment Plan (MI) $275M · 748
Frequently Asked Questions
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Filing takeaways
Ways to act on Nbt Bancorp Inc. 401(k) & Employee Stock Ownership Plan's numbers.
- By total assets, Nbt Bancorp Inc. 401(k) & Employee Stock Ownership Plan ranks in the top 5% of all filed plans by assets. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in New York. Compare plans
- Nbt Bancorp Inc.'s sponsor-wide assets have grown 26.5% since 2022 across 3 plan years on file. More Finance & Insurance plans